Nu Holdings Ltd. (NU)

BR — Financial Services Sector
Peers: CM  ING  BNS  BCS  BMO  ITUB  WFC  SMFG  USB 

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Key Metrics & Ratings

  • symbol NU
  • Rev/Share 2.8002
  • Book/Share 2.181
  • PB 8.1052
  • Debt/Equity 0.2308
  • CurrentRatio 0.8845
  • ROIC 0.1458

 

  • MktCap 85235280200.0
  • FreeCF/Share 0.7576
  • PFCF 23.2518
  • PE 33.8161
  • Debt/Assets 0.0356
  • DivYield 0
  • ROE 0.2781

 

  • Rating B+
  • Score 3
  • Recommendation Neutral
  • P/E Score 1
  • DCF Score 5
  • P/B Score 1
  • D/E Score 3

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Upgrade NU Citigroup Sell Buy -- $18 Aug. 20, 2025
Upgrade NU Itau BBA Market Perform Outperform -- $18 Aug. 18, 2025
Upgrade NU JP Morgan Neutral Overweight -- $13 April 8, 2025

News

Nu Holdings: The Flywheel Thesis At Fair Value
NU
Published: January 09, 2026 by: Seeking Alpha
Sentiment: Positive

NU Holdings (NU) leverages a mobile-only model and proprietary data to disrupt Latin America's underbanked market, boasting 114 million customers and rapid expansion. NU's cross-selling, cost efficiency, and data-driven underwriting drive superior risk-adjusted returns and a 300% ARPAC monetization runway, especially in Mexico and Colombia. A conservative $17.75 price target reflects robust growth, high retention, and margin expansion, with operating leverage and disciplined capital adequacy supporting long-term value.

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image for news Nu Holdings: The Flywheel Thesis At Fair Value
Why Revenue Durability Matters More Than Ever for Nu Holdings
NU
Published: January 08, 2026 by: Zacks Investment Research
Sentiment: Positive

NU's growing revenue durability, driven by deeper multi-product use, is reshaping its growth story as recurring income rises despite macro swings.

Read More
image for news Why Revenue Durability Matters More Than Ever for Nu Holdings
Nu (NU) Soars 5.4%: Is Further Upside Left in the Stock?
NU
Published: January 06, 2026 by: Zacks Investment Research
Sentiment: Positive

Nu (NU) was a big mover last session on higher-than-average trading volume. The latest trend in earnings estimate revisions might not help the stock continue moving higher in the near term.

Read More
image for news Nu (NU) Soars 5.4%: Is Further Upside Left in the Stock?
BAP vs. NU: Which Stock Is the Better Value Option?
BAP, NU
Published: December 30, 2025 by: Zacks Investment Research
Sentiment: Positive

Investors interested in stocks from the Banks - Foreign sector have probably already heard of Credicorp (BAP) and Nu Holdings Ltd. (NU). But which of these two stocks presents investors with the better value opportunity right now?

Read More
image for news BAP vs. NU: Which Stock Is the Better Value Option?
Should You Buy Nu Holdings (NU) Stock Before February?
NU
Published: December 29, 2025 by: The Motley Fool
Sentiment: Positive

Nu outperformed the S&P 500 over the past 12 months. It's still gaining customers without sacrificing its margins.

Read More
image for news Should You Buy Nu Holdings (NU) Stock Before February?
SoFi vs. Nu Holdings: Which Fintech Stock is a Better Buy Right Now?
NU, SOFI
Published: December 29, 2025 by: Zacks Investment Research
Sentiment: Positive

SOFI pulls ahead as profitability surges, guidance rises and deposits grow, making it the stronger fintech buy right now.

Read More
image for news SoFi vs. Nu Holdings: Which Fintech Stock is a Better Buy Right Now?
You Don't Need Big Money for These 3 Under-$30 Stock Plays
CCL, NTDOY, NU
Published: December 26, 2025 by: MarketBeat
Sentiment: Positive

There's something compelling about stocks you can own for under $30 per share. For investors with $5,000 or less to put into the market, finding quality stocks at a low price creates an opportunity to build a substantial position that can grow over time.

Read More
image for news You Don't Need Big Money for These 3 Under-$30 Stock Plays
NU Stock Surges 30% in the Past 6 Months: Buy, Hold, or Sell?
NU
Published: December 18, 2025 by: Zacks Investment Research
Sentiment: Positive

NU stock jumps 30% in six months as revenue durability strengthens, users hit 127M, and currency-neutral revenues rose 39% to $4.2B.

Read More
image for news NU Stock Surges 30% in the Past 6 Months: Buy, Hold, or Sell?
Investors Heavily Search Nu Holdings Ltd. (NU): Here is What You Need to Know
NU
Published: December 18, 2025 by: Zacks Investment Research
Sentiment: Positive

Nu (NU) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.

Read More
image for news Investors Heavily Search Nu Holdings Ltd. (NU): Here is What You Need to Know
Ditch the Cash, Grab the Gains: Top Mobile Payment Stocks to Buy
ACIW, BFH, NU
Published: December 15, 2025 by: Zacks Investment Research
Sentiment: Positive

Mobile payments are booming, and Nu, ACI Worldwide and Bread Financial are leading the charge in fast, digital-first transactions.

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image for news Ditch the Cash, Grab the Gains: Top Mobile Payment Stocks to Buy
Is It Worth Investing in Nu (NU) Based on Wall Street's Bullish Views?
NU
Published: December 15, 2025 by: Zacks Investment Research
Sentiment: Positive

Investors often turn to recommendations made by Wall Street analysts before making a Buy, Sell, or Hold decision about a stock. While media reports about rating changes by these brokerage-firm employed (or sell-side) analysts often affect a stock's price, do they really matter?

Read More
image for news Is It Worth Investing in Nu (NU) Based on Wall Street's Bullish Views?
Nu Holdings: The Next Chapter After Brazilian Dominance
NU
Published: December 10, 2025 by: Seeking Alpha
Sentiment: Positive

Nu Holdings dominates Brazil's underbanked, high-fee banking oligopoly with a differentiated, tech-driven model. NU's model delivers superior economics, including wide unit margins, a best-in-class efficiency ratio, and consistently high ROE driven by low-cost deposits and data-driven underwriting. The core strategic priority is to replicate Brazil's playbook in Mexico and Colombia, two large underpenetrated markets with similar structural banking gaps.

Read More
image for news Nu Holdings: The Next Chapter After Brazilian Dominance
BAP or NU: Which Is the Better Value Stock Right Now?
BAP, NU
Published: December 10, 2025 by: Zacks Investment Research
Sentiment: Neutral

Investors interested in stocks from the Banks - Foreign sector have probably already heard of Credicorp (BAP) and Nu Holdings Ltd. (NU). But which of these two stocks offers value investors a better bang for their buck right now?

Read More
image for news BAP or NU: Which Is the Better Value Stock Right Now?
Nu Holdings: Growing Too Fast For Its Valuation To Keep Up
NU
Published: December 09, 2025 by: Seeking Alpha
Sentiment: Positive

NU's Q3 showed scale turning into a structural advantage, with 127M customers, rising ARPAC and industry-leading efficiency that allows the company to grow without adding operational friction. Revenue and net income grew sharply, supported by strong credit discipline and a healthier funding base, reinforcing NU's transition from high-growth fintech to a fully profitable digital bank. Forward valuation compresses meaningfully as EPS grows around 40%YoY, making current multiples look less like a premium and more like a temporary effect of rapid fundamental expansion.

Read More
image for news Nu Holdings: Growing Too Fast For Its Valuation To Keep Up
Why Revenue Durability Now Matters Most for Nu Holdings' Investors
NU
Published: December 05, 2025 by: Zacks Investment Research
Sentiment: Positive

NU's rising revenue durability and deeper multi-product monetization are reshaping its growth story and supporting steadier performance.

Read More
image for news Why Revenue Durability Now Matters Most for Nu Holdings' Investors
Nu Holdings Ltd. (NU) is Attracting Investor Attention: Here is What You Should Know
NU
Published: December 04, 2025 by: Zacks Investment Research
Sentiment: Positive

Zacks.com users have recently been watching Nu (NU) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.

Read More
image for news Nu Holdings Ltd. (NU) is Attracting Investor Attention: Here is What You Should Know
Is Nu (NU) a Buy as Wall Street Analysts Look Optimistic?
NU
Published: November 28, 2025 by: Zacks Investment Research
Sentiment: Neutral

The recommendations of Wall Street analysts are often relied on by investors when deciding whether to buy, sell, or hold a stock. Media reports about these brokerage-firm-employed (or sell-side) analysts changing their ratings often affect a stock's price.

Read More
image for news Is Nu (NU) a Buy as Wall Street Analysts Look Optimistic?
Nu vs. OppFi: Which Fintech Lender Offers Better Upside Now?
NU, OPFI
Published: November 26, 2025 by: Zacks Investment Research
Sentiment: Positive

OPFI and NU post strong Q3 gains, with rising demand, sharper profitability and expanding credit driving the fintech face-off.

Read More
image for news Nu vs. OppFi: Which Fintech Lender Offers Better Upside Now?
2 Great Stocks Howard Marks' Oaktree Bought in Q3
NU, SE
Published: November 25, 2025 by: 24/7 Wall Street
Sentiment: Positive

Howard Marks is an influential investor who has a ton of wisdom to share with the average retail investor.

Read More
image for news 2 Great Stocks Howard Marks' Oaktree Bought in Q3
Are You Looking for a Top Momentum Pick? Why Nu Holdings Ltd.
NU
Published: November 24, 2025 by: Zacks Investment Research
Sentiment: Positive

Does Nu Holdings Ltd. (NU) have what it takes to be a top stock pick for momentum investors?

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image for news Are You Looking for a Top Momentum Pick? Why Nu Holdings Ltd.
BAP vs. NU: Which Stock Is the Better Value Option?
BAP, NU
Published: November 24, 2025 by: Zacks Investment Research
Sentiment: Neutral

Investors with an interest in Banks - Foreign stocks have likely encountered both Credicorp (BAP) and Nu Holdings Ltd. (NU). But which of these two stocks offers value investors a better bang for their buck right now?

Read More
image for news BAP vs. NU: Which Stock Is the Better Value Option?
Nu Holdings Ltd. (NU) is Attracting Investor Attention: Here is What You Should Know
NU
Published: November 20, 2025 by: Zacks Investment Research
Sentiment: Positive

Recently, Zacks.com users have been paying close attention to Nu (NU). This makes it worthwhile to examine what the stock has in store.

Read More
image for news Nu Holdings Ltd. (NU) is Attracting Investor Attention: Here is What You Should Know
Nu Holdings Analysts Boost Their Forecasts After Upbeat Q3 Earnings
NU
Published: November 14, 2025 by: Benzinga
Sentiment: Positive

Nu Holdings Ltd. (NYSE: NU) posted better-than-expected earnings for the third quarter after Thursday's closing bell.

Read More
image for news Nu Holdings Analysts Boost Their Forecasts After Upbeat Q3 Earnings
3 Reasons Growth Investors Will Love Nu (NU)
NU
Published: November 12, 2025 by: Zacks Investment Research
Sentiment: Positive

Nu (NU) could produce exceptional returns because of its solid growth attributes.

Read More
image for news 3 Reasons Growth Investors Will Love Nu (NU)
Is Nu Holdings Stock a Smart Buy Before Q3 Earnings Report?
NU
Published: November 12, 2025 by: Zacks Investment Research
Sentiment: Positive

NU's expanding customer base, strong Latin American presence and scalable digital model position it for sustained growth ahead of Q3 results.

Read More
image for news Is Nu Holdings Stock a Smart Buy Before Q3 Earnings Report?
Brokers Suggest Investing in Nu (NU): Read This Before Placing a Bet
NU
Published: November 12, 2025 by: Zacks Investment Research
Sentiment: Neutral

Investors often turn to recommendations made by Wall Street analysts before making a Buy, Sell, or Hold decision about a stock. While media reports about rating changes by these brokerage-firm employed (or sell-side) analysts often affect a stock's price, do they really matter?

Read More
image for news Brokers Suggest Investing in Nu (NU): Read This Before Placing a Bet
Future-Ready Fintech Stocks Set for Sustainable Long-Term Growth
AFRM, NU, UPST
Published: November 06, 2025 by: Zacks Investment Research
Sentiment: Positive

Fintech innovators like Upstart, Affirm Holdings and Nu Holdings are driving the next wave of AI-powered, sustainable financial growth.

Read More
image for news Future-Ready Fintech Stocks Set for Sustainable Long-Term Growth
Nu Holdings Ltd. (NU) Earnings Expected to Grow: What to Know Ahead of Q3 Release
NU
Published: November 05, 2025 by: Zacks Investment Research
Sentiment: Neutral

Nu (NU) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Read More
image for news Nu Holdings Ltd. (NU) Earnings Expected to Grow: What to Know Ahead of Q3 Release
UBS vs. NU: Which Stock Is the Better Value Option?
NU, UBS
Published: October 31, 2025 by: Zacks Investment Research
Sentiment: Positive

Investors interested in Banks - Foreign stocks are likely familiar with UBS (UBS) and Nu Holdings Ltd. (NU). But which of these two stocks is more attractive to value investors?

Read More
image for news UBS vs. NU: Which Stock Is the Better Value Option?
FUTU vs. NU: Which Fintech Stock Has More Growth Potential Right Now?
FUTU, NU
Published: October 29, 2025 by: Zacks Investment Research
Sentiment: Positive

Futu Holdings' AI-fueled expansion and Nu Holdings' surging customer base set up a fintech faceoff, each vying for growth in distinct markets.

Read More
image for news FUTU vs. NU: Which Fintech Stock Has More Growth Potential Right Now?

About Nu Holdings Ltd. (NU)

  • IPO Date 2021-12-09
  • Website https://www.nubank.com.br
  • Industry Banks - Diversified
  • CEO David Velez-Osomo
  • Employees 5403

Nu Holdings Ltd. operates as a digital financial services platform and technology company primarily in Brazil, Mexico, and Colombia. It offers Nu credit and debit cards; Ultraviolet credit and debit cards; and mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones. The company provides savings solutions, such as Nu Personal Accounts, a digital account solution that supports all personal finance activities, from daily purchases and money transfers to savings; and Nu business accounts designed specifically for entrepreneur customers and their businesses. In addition, it offers NuInvest, an investment product that provides equity, fixed-income, options, and ETF products, as well as multimarket funds with curated asset allocations based on the customer's risk profile and financial position; personal unsecured loans; in-app buy now pay later' solution for Nu card customers to pay credit and debit purchases, and banking payment slips over time in up to twelve installments; and NuInsurance protecting solutions to help its customers secure life insurance and funeral benefits. The company was founded in 2013 and is headquartered in Sao Paulo, Brazil.