NU

NU's lending engine is gaining momentum, but rising long-term delinquencies keep credit quality firmly in focus.

Nu Bank is seeing nice earnings growth and should reach $5 billion in net income next year. It is doing well in Brazil while growing rapidly in Mexico and Colombia.

Nu Holdings' cross-border push spans 35+ countries, pairing fee-free transfers with dollar and euro accounts as it expands beyond core markets.

Revolut and Nubank, the world's two most-valued digital banks, want to conquer the United States, the Financial Times reported Wednesday (Sept. 23). Both companies obtained conditional approval for U.S. banking charters this year, and Brazil-based Nubank officially debuted its offering this month.

Nu (NU) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.

Nu Holdings' U.S. launch and Nu Global broaden its growth runway, but execution, underwriting and valuation risks support a patient stance.

Nu enters U.S. banking with high-yield deposits and no-fee rewards, testing whether its proven Latin American digital banking model can travel.

Nu Holdings delivers 40%+ revenue growth, 30%+ ROE, and a 17.6% efficiency ratio, outpacing both traditional banks and tech peers. NU's digital-only, AI-driven model enables a 20:1 revenue-to-cost ratio, fueling exceptional operating leverage and profitability. With 135M customers, NU's growth is driven by product penetration, cohort maturation, and expansion in Mexico and Colombia.

SoFi and Nu take increasingly different growth paths as scale, cross-selling, AI and diversification reshape their digital banking models.

NU deepens its AI push with NuFormer, using a vast database to drive underwriting, service and growth.