Nu Holdings Ltd. operates in the technology industry. The company is headquartered in Grand Cayman, Cayman Islands.
| Revenue (TTM) | $7.59B |
| Gross Profit (TTM) | $7.59B |
| EBITDA | — |
| Operating Margin | 48.20% |
| Return on Equity | 30.10% |
| Return on Assets | 4.84% |
| Revenue/Share (TTM) | $1.57 |
| Book Value | $2.59 |
| Price-to-Book | 5.26 |
| Price-to-Sales (TTM) | 8.66 |
| EV/Revenue | 5.4 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 55.90% |
| Quarterly Revenue Growth (YoY) | 43.70% |
| Shares Outstanding | $3.81B |
| Float | $3.76B |
| % Insiders | 1.76% |
| % Institutions | 89.18% |
Volatility is currently contracting
Nu Holdings Ltd. remains a buy due to robust growth metrics and a long runway targeting Latin America's unbanked. NU's digital-only model and strong capital structure provide a competitive edge over less efficient Latin American banks, supporting sustained 20%+ earnings growth. NU's valuation has improved: it trades at a 21x P/E and a 0.44 PEG, reflecting high margins and growth potential relative to peers.
Nu Holdings is rapidly expanding in Latin America, driving strong net income growth and customer monetization through credit portfolio expansion. NU trades at a deeply discounted 11.8x P/E, well below both U.S. Fintech peers and its own historical average, signaling significant undervaluation. Robust credit card and unsecured lending growth have fueled a 12% Q/Q increase in net interest income, reaching $3.3B last quarter.
Nu Holdings remains a Strong Buy despite an 18% stock decline and delayed bull case realization. Top and bottom-line acceleration, undervaluation, and premium fundamentals underpin my bullish stance on NU. The fintech market's potential to triple offers a significant multi-year tailwind for NU's growth prospects.
Nu (NU) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.
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The Latin American company has excellent growth prospects with near-term headwinds.
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Recently, Zacks.com users have been paying close attention to Nu (NU). This makes it worthwhile to examine what the stock has in store.
NU's vast opportunity in Brazil and expanding presence in Mexico and Colombia continue to support its long-term growth story.
