Nu Holdings Ltd. (NU)

BR — Financial Services Sector
Peers: JPM  C  WFC  TD  BAC  RY  HSBC  UBS  BCS 

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Key Metrics & Ratings

  • symbol NU
  • Rev/Share 2.411
  • Book/Share 1.7875
  • PB 7.6318
  • Debt/Equity 0.1005
  • CurrentRatio 0.9906
  • ROIC 0.1744

 

  • MktCap 65653640197.0
  • FreeCF/Share 0.794
  • PFCF 17.1676
  • PE 30.5483
  • Debt/Assets 0.016
  • DivYield 0
  • ROE 0.2791

 

  • Rating B+
  • Score 3
  • Recommendation Neutral
  • P/E Score 2
  • DCF Score 4
  • P/B Score 1
  • D/E Score 3

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Upgrade NU JP Morgan Neutral Overweight -- $13 April 8, 2025

News

BSAC or NU: Which Is the Better Value Stock Right Now?
BSAC, NU
Published: July 10, 2025 by: Zacks Investment Research
Sentiment: Neutral

Investors interested in Banks - Foreign stocks are likely familiar with Banco Santander-Chile (BSAC) and Nu Holdings Ltd. (NU). But which of these two stocks offers value investors a better bang for their buck right now?

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image for news BSAC or NU: Which Is the Better Value Stock Right Now?
Nu Holdings Stock price is Soaring—Should you buy now?
NU
Published: July 10, 2025 by: Invezz
Sentiment: Positive

Nu Holdings stock price has staged a strong comeback in the past two months as demand jumped and investors bought the dip. The stock jumped to a high of $13.65 this week, its highest level since February 18.

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image for news Nu Holdings Stock price is Soaring—Should you buy now?
Nu Holdings: The Fintech Stock With Strong Long-Term Growth Potential
NU
Published: July 09, 2025 by: Seeking Alpha
Sentiment: Positive

Nu Holdings is a leading digital bank in Latin America, targeting underserved markets with a user-friendly app and holistic financial services. The company shows strong customer growth, rising average revenue per user, high margins, and efficient cost structure, supporting robust long-term expansion. Despite appearing overvalued on traditional metrics, NU's high growth rates and improving profitability suggest the current share price underestimates its future potential.

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image for news Nu Holdings: The Fintech Stock With Strong Long-Term Growth Potential
Is Trending Stock Nu Holdings Ltd. (NU) a Buy Now?
NU
Published: July 04, 2025 by: Zacks Investment Research
Sentiment: Positive

Recently, Zacks.com users have been paying close attention to Nu (NU). This makes it worthwhile to examine what the stock has in store.

Read More
image for news Is Trending Stock Nu Holdings Ltd. (NU) a Buy Now?
Nu Holdings Ltd. (NU) Stock Falls Amid Market Uptick: What Investors Need to Know
NU
Published: July 02, 2025 by: Zacks Investment Research
Sentiment: Negative

Nu Holdings Ltd. (NU) closed at $13.49 in the latest trading session, marking a -1.1% move from the prior day.

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image for news Nu Holdings Ltd. (NU) Stock Falls Amid Market Uptick: What Investors Need to Know
Nubank Study: Cash Usage Declines Among 60% of Mexican Customers
NU
Published: July 02, 2025 by: Business Wire
Sentiment: Neutral

MEXICO CITY--(BUSINESS WIRE)--Nu Mexico, a subsidiary of Nubank, one of the largest digital financial services platforms in the world, announced today the milestone of 12 million customers in Mexico, representing 25% of the banked population in the Country. To showcase how its clients' financial lives have evolved and the transformations generated by its products, the company presented the third edition of the study “Impacto Nu: From Access to Well-being”. A key insight: nearly 60% of customers.

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image for news Nubank Study: Cash Usage Declines Among 60% of Mexican Customers
NU's ARPAC Shows Compounding Power of Customer Stickiness
NU
Published: June 30, 2025 by: Zacks Investment Research
Sentiment: Positive

Nu Holdings' rising ARPAC reveals how low-cost service and deepening customer ties are fueling scalable, sticky growth.

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image for news NU's ARPAC Shows Compounding Power of Customer Stickiness
NU vs. DAVE: Which Fintech Stock Should Investors Back Right Now?
DAVE, NU
Published: June 30, 2025 by: Zacks Investment Research
Sentiment: Neutral

Nu Holdings scales across Latin America with 118M users, while Dave leverages AI and U.S. growth. Read on to know who will lead fintech's future.

Read More
image for news NU vs. DAVE: Which Fintech Stock Should Investors Back Right Now?
Nu Holdings: The Only Fintech In My Portfolio Right Now
NU
Published: June 27, 2025 by: Seeking Alpha
Sentiment: Positive

I invested in Nu Holdings for its rare, profitable, and rapidly scaling fintech platform outside the U.S., offering much-needed portfolio diversification. Nu Holdings boasts 118 million customers, 83%+ activity rate, 40%+ revenue growth, and 62%+ income growth, with industry-leading efficiency and profitability. Risks include heavy Brazil exposure, rapid loan growth in emerging markets, competition, and a premium valuation that could compress if growth slows.

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image for news Nu Holdings: The Only Fintech In My Portfolio Right Now
Nu Holdings: Still A Buy But Not As Obvious As Before
NU
Published: June 27, 2025 by: Seeking Alpha
Sentiment: Positive

Nu Holdings Ltd. remains a long-term buy, but recent gains have compressed the margin of safety, warranting a more cautious approach at current prices. Growth opportunities persist through untapped segments like investments, insurance, and international expansion, supporting the bullish thesis beyond the core business. Key risks include potential ROE compression, macroeconomic volatility in LatAm, and increasing competition from both traditional and digital banks.

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image for news Nu Holdings: Still A Buy But Not As Obvious As Before
BSAC or NU: Which Is the Better Value Stock Right Now?
BSAC, NU
Published: June 23, 2025 by: Zacks Investment Research
Sentiment: Neutral

Investors with an interest in Banks - Foreign stocks have likely encountered both Banco Santander-Chile (BSAC) and Nu Holdings Ltd. (NU). But which of these two stocks offers value investors a better bang for their buck right now?

Read More
image for news BSAC or NU: Which Is the Better Value Stock Right Now?
Can Nubank Repeat Its Brazilian Success in Mexico and Beyond?
NU
Published: June 19, 2025 by: Zacks Investment Research
Sentiment: Positive

NU's Mexico expansion shows slower growth than Brazil, as rivals brace for impact and regulatory shifts reshape the playing field.

Read More
image for news Can Nubank Repeat Its Brazilian Success in Mexico and Beyond?
NU's Six Months Consolidation: Should You Buy, Hold, or Sell?
NU
Published: June 13, 2025 by: Zacks Investment Research
Sentiment: Neutral

NU's user base, revenues and returns are soaring. However, a steep valuation and Latin American risks cloud the near-term outlook.

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image for news NU's Six Months Consolidation: Should You Buy, Hold, or Sell?
Top Fintech Stocks That are Transforming the Future of Finance
HOOD, NU, SOFI
Published: June 13, 2025 by: Zacks Investment Research
Sentiment: Positive

The fintech industry is set to disrupt traditional finance. HOOD, NU and SOFI are leading fintech?

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image for news Top Fintech Stocks That are Transforming the Future of Finance
Nu Holdings' Relentless Customer Surge Redefines Fintech Growth
NU
Published: June 06, 2025 by: Zacks Investment Research
Sentiment: Positive

NU's explosive first-quarter customer growth and strong monetization show that it is scaling fintech with discipline and speed.

Read More
image for news Nu Holdings' Relentless Customer Surge Redefines Fintech Growth
Nu Holdings Ltd. (NU) is Attracting Investor Attention: Here is What You Should Know
NU
Published: June 05, 2025 by: Zacks Investment Research
Sentiment: Positive

Nu (NU) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.

Read More
image for news Nu Holdings Ltd. (NU) is Attracting Investor Attention: Here is What You Should Know
SoFi vs. Nu Holdings: Which Fintech Stock Stands Out Right Now?
NU, SOFI
Published: May 29, 2025 by: Zacks Investment Research
Sentiment: Positive

SOFI and NU face off as fintech disruptors. See how their growth, profits and digital models stack up in this in-depth head-to-head analysis.

Read More
image for news SoFi vs. Nu Holdings: Which Fintech Stock Stands Out Right Now?
KB vs. NU: Which Stock Is the Better Value Option?
KB, NU
Published: May 26, 2025 by: Zacks Investment Research
Sentiment: Positive

Investors interested in Banks - Foreign stocks are likely familiar with KB Financial (KB) and Nu Holdings Ltd. (NU). But which of these two companies is the best option for those looking for undervalued stocks?

Read More
image for news KB vs. NU: Which Stock Is the Better Value Option?
Nu Holdings: A Top Fintech Play For 2025
NU
Published: May 23, 2025 by: Seeking Alpha
Sentiment: Positive

Nu Holdings delivered strong Q1 results last week, maintaining rapid customer growth and improving monetization, especially in core markets like Brazil. The fintech added 19M new customers in the last year, reaching 119M total customers by the end of Q1. Deposits in Brazil are surging, and so are the fintechs' overall gross profits.

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image for news Nu Holdings: A Top Fintech Play For 2025
NU Stock Declines 16% in Six Months: Should You Buy, Hold or Sell?
NU
Published: May 22, 2025 by: Zacks Investment Research
Sentiment: Positive

Given the recent decline in NU shares, we evaluate the stock's current position to determine whether this presents a good investment opportunity.

Read More
image for news NU Stock Declines 16% in Six Months: Should You Buy, Hold or Sell?
Nu Holdings Ltd. (NU) Is a Trending Stock: Facts to Know Before Betting on It
NU
Published: May 22, 2025 by: Zacks Investment Research
Sentiment: Positive

Nu (NU) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.

Read More
image for news Nu Holdings Ltd. (NU) Is a Trending Stock: Facts to Know Before Betting on It
Nu Holdings Q1: Bullish On The Business, Cautious On The Stock (Rating Downgrade)
NU
Published: May 16, 2025 by: Seeking Alpha
Sentiment: Neutral

Nu Holdings is growing fast, with strong fundamentals, but its stock price seems overvalued at the moment. Q1 2025 results were solid, with revenue growth and client expansion, but some small concerns on defaults and ROE sustainability linger. Nu's low-cost digital model is a key strength, allowing it to scale rapidly with minimal overhead compared to traditional banks.

Read More
image for news Nu Holdings Q1: Bullish On The Business, Cautious On The Stock (Rating Downgrade)
Buffett-Backed Nu Holdings Preps Q1 Report As Crypto Bets Come Into View
NU
Published: May 13, 2025 by: Benzinga
Sentiment: Positive

Digital bank company Nu Holdings NU could show its continued growth in Latin America when the company reports first-quarter financial results after market close on Tuesday.

Read More
image for news Buffett-Backed Nu Holdings Preps Q1 Report As Crypto Bets Come Into View
NU's Q1 Earnings Approaching: Time to Buy, Sell or Hold the Stock?
NU
Published: May 12, 2025 by: Zacks Investment Research
Sentiment: Positive

Nu Holdings' top line in the first quarter of 2025 is anticipated to have benefited from its customer-centric model.

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image for news NU's Q1 Earnings Approaching: Time to Buy, Sell or Hold the Stock?
5 Ugly Investments 'Everyone' Is Buying
META, NU, NVDA, PLTR, VOO, VXUS
Published: May 12, 2025 by: Seeking Alpha
Sentiment: Negative

Even when you strongly disagree, it can be extremely valuable to consider opposing viewpoints. This article considers 5 popular investments most people should avoid like the plague. I view these investments through the lens of popular children's storybook lessons, and then conclude with an important takeaway.

Read More
image for news 5 Ugly Investments 'Everyone' Is Buying
Nu Holdings: Mexican Banking License Opens A Door To New Growth Avenue
NU
Published: May 07, 2025 by: Seeking Alpha
Sentiment: Positive

NU Holdings has secured a full banking license in Mexico, enabling it to expand its product offerings beyond credit cards to include personal loans. NU's strategy focuses on becoming the largest retail bank in Latin America, expanding into telecom and e-commerce, and scaling an AI-driven banking model globally. Mexico's low financial inclusion and high profitability make it an ideal market for NU's disruptive banking model, similar to its success in Brazil.

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image for news Nu Holdings: Mexican Banking License Opens A Door To New Growth Avenue
Roberto Campos Neto to Join Nubank as Vice Chairman and Global Head of Public Policy
NU
Published: May 06, 2025 by: Business Wire
Sentiment: Neutral

SÃO PAULO--(BUSINESS WIRE)--Nu, one of the largest digital financial services platforms in the world, announces the expected appointment of former Brazilian Central Bank president Roberto Campos Neto to its Management Team and to the Board of Directors of Nu Holdings, effective on July 1, after completing a six month cooling off period as determined by the Brazilian legislation. Reporting directly to David Vélez, founder and CEO of Nubank, the executive will serve as Vice Chairman of Nubank and.

Read More
image for news Roberto Campos Neto to Join Nubank as Vice Chairman and Global Head of Public Policy
Nu Holdings Ltd. (NU) to Report Q1 Results: Wall Street Expects Earnings Growth
NU
Published: May 06, 2025 by: Zacks Investment Research
Sentiment: Positive

Nu (NU) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Read More
image for news Nu Holdings Ltd. (NU) to Report Q1 Results: Wall Street Expects Earnings Growth
Investors Heavily Search Nu Holdings Ltd. (NU): Here is What You Need to Know
NU
Published: April 30, 2025 by: Zacks Investment Research
Sentiment: Positive

Nu (NU) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.

Read More
image for news Investors Heavily Search Nu Holdings Ltd. (NU): Here is What You Need to Know
3 Brilliant Growth Stocks to Buy Now and Hold for the Long Term
BROS, ELF, NU
Published: April 29, 2025 by: The Motley Fool
Sentiment: Positive

The market's starting to claw its way back up, but things are looking iffy, and they've been changing on a moment's notice.

Read More
image for news 3 Brilliant Growth Stocks to Buy Now and Hold for the Long Term

About Nu Holdings Ltd. (NU)

  • IPO Date 2021-12-09
  • Website https://www.nubank.com.br
  • Industry Banks - Diversified
  • CEO David Velez-Osomo
  • Employees 5403

Nu Holdings Ltd. operates as a digital financial services platform and technology company primarily in Brazil, Mexico, and Colombia. It offers Nu credit and debit cards; Ultraviolet credit and debit cards; and mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones. The company provides savings solutions, such as Nu Personal Accounts, a digital account solution that supports all personal finance activities, from daily purchases and money transfers to savings; and Nu business accounts designed specifically for entrepreneur customers and their businesses. In addition, it offers NuInvest, an investment product that provides equity, fixed-income, options, and ETF products, as well as multimarket funds with curated asset allocations based on the customer's risk profile and financial position; personal unsecured loans; in-app buy now pay later' solution for Nu card customers to pay credit and debit purchases, and banking payment slips over time in up to twelve installments; and NuInsurance protecting solutions to help its customers secure life insurance and funeral benefits. The company was founded in 2013 and is headquartered in Sao Paulo, Brazil.