Nu Holdings Ltd. operates in the technology industry. The company is headquartered in Grand Cayman, Cayman Islands.
| Revenue (TTM) | $8.44B |
| Gross Profit (TTM) | $8.44B |
| EBITDA | — |
| Operating Margin | 50.10% |
| Return on Equity | 31.60% |
| Return on Assets | 4.96% |
| Revenue/Share (TTM) | $1.74 |
| Book Value | $2.74 |
| Price-to-Book | 4.37 |
| Price-to-Sales (TTM) | 6.72 |
| EV/Revenue | 4.308 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 66.30% |
| Quarterly Revenue Growth (YoY) | 52.10% |
| Shares Outstanding | $3.81B |
| Float | $3.73B |
| % Insiders | 2.06% |
| % Institutions | 82.72% |
Volatility is currently expanding
Nu (NU) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
The company is revolutionizing digital banking in Latin America, making it a top choice for aggressive growth investors seeking exposure to rapidly expanding markets. With strong customer acquisition, innovative technology, and a large addressable market, Nu Holdings offers significant upside potential for investors focused on high growth. Its disruptive business model and rapid expansion in underbanked regions position it as a leading fintech, primed for substantial long-term returns.
Nu Holdings remains fundamentally strong despite recent market volatility, with the stock trading around $12 after Brazil's elections. The company's best-in-class ~19.5% efficiency ratio and 12.4% risk-adjusted NIM provide a huge competitive advantage and structural margin buffer against macroeconomic turmoil. Trading at a depressed P/E of just 15.7x despite compounding revenue at ~40% YoY with a 30%+ ROE, Nu is severely disconnected from its intrinsic value.
CME Group dominates the global derivatives market with industry-leading net margins. Nu is rapidly scaling its digital banking platform across Latin America with high revenue growth.
Robinhood generated nearly $4.5 billion in 2025 revenue, benefiting from strong trading activity and growing demand for its expanding financial services platform. Nu serves more than 140 million customers across Latin America, with revenue reaching approximately $15.9 billion in 2025.
Nu has expanded to several new markets, including the U.S., opening new revenue streams. It continues to add millions of new customers, and its average revenue per active customer is still increasing.
Nu Holdings Ltd. NU suffered a political shock this week.
Nu is expanding into the U.S., and it has also just opened an international online bank. It demonstrated strong growth every quarter, and net income growth is outpacing revenue growth.
Now, as she leads Nu's emerging US business, she is taking on its biggest challenge yet: breaking into America's crowded banking market. As part of Business Insider's The Long Play, Junqueira sat down with Dan DeFrancesco, executive editor and anchor of Business Insider Today, to share her insights on how to build trust and scale in banking, like leaning into convenience through digital banking products.
Nubank's CEO joined Business Insider's The Long Play to discuss the bank's expansion into the US. The company looks to simplify banking with a digital-first fintech approach.
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