Nu Holdings Ltd. (NU)

BR — Financial Services Sector
Peers: JPM  C  WFC  TD  BAC  RY  HSBC  UBS  BCS 

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Key Metrics & Ratings

  • symbol NU
  • Rev/Share 2.411
  • Book/Share 1.7875
  • PB 6.7086
  • Debt/Equity 0.1005
  • CurrentRatio 0.9906
  • ROIC 0.1744

 

  • MktCap 57775718149.0
  • FreeCF/Share 0.794
  • PFCF 15.1076
  • PE 26.853
  • Debt/Assets 0.016
  • DivYield 0
  • ROE 0.2791

 

  • Rating B+
  • Score 3
  • Recommendation Neutral
  • P/E Score 1
  • DCF Score 4
  • P/B Score 1
  • D/E Score 3

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Upgrade NU JP Morgan Neutral Overweight -- $13 April 8, 2025

News

SoFi vs. Nu Holdings: Which Fintech Stock Stands Out Right Now?
NU, SOFI
Published: May 29, 2025 by: Zacks Investment Research
Sentiment: Positive

SOFI and NU face off as fintech disruptors. See how their growth, profits and digital models stack up in this in-depth head-to-head analysis.

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image for news SoFi vs. Nu Holdings: Which Fintech Stock Stands Out Right Now?
KB vs. NU: Which Stock Is the Better Value Option?
KB, NU
Published: May 26, 2025 by: Zacks Investment Research
Sentiment: Positive

Investors interested in Banks - Foreign stocks are likely familiar with KB Financial (KB) and Nu Holdings Ltd. (NU). But which of these two companies is the best option for those looking for undervalued stocks?

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image for news KB vs. NU: Which Stock Is the Better Value Option?
Nu Holdings: A Top Fintech Play For 2025
NU
Published: May 23, 2025 by: Seeking Alpha
Sentiment: Positive

Nu Holdings delivered strong Q1 results last week, maintaining rapid customer growth and improving monetization, especially in core markets like Brazil. The fintech added 19M new customers in the last year, reaching 119M total customers by the end of Q1. Deposits in Brazil are surging, and so are the fintechs' overall gross profits.

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image for news Nu Holdings: A Top Fintech Play For 2025
NU Stock Declines 16% in Six Months: Should You Buy, Hold or Sell?
NU
Published: May 22, 2025 by: Zacks Investment Research
Sentiment: Positive

Given the recent decline in NU shares, we evaluate the stock's current position to determine whether this presents a good investment opportunity.

Read More
image for news NU Stock Declines 16% in Six Months: Should You Buy, Hold or Sell?
Nu Holdings Ltd. (NU) Is a Trending Stock: Facts to Know Before Betting on It
NU
Published: May 22, 2025 by: Zacks Investment Research
Sentiment: Positive

Nu (NU) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.

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image for news Nu Holdings Ltd. (NU) Is a Trending Stock: Facts to Know Before Betting on It
Nu Holdings Q1: Bullish On The Business, Cautious On The Stock (Rating Downgrade)
NU
Published: May 16, 2025 by: Seeking Alpha
Sentiment: Neutral

Nu Holdings is growing fast, with strong fundamentals, but its stock price seems overvalued at the moment. Q1 2025 results were solid, with revenue growth and client expansion, but some small concerns on defaults and ROE sustainability linger. Nu's low-cost digital model is a key strength, allowing it to scale rapidly with minimal overhead compared to traditional banks.

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image for news Nu Holdings Q1: Bullish On The Business, Cautious On The Stock (Rating Downgrade)
Buffett-Backed Nu Holdings Preps Q1 Report As Crypto Bets Come Into View
NU
Published: May 13, 2025 by: Benzinga
Sentiment: Positive

Digital bank company Nu Holdings NU could show its continued growth in Latin America when the company reports first-quarter financial results after market close on Tuesday.

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image for news Buffett-Backed Nu Holdings Preps Q1 Report As Crypto Bets Come Into View
NU's Q1 Earnings Approaching: Time to Buy, Sell or Hold the Stock?
NU
Published: May 12, 2025 by: Zacks Investment Research
Sentiment: Positive

Nu Holdings' top line in the first quarter of 2025 is anticipated to have benefited from its customer-centric model.

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image for news NU's Q1 Earnings Approaching: Time to Buy, Sell or Hold the Stock?
5 Ugly Investments 'Everyone' Is Buying
META, NU, NVDA, PLTR, VOO, VXUS
Published: May 12, 2025 by: Seeking Alpha
Sentiment: Negative

Even when you strongly disagree, it can be extremely valuable to consider opposing viewpoints. This article considers 5 popular investments most people should avoid like the plague. I view these investments through the lens of popular children's storybook lessons, and then conclude with an important takeaway.

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image for news 5 Ugly Investments 'Everyone' Is Buying
Nu Holdings: Mexican Banking License Opens A Door To New Growth Avenue
NU
Published: May 07, 2025 by: Seeking Alpha
Sentiment: Positive

NU Holdings has secured a full banking license in Mexico, enabling it to expand its product offerings beyond credit cards to include personal loans. NU's strategy focuses on becoming the largest retail bank in Latin America, expanding into telecom and e-commerce, and scaling an AI-driven banking model globally. Mexico's low financial inclusion and high profitability make it an ideal market for NU's disruptive banking model, similar to its success in Brazil.

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image for news Nu Holdings: Mexican Banking License Opens A Door To New Growth Avenue
Roberto Campos Neto to Join Nubank as Vice Chairman and Global Head of Public Policy
NU
Published: May 06, 2025 by: Business Wire
Sentiment: Neutral

SÃO PAULO--(BUSINESS WIRE)--Nu, one of the largest digital financial services platforms in the world, announces the expected appointment of former Brazilian Central Bank president Roberto Campos Neto to its Management Team and to the Board of Directors of Nu Holdings, effective on July 1, after completing a six month cooling off period as determined by the Brazilian legislation. Reporting directly to David Vélez, founder and CEO of Nubank, the executive will serve as Vice Chairman of Nubank and.

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image for news Roberto Campos Neto to Join Nubank as Vice Chairman and Global Head of Public Policy
Nu Holdings Ltd. (NU) to Report Q1 Results: Wall Street Expects Earnings Growth
NU
Published: May 06, 2025 by: Zacks Investment Research
Sentiment: Positive

Nu (NU) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

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image for news Nu Holdings Ltd. (NU) to Report Q1 Results: Wall Street Expects Earnings Growth
Investors Heavily Search Nu Holdings Ltd. (NU): Here is What You Need to Know
NU
Published: April 30, 2025 by: Zacks Investment Research
Sentiment: Positive

Nu (NU) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.

Read More
image for news Investors Heavily Search Nu Holdings Ltd. (NU): Here is What You Need to Know
3 Brilliant Growth Stocks to Buy Now and Hold for the Long Term
BROS, ELF, NU
Published: April 29, 2025 by: The Motley Fool
Sentiment: Positive

The market's starting to claw its way back up, but things are looking iffy, and they've been changing on a moment's notice.

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image for news 3 Brilliant Growth Stocks to Buy Now and Hold for the Long Term
NU Stock Declines 27% in Six Months: Is This a Purchase Level?
NU
Published: April 10, 2025 by: Zacks Investment Research
Sentiment: Neutral

Given the recent decline in NU shares, we evaluate the stock's current position to determine whether this presents a good investment opportunity.

Read More
image for news NU Stock Declines 27% in Six Months: Is This a Purchase Level?
NU: Banking's Silent Disruptor
NU
Published: April 03, 2025 by: Seeking Alpha
Sentiment: Positive

Nu added 20.4 million clients in FY24, reaching 114 million total users across Brazil, Mexico, and Colombia. Total deposits surged 55% YoY to $28.9B, with standout growth in Mexico (+438% YoY) and Colombia ($1.3B in two quarters). The cost-to-serve per active client was just $0.80 in Q4-24, enabling efficient, profitable customer acquisition at scale.

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image for news NU: Banking's Silent Disruptor
Nubank Could Become The Next Global Super App
NU
Published: March 27, 2025 by: Seeking Alpha
Sentiment: Positive

Nubank's core financial services segment is performing well, as revenues and margins continue to grow off the back of efficient user acquisition and deepening monetization. NU's potential to evolve into a super app by leveraging its brand in new markets like e-commerce, travel, and cellular services, could drive higher growth for the long term. The company's valuation is compelling, with forward multiples suggesting significant upside potential, making it an attractive investment opportunity.

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image for news Nubank Could Become The Next Global Super App
Should You Buy Nu Holdings While It's Below $12?
NU
Published: March 27, 2025 by: The Motley Fool
Sentiment: Neutral

Despite having a market cap of more than $50 billion, Nu Holdings (NU -4.17%) might not be a familiar business to many investors in the U.S. That's because its operations are in Brazil, Mexico, and Colombia.

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image for news Should You Buy Nu Holdings While It's Below $12?
Nu Holdings Dominates, But The Real Opportunity Lies In The Dips
NU
Published: March 26, 2025 by: Seeking Alpha
Sentiment: Positive

Investing in Brazilian stocks, like Nu Holdings, requires vigilance due to macroeconomic volatility and the necessity of managing risk and margin of safety. Nu Holdings, despite trading at premium multiples, offers strong growth potential with high ROE and expanding market share in Brazil and Latin America. Risks include high-interest rates, potential regulation changes, and a high-risk credit portfolio, which could impact ROE and overall financial performance.

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image for news Nu Holdings Dominates, But The Real Opportunity Lies In The Dips
Nu Holdings: Credit Woes Cloud A Bright Future
NU
Published: March 26, 2025 by: Seeking Alpha
Sentiment: Negative

Nu Holdings continues to grow rapidly with 114 million customers, but recent financial results were disappointing due to rising credit losses and currency depreciation. The 7% delinquency rate has raised investor concerns about risk management amid aggressive loan expansion. A sharp fall in the Brazilian Real hurt USD-reported results, though Brazil's economy remains fundamentally strong.

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image for news Nu Holdings: Credit Woes Cloud A Bright Future
Nu Holdings: A Cash Cow In The Making
NU
Published: March 26, 2025 by: Seeking Alpha
Sentiment: Positive

A weakening Brazilian Real has paused the positive momentum of Nu Holdings. Nonetheless, Nu keeps performing excellently by growing customers, revenue, and profit margins. The valuation looks attractive considering the growth trajectory that's ahead with a PEG ratio at 0.3x.

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image for news Nu Holdings: A Cash Cow In The Making
NU Stock Surges 12% in Three Months: Is it Worth Buying?
NU
Published: March 24, 2025 by: Zacks Investment Research
Sentiment: Positive

Given the recent surge in Nu Holdings shares, we evaluate the stock's current position to determine whether it presents a good investment opportunity.

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image for news NU Stock Surges 12% in Three Months: Is it Worth Buying?
Time to Buy the Dip on Nu Stock?
NU
Published: March 20, 2025 by: The Motley Fool
Sentiment: Neutral

The market's having a wild ride so far in 2025, and the S&P 500 briefly entered correction territory last week before swinging back up. For new investors, it could be a scary time.

Read More
image for news Time to Buy the Dip on Nu Stock?
3 No-Brainer Warren Buffett Stocks to Buy Right Now
NU, SIRI, TMUS
Published: March 14, 2025 by: The Motley Fool
Sentiment: Positive

You might not be Warren Buffett, but you can follow him into some of his investments. And he's been buying so much of Sirius XM Holdings (SIRI 1.65%) that he now owns more than a third of the satellite radio provider through Berkshire Hathaway (BRK.A 1.61%) (BRK.B 1.68%).

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image for news 3 No-Brainer Warren Buffett Stocks to Buy Right Now
Why Nu Stock Lost 19% in February
NU
Published: March 07, 2025 by: The Motley Fool
Sentiment: Negative

Nu Holdings (NU -1.97%) stock lost 19% of its value in February, according to data provided by S&P Global Market Intelligence. The stock dropped after its fourth-quarter earnings report, which demonstrated strong performance but negative sentiment about new growth plans and the economy in Brazil.

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image for news Why Nu Stock Lost 19% in February
Better Warren Buffett Stock: Nu Holdings vs. Bank of America
BAC, NU
Published: February 26, 2025 by: The Motley Fool
Sentiment: Positive

Since Warren Buffett became CEO of Berkshire Hathaway in 1965, the company has delivered stellar returns for investors of nearly 20% compounded annually. For this reason, many investors like to look to Berkshire Hathaway and its investment portfolio for ideas.

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image for news Better Warren Buffett Stock: Nu Holdings vs. Bank of America
Nu Holdings: Reasons For The Q4 Miss Are Critical & Mercado Pago Competition Worries
NU
Published: February 21, 2025 by: Seeking Alpha
Sentiment: Neutral

Nu Holdings reported Q4 results missing expectations, causing an 8% pre-market share drop, primarily due to significant FX impact, controlled growth, and competition. Despite short-term pressures, Nu's long-term growth potential remains strong, with a proven formula and only 4% of Latin America's TAM captured. Nu's valuation at 22x forward earnings and 0.8x PEG ratio remains highly attractive, but the near-term trajectory is murky.

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image for news Nu Holdings: Reasons For The Q4 Miss Are Critical & Mercado Pago Competition Worries
Why Nu Stock Is Plummeting Today
NU
Published: February 21, 2025 by: The Motley Fool
Sentiment: Negative

Nu (NU -15.18%) stock is seeing big sell-offs in Friday's trading. The fintech company's share price was down 15.2% as of 11:30 a.m.

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image for news Why Nu Stock Is Plummeting Today
Nu Holdings Increases Customer Base by 22%, Prepares Global Expansion
NU
Published: February 20, 2025 by: PYMNTS
Sentiment: Positive

Nu Holdings, the digital financial services platform operating across Brazil, Mexico and Colombia, increased its customer base by 22% in 2024 to reach a total of 114.2 million. The company added 4.5 million customers in the fourth quarter and 20.4 million in the full year 2024, Nu Holdings said in a Thursday (Feb.

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image for news Nu Holdings Increases Customer Base by 22%, Prepares Global Expansion
Here's What Key Metrics Tell Us About Nu (NU) Q4 Earnings
NU
Published: February 20, 2025 by: Zacks Investment Research
Sentiment: Neutral

While the top- and bottom-line numbers for Nu (NU) give a sense of how the business performed in the quarter ended December 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

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image for news Here's What Key Metrics Tell Us About Nu (NU) Q4 Earnings

About Nu Holdings Ltd. (NU)

  • IPO Date 2021-12-09
  • Website https://www.nubank.com.br
  • Industry Banks - Diversified
  • CEO Mr. David Velez-Osomo
  • Employees 5403

Nu Holdings Ltd. operates as a digital financial services platform and technology company primarily in Brazil, Mexico, and Colombia. It offers Nu credit and debit cards; Ultraviolet credit and debit cards; and mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones. The company provides savings solutions, such as Nu Personal Accounts, a digital account solution that supports all personal finance activities, from daily purchases and money transfers to savings; and Nu business accounts designed specifically for entrepreneur customers and their businesses. In addition, it offers NuInvest, an investment product that provides equity, fixed-income, options, and ETF products, as well as multimarket funds with curated asset allocations based on the customer's risk profile and financial position; personal unsecured loans; in-app buy now pay later' solution for Nu card customers to pay credit and debit purchases, and banking payment slips over time in up to twelve installments; and NuInsurance protecting solutions to help its customers secure life insurance and funeral benefits. The company was founded in 2013 and is headquartered in Sao Paulo, Brazil.