Heritage Insurance Holdings, Inc. (HRTG)

US — Financial Services Sector
Peers: HCI  UVE  ACIC  KINS  HMN  JRVR 

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Key Metrics & Ratings

  • symbol HRTG
  • Rev/Share 27.3061
  • Book/Share 12.4243
  • PB 1.5309
  • Debt/Equity 0.3013
  • CurrentRatio 0.0
  • ROIC 0.169

 

  • MktCap 589492566.0
  • FreeCF/Share 2.567
  • PFCF 7.4437
  • PE 5.4869
  • Debt/Assets 0.0455
  • DivYield 0
  • ROE 0.3336

 

  • Rating A
  • Score 4
  • Recommendation Buy
  • P/E Score 3
  • DCF Score 5
  • P/B Score 1
  • D/E Score 3

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
No ratings available.

News

Heritage Insurance Holdings, Inc. (HRTG) Q2 2025 Earnings Call Transcript
HRTG
Published: August 06, 2025 by: Seeking Alpha
Sentiment: Neutral

Heritage Insurance Holdings, Inc. (NYSE:HRTG ) Q2 2025 Earnings Conference Call August 6, 2025 9:00 AM ET Company Participants Ernesto Jose Garateix - CEO & Director Kirk Howard Lusk - CFO & Treasurer Conference Call Participants Jon Paul Newsome - Piper Sandler & Co., Research Division Karol Krzysztof Chmiel - Citizens JMP Securities, LLC, Research Division Mark Douglas Hughes - Truist Securities, Inc., Research Division Operator Good morning, and welcome to the Heritage Insurance Holdings Second Quarter 2025 Earnings Conference Call. Please note, today's event is being recorded.

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image for news Heritage Insurance Holdings, Inc. (HRTG) Q2 2025 Earnings Call Transcript
What to Expect From These 4 Insurers This Earnings Season?
AFL, AIZ, HRTG, LMND
Published: August 04, 2025 by: Zacks Investment Research
Sentiment: Neutral

Here, we take a look at four insurance stocks, AFL, LMND, HRTG and AIZ, which are set to report second-quarter earnings on Aug. 5.

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image for news What to Expect From These 4 Insurers This Earnings Season?
Heritage Due to Report Q2 Earnings: Here's What to Expect
HRTG
Published: August 01, 2025 by: Zacks Investment Research
Sentiment: Positive

HRTG eyes a 68.8% earnings jump in Q2 but a 0.00% Earnings ESP clouds the possibility of the continuation of the insurer's streak of beats.

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image for news Heritage Due to Report Q2 Earnings: Here's What to Expect
Heritage Insurance: A Super-Regional Success With Upside Potential
HRTG
Published: July 13, 2025 by: Seeking Alpha
Sentiment: Positive

Heritage Insurance has completed a successful turnaround, shifting to disciplined underwriting, geographic diversification, and product optimization, resulting in robust profitability and improved margins. The company's risk profile is significantly de-risked, with most insured value now outside Florida and a strong, cost-effective reinsurance program in place. Valuation remains attractive, as HRTG trades at a discount to peers despite strong earnings growth, resilient balance sheet, and favorable market tailwinds from Florida tort reforms.

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image for news Heritage Insurance: A Super-Regional Success With Upside Potential
4 High Earnings Yield Value Stocks You Should be Owning
EGO, FMS, HOPE, HRTG
Published: July 07, 2025 by: Zacks Investment Research
Sentiment: Positive

Unlock your portfolio value by investing in stocks like FMS, EGO, HOPE and HRTG.

Read More
image for news 4 High Earnings Yield Value Stocks You Should be Owning
4 P&C Insurance Stocks That Have Gained More Than 25% YTD
HCI, HRTG, PLMR, ROOT
Published: June 30, 2025 by: Zacks Investment Research
Sentiment: Positive

Despite higher catastrophe losses, HRTG, PLMR, ROOT and HCI not only outperform the industry but also crush the Zacks S&P 500 composite and Finance sector.

Read More
image for news 4 P&C Insurance Stocks That Have Gained More Than 25% YTD
HRTG's Reinsurance Program: Why is it a Cornerstone of Growth?
HRTG
Published: June 26, 2025 by: Zacks Investment Research
Sentiment: Positive

HRTG's robust reinsurance strategy cuts costs, stabilizes earnings and fuels growth in high-margin specialty markets.

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image for news HRTG's Reinsurance Program: Why is it a Cornerstone of Growth?
HRTG vs HCI: Which Regional Insurance Carrier is a Safer Bet?
HCI, HRTG
Published: June 24, 2025 by: Zacks Investment Research
Sentiment: Positive

HRTG's disciplined growth, tech upgrades and share buyback edge out HCI's strong reinsurance and tech spin-off plans.

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image for news HRTG vs HCI: Which Regional Insurance Carrier is a Safer Bet?
HRTG Boosts Premiums-in-Force With Mix Shift: Will it Aid Growth?
HRTG
Published: June 19, 2025 by: Zacks Investment Research
Sentiment: Positive

HRTG grows premiums-in-force by shifting to higher-margin segments and exiting riskier personal lines markets.

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image for news HRTG Boosts Premiums-in-Force With Mix Shift: Will it Aid Growth?
5 High-Earnings Yield Picks to Ride Out Market Uncertainty
ARMN, BPOP, HRTG, NX, PRTH
Published: June 18, 2025 by: Zacks Investment Research
Sentiment: Negative

High earnings yield stocks like ARMN, NX, HRTG, BPOP and PRTH could offer value amid rising market volatility.

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image for news 5 High-Earnings Yield Picks to Ride Out Market Uncertainty
Heritage's E&S Segment Fuels Growth: Can it Sustain the Momentum?
HRTG
Published: June 17, 2025 by: Zacks Investment Research
Sentiment: Negative

The Excess and Surplus (E&S) segment is a key driver of growth for Heritage Insurance Holdings HRTG. It offers diversification to the super-regional U.S. property and casualty insurer's revenues generated from the admitted insurance market.

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image for news Heritage's E&S Segment Fuels Growth: Can it Sustain the Momentum?
HRTG Outpaces Industry in 3 Months: Time to Buy the Stock?
HRTG
Published: June 11, 2025 by: Zacks Investment Research
Sentiment: Positive

HRTG soars 96.1% in 3 months, fueled by disciplined growth, reinsurance gains, and InsurTech-driven underwriting edge.

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image for news HRTG Outpaces Industry in 3 Months: Time to Buy the Stock?
Heritage Insurance Margin Improves: Can It Retain the Momentum?
HRTG
Published: June 05, 2025 by: Zacks Investment Research
Sentiment: Positive

HRTG's net margin keeps rising as it leans into tech, E&S expansion and disciplined underwriting.

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image for news Heritage Insurance Margin Improves: Can It Retain the Momentum?
Heritage Insurance (HRTG) Is Up 4.48% in One Week: What You Should Know
HRTG
Published: June 04, 2025 by: Zacks Investment Research
Sentiment: Positive

Does Heritage Insurance (HRTG) have what it takes to be a top stock pick for momentum investors? Let's find out.

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image for news Heritage Insurance (HRTG) Is Up 4.48% in One Week: What You Should Know
4 Insurance Stocks That Have Outperformed the S&P 500 in a Year
HCI, HMN, HRTG, TRV
Published: June 03, 2025 by: Zacks Investment Research
Sentiment: Positive

Insurance Stocks HCI, HRTG, HMN and TRV outperform the industry, the sector and the S&P 500 composite, and look poised to retain the rally.

Read More
image for news 4 Insurance Stocks That Have Outperformed the S&P 500 in a Year
4 Stocks Trading Near 52-Week High With Room to Rise Further
DB, HRTG, PAHC, TGI
Published: May 23, 2025 by: Zacks Investment Research
Sentiment: Positive

Investors target stocks that have been on a bullish run lately. Stocks like DB, HRTG, PAHC and TGI are seeing price strength and the momentum is likely to continue.

Read More
image for news 4 Stocks Trading Near 52-Week High With Room to Rise Further
5 Value Stocks With High Earnings Yield for Handsome Gains
ARMN, HRTG, LTM, PGY, PRTH
Published: May 19, 2025 by: Zacks Investment Research
Sentiment: Positive

Unlock your portfolio value with these high earnings stocks - ARMN, LTM, PRTH, HRTG and PGY.

Read More
image for news 5 Value Stocks With High Earnings Yield for Handsome Gains
Heritage Insurance: Takeaways From The Q1 2025 Earnings Report
HRTG
Published: May 19, 2025 by: Seeking Alpha
Sentiment: Positive

Heritage Insurance's Q1 2025 report reinforces my bullish outlook. I continue to view the current dip as a compelling buying opportunity, given HRTG's long-term value and outperformance since my initial recommendation. The company's resilience and strong results amid three consecutive quarters of catastrophic losses demonstrate the effectiveness of management's strategies.

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image for news Heritage Insurance: Takeaways From The Q1 2025 Earnings Report
Are You Looking for a Top Momentum Pick? Why Heritage Insurance (HRTG) is a Great Choice
HRTG
Published: May 12, 2025 by: Zacks Investment Research
Sentiment: Positive

Does Heritage Insurance (HRTG) have what it takes to be a top stock pick for momentum investors? Let's find out.

Read More
image for news Are You Looking for a Top Momentum Pick? Why Heritage Insurance (HRTG) is a Great Choice
Should Heritage Insurance Stock Be in Your Portfolio Post Q1 Earnings?
HRTG
Published: May 09, 2025 by: Zacks Investment Research
Sentiment: Positive

HRTG's growing commercial residential business, expanding E&S business and improving pricing to deliver better margins and boost earnings bode well for growth.

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image for news Should Heritage Insurance Stock Be in Your Portfolio Post Q1 Earnings?
4 Stocks Trading Near 52-Week High With More Upside Potential
ATRO, DB, HRTG, TGI
Published: May 09, 2025 by: Zacks Investment Research
Sentiment: Positive

Stocks like TGI, HRTG, ATRO and DB are seeing price strength and have a high chance of carrying the momentum forward.

Read More
image for news 4 Stocks Trading Near 52-Week High With More Upside Potential
5 Stocks With Recent Price Strength to Maximize Your Gains
APH, CRS, HRTG, MRX, ODD
Published: May 09, 2025 by: Zacks Investment Research
Sentiment: Positive

Investors target stocks that are witnessing a bullish run. Some of the stocks seeing price strength are ODD, CRS, HRTG, APH, MRX.

Read More
image for news 5 Stocks With Recent Price Strength to Maximize Your Gains
Heritage Insurance Holdings, Inc. (HRTG) Hits Fresh High: Is There Still Room to Run?
HRTG
Published: May 08, 2025 by: Zacks Investment Research
Sentiment: Positive

Heritage Insurance (HRTG) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.

Read More
image for news Heritage Insurance Holdings, Inc. (HRTG) Hits Fresh High: Is There Still Room to Run?
Heritage Insurance Holdings, Inc. (HRTG) Q1 2025 Earnings Call Transcript
HRTG
Published: May 07, 2025 by: Seeking Alpha
Sentiment: Neutral

Heritage Insurance Holdings, Inc. (NYSE:HRTG ) Q1 2025 Results Conference Call May 7, 2025 9:00 AM ET Company Participants Kirk Lusk - Chief Financial Officer Ernie Garateix - Chief Executive Officer Conference Call Participants Mark Hughes - Truist Financial Karol Chmiel - Citizens Paul Newsome - Piper Sandler Operator Good morning, and welcome to the Heritage Insurance Holdings First Quarter 2025 Earnings Conference Call. Please note today's event is being recorded.

Read More
image for news Heritage Insurance Holdings, Inc. (HRTG) Q1 2025 Earnings Call Transcript
Heritage Insurance (HRTG) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
HRTG
Published: May 06, 2025 by: Zacks Investment Research
Sentiment: Positive

Although the revenue and EPS for Heritage Insurance (HRTG) give a sense of how its business performed in the quarter ended March 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

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image for news Heritage Insurance (HRTG) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
Heritage Insurance (HRTG) Q1 Earnings Surpass Estimates
HRTG
Published: May 06, 2025 by: Zacks Investment Research
Sentiment: Positive

Heritage Insurance (HRTG) came out with quarterly earnings of $0.99 per share, beating the Zacks Consensus Estimate of $0.46 per share. This compares to earnings of $0.47 per share a year ago.

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image for news Heritage Insurance (HRTG) Q1 Earnings Surpass Estimates
Should You Add HRTG Stock to Your Portfolio Ahead of Q1 Earnings?
HRTG
Published: May 05, 2025 by: Zacks Investment Research
Sentiment: Positive

Heritage Insurance's first-quarter results are likely to benefit from rate adequacy, managed exposures and enhanced underwriting discipline.

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image for news Should You Add HRTG Stock to Your Portfolio Ahead of Q1 Earnings?
Are Investors Undervaluing Heritage Insurance (HRTG) Right Now?
HRTG
Published: May 05, 2025 by: Zacks Investment Research
Sentiment: Positive

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Read More
image for news Are Investors Undervaluing Heritage Insurance (HRTG) Right Now?
Is Heritage Insurance (HRTG) Stock Undervalued Right Now?
HRTG
Published: April 17, 2025 by: Zacks Investment Research
Sentiment: Positive

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Read More
image for news Is Heritage Insurance (HRTG) Stock Undervalued Right Now?
4 Top-Ranked High Earnings Yield Value Stocks to Buy Right Away
BABA, FMS, HLX, HRTG
Published: April 15, 2025 by: Zacks Investment Research
Sentiment: Positive

Unlock your portfolio value with value stocks like Alibaba, Fresenius Medical, Helix Energy and Heritage Insurance. All these stocks boast high earnings yield.

Read More
image for news 4 Top-Ranked High Earnings Yield Value Stocks to Buy Right Away

About Heritage Insurance Holdings, Inc. (HRTG)

  • IPO Date 2014-05-23
  • Website https://investors.heritagepci.com
  • Industry Insurance - Property & Casualty
  • CEO Ernesto Jose Garateix CPCU
  • Employees 540

Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products. The company offers personal residential property insurance for single-family homeowners and condominium owners, and rental property insurance in the states of Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia; commercial residential insurance for properties in Florida, New Jersey, and New York; and licensed in the state of Pennsylvania, as well as personal residential and wind-only property insurance. It also provides restoration, and emergency and recovery services; and property management, and reinsurance services. The company writes personal line policies through a network of retail independent agents, wholesale agents, and a partnership with a direct agency, as well as indirectly to approximately 1,500 retail locations through eight wholesale agency relationships; and personal and commercial insurance policies through a network of approximately 70 independent agencies. Heritage Insurance Holdings, Inc. was founded in 2012 and is headquartered in Tampa, Florida.