Fair Isaac Corporation (FICO)

US — Technology Sector
Peers: CLS  GRMN  NOK  TEAM  TTD  ZM  XYZ  PTC  CTSH  UI 

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Key Metrics & Ratings

  • symbol FICO
  • Rev/Share 83.2686
  • Book/Share -73.0179
  • PB -24.1071
  • Debt/Equity -1.7613
  • CurrentRatio 0.8304
  • ROIC 0.5359

 

  • MktCap 42666671586.0
  • FreeCF/Share 31.2875
  • PFCF 57.0369
  • PE 64.5541
  • Debt/Assets 1.646
  • DivYield 0
  • ROE -0.4824

 

  • Rating C+
  • Score 2
  • Recommendation Sell
  • P/E Score 1
  • DCF Score 3
  • P/B Score 1
  • D/E Score 1

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Downgrade FICO Oppenheimer Outperform Perform -- -- Oct. 13, 2025
Initiation FICO Seaport Research Partners -- Buy -- $1600 Oct. 1, 2025
Initiation FICO BMO Capital Markets -- Outperform -- $2000 July 10, 2025
Upgrade FICO Robert W. Baird Neutral Outperform -- $1900 May 28, 2025
Initiation FICO BofA Securities -- Buy -- $2800 April 10, 2025
Upgrade FICO RBC Capital Mkts Sector Perform Outperform $2040 $2170 Feb. 26, 2025
Initiation FICO JP Morgan -- Neutral -- $2150 Dec. 20, 2024
Initiation FICO UBS -- Neutral -- $2100 Oct. 1, 2024
Initiation FICO Oppenheimer -- Outperform -- $1967 Sept. 3, 2024

News

Here's What Key Metrics Tell Us About Fair Isaac (FICO) Q4 Earnings
FICO
Published: November 14, 2025 by: Zacks Investment Research
Sentiment: Positive

Although the revenue and EPS for Fair Isaac (FICO) give a sense of how its business performed in the quarter ended September 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

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image for news Here's What Key Metrics Tell Us About Fair Isaac (FICO) Q4 Earnings
Buy 5 Big Data Behemoths to Strengthen Your Portfolio Returns in 2026
DELL, FICO, GWRE, NVDA, PLTR
Published: November 13, 2025 by: Zacks Investment Research
Sentiment: Positive

Five data-driven giants, NVDA, DELL, PLTR, FICO and GWRE, are powering AI, analytics, and cloud innovation to boost portfolio returns in 2026.

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image for news Buy 5 Big Data Behemoths to Strengthen Your Portfolio Returns in 2026
Is Fair Isaac (FICO) a Solid Growth Stock? 3 Reasons to Think "Yes"
FICO
Published: November 11, 2025 by: Zacks Investment Research
Sentiment: Positive

Fair Isaac (FICO) is well positioned to outperform the market, as it exhibits above-average growth in financials.

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image for news Is Fair Isaac (FICO) a Solid Growth Stock? 3 Reasons to Think "Yes"
Fair Isaac Q4 Earnings Top Estimates, Strong Scores Drive Up Sales Y/Y
FICO
Published: November 06, 2025 by: Zacks Investment Research
Sentiment: Positive

FICO's fiscal fourth-quarter earnings and revenue beat estimates as booming Scores revenue and stronger mortgage originations fuel growth.

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image for news Fair Isaac Q4 Earnings Top Estimates, Strong Scores Drive Up Sales Y/Y
FICO to Report Q4 Earnings: What's in Store for the Stock?
FICO
Published: October 31, 2025 by: Zacks Investment Research
Sentiment: Positive

FICO's Q4 results may show strength from AI partnerships and new scoring products, even as sequential revenue declines weigh on the outlook.

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image for news FICO to Report Q4 Earnings: What's in Store for the Stock?
Exploring Analyst Estimates for Fair Isaac (FICO) Q4 Earnings, Beyond Revenue and EPS
FICO
Published: October 31, 2025 by: Zacks Investment Research
Sentiment: Positive

Beyond analysts' top-and-bottom-line estimates for Fair Isaac (FICO), evaluate projections for some of its key metrics to gain a better insight into how the business might have performed for the quarter ended September 2025.

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image for news Exploring Analyst Estimates for Fair Isaac (FICO) Q4 Earnings, Beyond Revenue and EPS
FICO Score Mortgage Simulator Now Available Through SharperLending to Empower Borrowers and Lenders and Optimize Loan Options
FICO
Published: October 29, 2025 by: Business Wire
Sentiment: Neutral

BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--SharperLending Solutions is now offering the FICO® Score Mortgage Simulator on the SharperLending Credit Platform.

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image for news FICO Score Mortgage Simulator Now Available Through SharperLending to Empower Borrowers and Lenders and Optimize Loan Options
FICO Survey: Fraud Department Is Secret Weapon for UK Customer Acquisition
FICO
Published: October 29, 2025 by: Business Wire
Sentiment: Neutral

LONDON--(BUSINESS WIRE)--FICO (NYSE: FICO) New researchi on fraud, identity, and digital banking from global analytics software leader FICO reveals that British consumers are prioritizing fraud protection over other considerations when selecting financial service providers. Banking-related fraud, such as stolen cards and identity theft leading to application fraud, tops their list of concerns, while traditional scams like cash theft and shopping frauds rank far lower. “Fraud prevention is no lo.

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image for news FICO Survey: Fraud Department Is Secret Weapon for UK Customer Acquisition
Fair Isaac (FICO) is an Incredible Growth Stock: 3 Reasons Why
FICO
Published: October 23, 2025 by: Zacks Investment Research
Sentiment: Positive

Fair Isaac (FICO) is well positioned to outperform the market, as it exhibits above-average growth in financials.

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image for news Fair Isaac (FICO) is an Incredible Growth Stock: 3 Reasons Why
Buy 3 Tech Stocks on the Dip to Strengthen Your Portfolio in Q4
DOCU, FICO, RDDT
Published: October 16, 2025 by: Zacks Investment Research
Sentiment: Positive

DOCU, RDDT and FICO are trading well below their 52-week highs - three tech names poised for potential upside in Q4.

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image for news Buy 3 Tech Stocks on the Dip to Strengthen Your Portfolio in Q4
FICO Stock Lost 9.8% In A Day. Do You Buy Or Wait?
FICO
Published: October 09, 2025 by: Forbes
Sentiment: Negative

Fair Isaac (FICO) stock has plummeted 9.8% in a single day. Are you an existing shareholder or considering making a purchase?

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image for news FICO Stock Lost 9.8% In A Day. Do You Buy Or Wait?
3 Reasons Growth Investors Will Love Fair Isaac (FICO)
FICO
Published: October 07, 2025 by: Zacks Investment Research
Sentiment: Positive

Fair Isaac (FICO) possesses solid growth attributes, which could help it handily outperform the market.

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image for news 3 Reasons Growth Investors Will Love Fair Isaac (FICO)
Why Fair Isaac (FICO) is Poised to Beat Earnings Estimates Again
FICO
Published: October 07, 2025 by: Zacks Investment Research
Sentiment: Positive

Fair Isaac (FICO) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

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image for news Why Fair Isaac (FICO) is Poised to Beat Earnings Estimates Again
Fair Isaac (FICO) Upgraded to Buy: Here's What You Should Know
FICO
Published: October 07, 2025 by: Zacks Investment Research
Sentiment: Positive

Fair Isaac (FICO) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

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image for news Fair Isaac (FICO) Upgraded to Buy: Here's What You Should Know
Fair Isaac Stock Scores Big With Pricing Change. Credit Bureaus, Not So Much.
FICO
Published: October 03, 2025 by: Barrons
Sentiment: Positive

Fair Isaac, the producer of the FICO Score, changed its pricing model, giving it a greater share of the overall credit-scoring revenue.

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image for news Fair Isaac Stock Scores Big With Pricing Change. Credit Bureaus, Not So Much.
Fair Isaac Shares Rise 3% To Intraday High After Power Inflow Signal
FICO
Published: October 03, 2025 by: Benzinga
Sentiment: Positive

Fair Isaac Corp (NYSE:FICO) experienced a significant Power Inflow alert, a key bullish indicator that is closely tracked by traders who value order flow analytics, specifically institutional and retail order flow data.At 10:12 AM EST on October 3rd, FICO triggered a Power Inflow signal at a price of $1824.73. Prior to the alert, FICO's stock price had been stagnant during the first hour of trading.

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image for news Fair Isaac Shares Rise 3% To Intraday High After Power Inflow Signal
Fair Isaac (FICO) Moves 18.0% Higher: Will This Strength Last?
FICO
Published: October 03, 2025 by: Zacks Investment Research
Sentiment: Positive

Fair Isaac (FICO) was a big mover last session on higher-than-average trading volume. The latest trend in earnings estimate revisions might not help the stock continue moving higher in the near term.

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image for news Fair Isaac (FICO) Moves 18.0% Higher: Will This Strength Last?
Markets Rally On Rate Cut Hopes As AI And Credit Stocks Surge
FICO
Published: October 03, 2025 by: Forbes
Sentiment: Positive

Key Takeaways

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image for news Markets Rally On Rate Cut Hopes As AI And Credit Stocks Surge
Why Fair Isaac (FICO) is a Top Momentum Stock for the Long-Term
FICO
Published: September 23, 2025 by: Zacks Investment Research
Sentiment: Positive

Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.

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image for news Why Fair Isaac (FICO) is a Top Momentum Stock for the Long-Term
Why Fair Isaac (FICO) is a Top Growth Stock for the Long-Term
FICO
Published: September 22, 2025 by: Zacks Investment Research
Sentiment: Positive

Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.

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image for news Why Fair Isaac (FICO) is a Top Growth Stock for the Long-Term
Fair Isaac (FICO) Up 4.9% Since Last Earnings Report: Can It Continue?
FICO
Published: August 29, 2025 by: Zacks Investment Research
Sentiment: Positive

Fair Isaac (FICO) reported earnings 30 days ago. What's next for the stock?

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image for news Fair Isaac (FICO) Up 4.9% Since Last Earnings Report: Can It Continue?
Fair Isaac: Market Fears Are Overblown, The Moat Remains
FICO
Published: August 22, 2025 by: Seeking Alpha
Sentiment: Neutral

Fair Isaac remains the backbone of U.S. consumer credit scoring with a 90% share in lending decisions and a near-exclusive status in mortgage securitizations despite recent FHFA changes. Investor fears over VantageScore adoption are overstated; while cheaper upfront, its lack of history leads to higher spreads and total funding costs. Q3 2025 results underline the strength of the Scores business, with revenues up +34% y/y driven by mortgage and auto loan originations.

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image for news Fair Isaac: Market Fears Are Overblown, The Moat Remains
Fair Isaac: I Am Buying Again Despite The Negative News (Rating Upgrade)
FICO
Published: August 22, 2025 by: Seeking Alpha
Sentiment: Neutral

Fair Isaac Corporation's moat is being tested by the recent changes in the mortgage credit score system. But the real impact is limited: mortgage originations account for 44% of scores' revenues, and just half of mortgages are sold to the GSEs. FICO's moat is built around the network effects of being the industry standard.

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image for news Fair Isaac: I Am Buying Again Despite The Negative News (Rating Upgrade)
FICO Q3 Earnings Beat Estimates, Strong Scores Drive Up Sales Y/Y
FICO
Published: July 31, 2025 by: Zacks Investment Research
Sentiment: Positive

FICO's third-quarter fiscal 2025 results benefit from higher revenues and the robust performance of the Scores segment.

Read More
image for news FICO Q3 Earnings Beat Estimates, Strong Scores Drive Up Sales Y/Y
FICO Survey Finds Canadians Increasingly Justify First-Party Fraud Amid Rising Inflation Rates
FICO
Published: July 30, 2025 by: Business Wire
Sentiment: Neutral

TORONTO--(BUSINESS WIRE)---- $FICO--FICO (NYSE: FICO) Global analytics software leader, FICO released new findings from the 2025 Consumer Survey: Fraud, Identity and Digital Banking CA highlighting Canadians' experiences with application fraud and their perceptions of how well banks are meeting their needs. The survey found that nearly one-third of respondents view first-party fraud—such as providing false information on financial applications—as acceptable in certain circumstances or even normal behavio.

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image for news FICO Survey Finds Canadians Increasingly Justify First-Party Fraud Amid Rising Inflation Rates
Seeking Clues to Fair Isaac (FICO) Q3 Earnings? A Peek Into Wall Street Projections for Key Metrics
FICO
Published: July 25, 2025 by: Zacks Investment Research
Sentiment: Neutral

Evaluate the expected performance of Fair Isaac (FICO) for the quarter ended June 2025, looking beyond the conventional Wall Street top-and-bottom-line estimates and examining some of its key metrics for better insight.

Read More
image for news Seeking Clues to Fair Isaac (FICO) Q3 Earnings? A Peek Into Wall Street Projections for Key Metrics
Fair Isaac to Report Q3 Earnings: What's in Store for the Stock?
FICO
Published: July 24, 2025 by: Zacks Investment Research
Sentiment: Positive

FICO's fiscal third-quarter performance is likely to have benefited from strong Scores momentum, platform growth and improved professional services activity.

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image for news Fair Isaac to Report Q3 Earnings: What's in Store for the Stock?
Fair Isaac (FICO) Earnings Expected to Grow: Should You Buy?
FICO
Published: July 23, 2025 by: Zacks Investment Research
Sentiment: Neutral

Fair Isaac (FICO) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

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image for news Fair Isaac (FICO) Earnings Expected to Grow: Should You Buy?
FICO CEO on criticism from FHFA's Bill Pulte
FICO
Published: July 21, 2025 by: CNBC Television
Sentiment: Negative

William Lansing, FICO CEO, joins CNBC's 'Squawk on the Street' to discuss criticism from Federal Housing Finance Agency director Bill Pulte, alleging FICO is a monopoly.

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image for news FICO CEO on criticism from FHFA's Bill Pulte
Down 14.7% in 4 Weeks, Here's Why Fair Isaac (FICO) Looks Ripe for a Turnaround
FICO
Published: July 15, 2025 by: Zacks Investment Research
Sentiment: Positive

Fair Isaac (FICO) is technically in oversold territory now, so the heavy selling pressure might have exhausted. This along with strong agreement among Wall Street analysts in raising earnings estimates could lead to a trend reversal for the stock.

Read More
image for news Down 14.7% in 4 Weeks, Here's Why Fair Isaac (FICO) Looks Ripe for a Turnaround

About Fair Isaac Corporation (FICO)

  • IPO Date 1987-07-22
  • Website https://www.fico.com
  • Industry Software - Application
  • CEO William J. Lansing
  • Employees 3718

Fair Isaac Corporation develops analytic, software, and data management products and services that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Software segment offers pre-configured decision management solution designed for various business problems or processes, such as marketing, account origination, customer management, customer engagement, fraud detection, financial crimes compliance, collection, and marketing, as well as associated professional services. This segment also provides FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. The Scores segment provides business-to-business scoring solutions and services for consumers that give clients access to analytics to be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Fair Isaac Corporation markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.