Dave Inc. (DAVE)

US — Technology Sector
Peers: BL  KC  ASAN  FRSH  VERX  BLKB  NCNO  PTRN  YOU  INTA 

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Key Metrics & Ratings

  • symbol DAVE
  • Rev/Share 35.6582
  • Book/Share 21.6465
  • PB 8.9672
  • Debt/Equity 0.001
  • CurrentRatio 8.6947
  • ROIC 0.445

 

  • MktCap 2621192782.0
  • FreeCF/Share 17.6941
  • PFCF 11.0078
  • PE 17.8111
  • Debt/Assets 0.0007
  • DivYield 0
  • ROE 0.6584

 

  • Rating A-
  • Score 4
  • Recommendation Buy
  • P/E Score 3
  • DCF Score 2
  • P/B Score 1
  • D/E Score 4

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Reiterated DAVE Citizens JMP -- Mkt Outperform $280 $300 Sept. 26, 2025
Reiterated DAVE B. Riley Securities -- Buy $206 $239 May 27, 2025
Initiation DAVE Canaccord Genuity -- Buy -- $120 Jan. 31, 2025

News

Dave Stock To $256?
DAVE
Published: November 18, 2025 by: Forbes
Sentiment: Negative

Dave (DAVE) stock has decreased by 24.2% in under a month, dropping from $256.05 on 27th Oct, 2025 to $194.10 currently. The fintech firm provides a mobile app for personal finance management, offering services such as budgeting tools, banking, and lending solutions.

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image for news Dave Stock To $256?
Is DAVE INC (DAVE) Stock Outpacing Its Business Services Peers This Year?
DAVE
Published: November 18, 2025 by: Zacks Investment Research
Sentiment: Positive

Here is how Dave Inc. (DAVE) and OppFi Inc. (OPFI) have performed compared to their sector so far this year.

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image for news Is DAVE INC (DAVE) Stock Outpacing Its Business Services Peers This Year?
Dave Stock: 180% Gain + Q3 Beat = Breakout Setup?
DAVE
Published: November 07, 2025 by: MarketBeat
Sentiment: Positive

Los Angeles–based financial technology company Dave Inc. NASDAQ: DAVE has quietly become one of the market's more intriguing small-cap momentum stocks to watch into year-end.

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image for news Dave Stock: 180% Gain + Q3 Beat = Breakout Setup?
Wall Street Analysts Believe DAVE INC (DAVE) Could Rally 35.43%: Here's is How to Trade
DAVE
Published: November 07, 2025 by: Zacks Investment Research
Sentiment: Positive

The consensus price target hints at a 35.4% upside potential for DAVE INC (DAVE). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term.

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image for news Wall Street Analysts Believe DAVE INC (DAVE) Could Rally 35.43%: Here's is How to Trade
3 Stocks to Buy From the Growing Technology Services Market
COHR, DAVE, FUTU
Published: November 05, 2025 by: Zacks Investment Research
Sentiment: Positive

Improving revenues and cash flow since the pandemic, fueled by the swift adoption of remote work and other technological advancements, must help the Zacks Technology Services industry thrive. FUTU, DAVE and COHR are well-positioned to benefit from the exploding demand.

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image for news 3 Stocks to Buy From the Growing Technology Services Market
Dave Inc. (DAVE) Q3 2025 Earnings Call Transcript
DAVE
Published: November 04, 2025 by: Seeking Alpha
Sentiment: Neutral

Dave Inc. ( DAVE ) Q3 2025 Earnings Call November 4, 2025 8:30 AM EST Company Participants Jason Wilk - Co-Founder, CEO, President & Chairman Kyle Beilman - COO, CFO & Secretary Conference Call Participants Jacob Stephan - Lake Street Capital Markets, LLC, Research Division Harold Goetsch - B. Riley Securities, Inc., Research Division Devin Ryan - Citizens JMP Securities, LLC, Research Division Pallav Saini - Canaccord Genuity Corp., Research Division Jeffrey Cantwell - Seaport Research Partners Gary Prestopino - Barrington Research Associates, Inc., Research Division Mark Palmer - The Benchmark Company, LLC, Research Division Zachary Gunn - Financial Technology …

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image for news Dave Inc. (DAVE) Q3 2025 Earnings Call Transcript
Dave Inc. (DAVE) Q3 Earnings and Revenues Surpass Estimates
DAVE
Published: November 04, 2025 by: Zacks Investment Research
Sentiment: Positive

Dave Inc. (DAVE) came out with quarterly earnings of $4.24 per share, beating the Zacks Consensus Estimate of $2.29 per share. This compares to earnings of $1.51 per share a year ago.

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image for news Dave Inc. (DAVE) Q3 Earnings and Revenues Surpass Estimates
Dave Set to Report Q3 Earnings: Here's What Investors Should Know
DAVE
Published: October 30, 2025 by: Zacks Investment Research
Sentiment: Positive

DAVE's third-quarter 2025 results are expected to show strong gains as new fee models, CashAI and higher card use are likely to have boosted revenues and margins.

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image for news Dave Set to Report Q3 Earnings: Here's What Investors Should Know
Dave Appoints Parker Barrile as Chief Product Officer
DAVE
Published: October 29, 2025 by: GlobeNewsWire
Sentiment: Neutral

Veteran Product Leader Will Help Drive Next Phase of Dave's Growth and Further Strengthen Its Position as a Leader in Fintech Veteran Product Leader Will Help Drive Next Phase of Dave's Growth and Further Strengthen Its Position as a Leader in Fintech

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image for news Dave Appoints Parker Barrile as Chief Product Officer
Four Growth Stocks Powering The Fourth Industrial Revolution In 2025
AENT, AGX, CRM, DAVE, KINS, LMB, OPFI, POWL, PSIX, STRL
Published: October 28, 2025 by: Seeking Alpha
Sentiment: Positive

I review four growth stocks—Argan, Inc., Power Solutions International, Inc., Powell Industries, Inc., and Sterling Infrastructure, Inc.—benefiting from the Fourth Industrial Revolution. STRL and PSIX receive Strong Buy ratings due to robust earnings growth, expanding backlogs, and strong industry tailwinds, while POWL and AGX are rated Hold as valuations reflect future growth. POWL and AGX have delivered impressive returns but may face near-term pullbacks; both maintain strong backlogs and financial health, supporting multi-year growth potential.

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image for news Four Growth Stocks Powering The Fourth Industrial Revolution In 2025
Dave to Host Third Quarter 2025 Conference Call on November 4, 2025 at 8:30 a.m. ET
DAVE
Published: October 21, 2025 by: GlobeNewsWire
Sentiment: Neutral

LOS ANGELES, Oct. 21, 2025 (GLOBE NEWSWIRE) -- Dave Inc. (“Dave” or the “Company”) (Nasdaq: DAVE), one of the nation's leading neobanks, will host a conference call on Tuesday, November 4, 2025 at 8:30 a.m. Eastern time to discuss its financial results for the third quarter ended September 30, 2025. The Company's results will be reported in a press release on the same day, prior to the conference call.

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image for news Dave to Host Third Quarter 2025 Conference Call on November 4, 2025 at 8:30 a.m. ET
Sell Shopify And Buy This Stock?
DAVE, SHOP
Published: September 30, 2025 by: Forbes
Sentiment: Negative

Dave (DAVE) demonstrates superior revenue growth during crucial periods, enhanced profitability, and a relatively lower valuation compared to Shopify (SHOP),indicating that investing in DAVE may be the wiser choice. Separately, see – The GOOGL Stock Shareholder Jackpot.

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image for news Sell Shopify And Buy This Stock?
DAVE vs. SEZL: Which Fintech Stock Is Poised Well for Growth Now?
DAVE, SEZL
Published: September 25, 2025 by: Zacks Investment Research
Sentiment: Positive

Sezzle posts record growth while Dave expands members and profits. See which fintech shows stronger momentum ahead.

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image for news DAVE vs. SEZL: Which Fintech Stock Is Poised Well for Growth Now?
DAVE INC (DAVE) Stock Jumps 4.7%: Will It Continue to Soar?
DAVE
Published: September 22, 2025 by: Zacks Investment Research
Sentiment: Positive

DAVE INC (DAVE) witnessed a jump in share price last session on above-average trading volume. The latest trend in earnings estimate revisions for the stock doesn't suggest further strength down the road.

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image for news DAVE INC (DAVE) Stock Jumps 4.7%: Will It Continue to Soar?
DAVE's CAC Moves Up: Is Profitability Still in the Picture?
DAVE
Published: September 17, 2025 by: Zacks Investment Research
Sentiment: Positive

Dave's higher CAC is fueling strong customer growth, record EBITDA and soaring profitability despite rising costs.

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image for news DAVE's CAC Moves Up: Is Profitability Still in the Picture?
DAVE Skyrockets 473% in a Year: Should You Buy the Stock Now?
DAVE
Published: September 16, 2025 by: Zacks Investment Research
Sentiment: Positive

Dave is expanding its member base, rolling out CashAI v5.5, and delivering strong revenues, profit and liquidity growth.

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image for news DAVE Skyrockets 473% in a Year: Should You Buy the Stock Now?
Dave Inc. (DAVE) vs. SoFi (SOFI): Which Fintech Stock Is Better?
DAVE, SOFI
Published: September 16, 2025 by: 24/7 Wall Street
Sentiment: Neutral

It's a head-to-head battle of fintech startups with popular personal finance apps.

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image for news Dave Inc. (DAVE) vs. SoFi (SOFI): Which Fintech Stock Is Better?
DAVE vs. SOFI: Which Fintech Disruptor Offers More Growth Potential Now?
DAVE, SOFI
Published: August 27, 2025 by: Zacks Investment Research
Sentiment: Positive

SoFi's soaring revenues, raised 2025 guidance, and record member growth set it apart from Dave's lean but pressured fintech model.

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image for news DAVE vs. SOFI: Which Fintech Disruptor Offers More Growth Potential Now?
Can DAVE's New $3 Subscription Fee Model Boost Margins?
DAVE
Published: August 26, 2025 by: Zacks Investment Research
Sentiment: Positive

Dave's $3 subscription fee drives stronger margins, higher revenues and improved profitability, with lasting growth potential.

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image for news Can DAVE's New $3 Subscription Fee Model Boost Margins?
Dave's Q2 Profits Expand Sharply: Can It Keep This Momentum?
DAVE
Published: August 20, 2025 by: Zacks Investment Research
Sentiment: Positive

DAVE's second-quarter adjusted net income soared 233% with elevated guidance, but rising delinquencies test its margin strength.

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image for news Dave's Q2 Profits Expand Sharply: Can It Keep This Momentum?
Dave Stock Skyrockets 416% in a Year: Should You Play or Let Go?
DAVE
Published: August 13, 2025 by: Zacks Investment Research
Sentiment: Positive

DAVE's expanding user base fuels revenue gains, but credit risks and competition threaten its growth path.

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image for news Dave Stock Skyrockets 416% in a Year: Should You Play or Let Go?
This is Why Dave Inc. Plummeted 22%
DAVE
Published: August 06, 2025 by: 24/7 Wall Street
Sentiment: Negative

Dave raised its 2025 revenue guidance to a range of $505 million to $515 million.

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image for news This is Why Dave Inc. Plummeted 22%
Dave Inc. (DAVE) Q2 2025 Earnings Call Transcript
DAVE
Published: August 06, 2025 by: Seeking Alpha
Sentiment: Neutral

Dave Inc. (NASDAQ:DAVE ) Q2 2025 Earnings Conference Call August 6, 2025 8:30 AM ET Company Participants Jason Wilk - Co-Founder, CEO, President & Chairman Kyle Beilman - COO, CFO & Secretary Conference Call Participants Devin Patrick Ryan - Citizens JMP Securities, LLC, Research Division Jacob Michael Stephan - Lake Street Capital Markets, LLC, Research Division Jeffrey Brian Cantwell - Seaport Research Partners Joseph Anthony Vafi - Canaccord Genuity Corp., Research Division Mark Anthony Palmer - The Benchmark Company, LLC, Research Division Operator Good morning, everyone, and thank you for participating in today's Conference Call to Discuss Dave's Financial Results …

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image for news Dave Inc. (DAVE) Q2 2025 Earnings Call Transcript
Dave Inc. (DAVE) Q2 Earnings and Revenues Top Estimates
DAVE
Published: August 06, 2025 by: Zacks Investment Research
Sentiment: Positive

Dave Inc. (DAVE) came out with quarterly earnings of $3.14 per share, beating the Zacks Consensus Estimate of $1.9 per share. This compares to earnings of $1.01 per share a year ago.

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image for news Dave Inc. (DAVE) Q2 Earnings and Revenues Top Estimates
Should You Add DAVE Stock to Your Portfolio Pre-Q2 Earnings?
DAVE
Published: August 04, 2025 by: Zacks Investment Research
Sentiment: Neutral

Dave Inc. DAVE will report second-quarter 2025 results on Aug. 6, after market close.

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image for news Should You Add DAVE Stock to Your Portfolio Pre-Q2 Earnings?
Dave Inc. (DAVE) Earnings Expected to Grow: Should You Buy?
DAVE
Published: July 30, 2025 by: Zacks Investment Research
Sentiment: Neutral

DAVE INC (DAVE) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

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image for news Dave Inc. (DAVE) Earnings Expected to Grow: Should You Buy?
Dave vs. OppFi: Which Fintech Stock is the Smarter Bet Right Now?
DAVE, OPFI
Published: July 23, 2025 by: Zacks Investment Research
Sentiment: Positive

Both OppFi Inc. OPFI and Dave DAVE operate in the fintech space, addressing customer needs encircling digital lending. DAVE's primary service is to offer small, interest-free cash advances to users.

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image for news Dave vs. OppFi: Which Fintech Stock is the Smarter Bet Right Now?
DAVE Rallies 133% YTD: Is Acquiring the Stock Now Justified?
DAVE
Published: July 16, 2025 by: Zacks Investment Research
Sentiment: Positive

Dave gains investor attention with its ExtraCash service, AI-powered risk tools, and strong financial and growth outlook.

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image for news DAVE Rallies 133% YTD: Is Acquiring the Stock Now Justified?
Are Business Services Stocks Lagging DAVE INC (DAVE) This Year?
DAVE
Published: July 16, 2025 by: Zacks Investment Research
Sentiment: Negative

Here is how Dave Inc. (DAVE) and Coherent (COHR) have performed compared to their sector so far this year.

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image for news Are Business Services Stocks Lagging DAVE INC (DAVE) This Year?
DAVE's ExtraCash Acts as Life Support for Underbanked Finances
DAVE
Published: July 09, 2025 by: Zacks Investment Research
Sentiment: Neutral

Dave's ExtraCash offers instant, no-interest advances, filling a critical credit gap for the underbanked in a mobile-first world.

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image for news DAVE's ExtraCash Acts as Life Support for Underbanked Finances

About Dave Inc. (DAVE)

  • IPO Date 2021-04-26
  • Website https://dave.com
  • Industry Software - Application
  • CEO Jason Wilk
  • Employees 274

Dave Inc. provides a suite of financial products and services through its financial service online platform. The company offers Insights, a personal financial management tool to manage income and expenses between paychecks for members; ExtraCash, a free overdraft and short-term credit alternative, which allows members to advance funds to their account and avoid a fee; and Side Hustle, a job application portal. It also provides Dave Banking, a digital checking and demand deposit account. The company was founded in 2015 and is based in West Hollywood, California.