Dave Inc. (DAVE)

US — Technology Sector
Peers: DAVEW  EXFY  GRND  NATH  ARKR  GTIM  SOPA  FRGE 

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Key Metrics & Ratings

  • symbol DAVE
  • Rev/Share 32.4031
  • Book/Share 16.2421
  • PB 12.491
  • Debt/Equity 0.3473
  • CurrentRatio 9.5135
  • ROIC 0.2637

 

  • MktCap 2738786675.0
  • FreeCF/Share 14.5111
  • PFCF 14.1218
  • PE 49.1887
  • Debt/Assets 0.2073
  • DivYield 0
  • ROE 0.2919

 

  • Rating B-
  • Score 3
  • Recommendation Neutral
  • P/E Score 1
  • DCF Score 1
  • P/B Score 1
  • D/E Score 2

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Reiterated DAVE Citizens JMP -- Mkt Outperform $280 $300 Sept. 26, 2025
Reiterated DAVE B. Riley Securities -- Buy $206 $239 May 27, 2025
Initiation DAVE Canaccord Genuity -- Buy -- $120 Jan. 31, 2025

News

Sell Shopify And Buy This Stock?
DAVE, SHOP
Published: September 30, 2025 by: Forbes
Sentiment: Negative

Dave (DAVE) demonstrates superior revenue growth during crucial periods, enhanced profitability, and a relatively lower valuation compared to Shopify (SHOP),indicating that investing in DAVE may be the wiser choice. Separately, see – The GOOGL Stock Shareholder Jackpot.

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image for news Sell Shopify And Buy This Stock?
DAVE vs. SEZL: Which Fintech Stock Is Poised Well for Growth Now?
DAVE, SEZL
Published: September 25, 2025 by: Zacks Investment Research
Sentiment: Positive

Sezzle posts record growth while Dave expands members and profits. See which fintech shows stronger momentum ahead.

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image for news DAVE vs. SEZL: Which Fintech Stock Is Poised Well for Growth Now?
DAVE INC (DAVE) Stock Jumps 4.7%: Will It Continue to Soar?
DAVE
Published: September 22, 2025 by: Zacks Investment Research
Sentiment: Positive

DAVE INC (DAVE) witnessed a jump in share price last session on above-average trading volume. The latest trend in earnings estimate revisions for the stock doesn't suggest further strength down the road.

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image for news DAVE INC (DAVE) Stock Jumps 4.7%: Will It Continue to Soar?
DAVE's CAC Moves Up: Is Profitability Still in the Picture?
DAVE
Published: September 17, 2025 by: Zacks Investment Research
Sentiment: Positive

Dave's higher CAC is fueling strong customer growth, record EBITDA and soaring profitability despite rising costs.

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image for news DAVE's CAC Moves Up: Is Profitability Still in the Picture?
DAVE Skyrockets 473% in a Year: Should You Buy the Stock Now?
DAVE
Published: September 16, 2025 by: Zacks Investment Research
Sentiment: Positive

Dave is expanding its member base, rolling out CashAI v5.5, and delivering strong revenues, profit and liquidity growth.

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image for news DAVE Skyrockets 473% in a Year: Should You Buy the Stock Now?
Dave Inc. (DAVE) vs. SoFi (SOFI): Which Fintech Stock Is Better?
DAVE, SOFI
Published: September 16, 2025 by: 24/7 Wall Street
Sentiment: Neutral

It's a head-to-head battle of fintech startups with popular personal finance apps.

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image for news Dave Inc. (DAVE) vs. SoFi (SOFI): Which Fintech Stock Is Better?
DAVE vs. SOFI: Which Fintech Disruptor Offers More Growth Potential Now?
DAVE, SOFI
Published: August 27, 2025 by: Zacks Investment Research
Sentiment: Positive

SoFi's soaring revenues, raised 2025 guidance, and record member growth set it apart from Dave's lean but pressured fintech model.

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image for news DAVE vs. SOFI: Which Fintech Disruptor Offers More Growth Potential Now?
Can DAVE's New $3 Subscription Fee Model Boost Margins?
DAVE
Published: August 26, 2025 by: Zacks Investment Research
Sentiment: Positive

Dave's $3 subscription fee drives stronger margins, higher revenues and improved profitability, with lasting growth potential.

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image for news Can DAVE's New $3 Subscription Fee Model Boost Margins?
Dave's Q2 Profits Expand Sharply: Can It Keep This Momentum?
DAVE
Published: August 20, 2025 by: Zacks Investment Research
Sentiment: Positive

DAVE's second-quarter adjusted net income soared 233% with elevated guidance, but rising delinquencies test its margin strength.

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image for news Dave's Q2 Profits Expand Sharply: Can It Keep This Momentum?
Dave Stock Skyrockets 416% in a Year: Should You Play or Let Go?
DAVE
Published: August 13, 2025 by: Zacks Investment Research
Sentiment: Positive

DAVE's expanding user base fuels revenue gains, but credit risks and competition threaten its growth path.

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image for news Dave Stock Skyrockets 416% in a Year: Should You Play or Let Go?
This is Why Dave Inc. Plummeted 22%
DAVE
Published: August 06, 2025 by: 24/7 Wall Street
Sentiment: Negative

Dave raised its 2025 revenue guidance to a range of $505 million to $515 million.

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image for news This is Why Dave Inc. Plummeted 22%
Dave Inc. (DAVE) Q2 2025 Earnings Call Transcript
DAVE
Published: August 06, 2025 by: Seeking Alpha
Sentiment: Neutral

Dave Inc. (NASDAQ:DAVE ) Q2 2025 Earnings Conference Call August 6, 2025 8:30 AM ET Company Participants Jason Wilk - Co-Founder, CEO, President & Chairman Kyle Beilman - COO, CFO & Secretary Conference Call Participants Devin Patrick Ryan - Citizens JMP Securities, LLC, Research Division Jacob Michael Stephan - Lake Street Capital Markets, LLC, Research Division Jeffrey Brian Cantwell - Seaport Research Partners Joseph Anthony Vafi - Canaccord Genuity Corp., Research Division Mark Anthony Palmer - The Benchmark Company, LLC, Research Division Operator Good morning, everyone, and thank you for participating in today's Conference Call to Discuss Dave's Financial Results …

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image for news Dave Inc. (DAVE) Q2 2025 Earnings Call Transcript
Dave Inc. (DAVE) Q2 Earnings and Revenues Top Estimates
DAVE
Published: August 06, 2025 by: Zacks Investment Research
Sentiment: Positive

Dave Inc. (DAVE) came out with quarterly earnings of $3.14 per share, beating the Zacks Consensus Estimate of $1.9 per share. This compares to earnings of $1.01 per share a year ago.

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image for news Dave Inc. (DAVE) Q2 Earnings and Revenues Top Estimates
Should You Add DAVE Stock to Your Portfolio Pre-Q2 Earnings?
DAVE
Published: August 04, 2025 by: Zacks Investment Research
Sentiment: Neutral

Dave Inc. DAVE will report second-quarter 2025 results on Aug. 6, after market close.

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image for news Should You Add DAVE Stock to Your Portfolio Pre-Q2 Earnings?
Dave Inc. (DAVE) Earnings Expected to Grow: Should You Buy?
DAVE
Published: July 30, 2025 by: Zacks Investment Research
Sentiment: Neutral

DAVE INC (DAVE) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

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image for news Dave Inc. (DAVE) Earnings Expected to Grow: Should You Buy?
Dave vs. OppFi: Which Fintech Stock is the Smarter Bet Right Now?
DAVE, OPFI
Published: July 23, 2025 by: Zacks Investment Research
Sentiment: Positive

Both OppFi Inc. OPFI and Dave DAVE operate in the fintech space, addressing customer needs encircling digital lending. DAVE's primary service is to offer small, interest-free cash advances to users.

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image for news Dave vs. OppFi: Which Fintech Stock is the Smarter Bet Right Now?
DAVE Rallies 133% YTD: Is Acquiring the Stock Now Justified?
DAVE
Published: July 16, 2025 by: Zacks Investment Research
Sentiment: Positive

Dave gains investor attention with its ExtraCash service, AI-powered risk tools, and strong financial and growth outlook.

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image for news DAVE Rallies 133% YTD: Is Acquiring the Stock Now Justified?
Are Business Services Stocks Lagging DAVE INC (DAVE) This Year?
DAVE
Published: July 16, 2025 by: Zacks Investment Research
Sentiment: Negative

Here is how Dave Inc. (DAVE) and Coherent (COHR) have performed compared to their sector so far this year.

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image for news Are Business Services Stocks Lagging DAVE INC (DAVE) This Year?
DAVE's ExtraCash Acts as Life Support for Underbanked Finances
DAVE
Published: July 09, 2025 by: Zacks Investment Research
Sentiment: Neutral

Dave's ExtraCash offers instant, no-interest advances, filling a critical credit gap for the underbanked in a mobile-first world.

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image for news DAVE's ExtraCash Acts as Life Support for Underbanked Finances
DAVE INC (DAVE) Is a Great Choice for 'Trend' Investors, Here's Why
DAVE
Published: July 01, 2025 by: Zacks Investment Research
Sentiment: Positive

If you are looking for stocks that are well positioned to maintain their recent uptrend, DAVE INC (DAVE) could be a great choice. It is one of the several stocks that passed through our "Recent Price Strength" screen.

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image for news DAVE INC (DAVE) Is a Great Choice for 'Trend' Investors, Here's Why
NU vs. DAVE: Which Fintech Stock Should Investors Back Right Now?
DAVE, NU
Published: June 30, 2025 by: Zacks Investment Research
Sentiment: Neutral

Nu Holdings scales across Latin America with 118M users, while Dave leverages AI and U.S. growth. Read on to know who will lead fintech's future.

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image for news NU vs. DAVE: Which Fintech Stock Should Investors Back Right Now?
4 Stock Market Winners Now With Relative Price Strength
DAVE, FERG, MYRG, PEGA
Published: June 23, 2025 by: Zacks Investment Research
Sentiment: Positive

PEGA, MYRG, DAVE and FERG are standing out with strong relative price strength and bullish earnings revisions.

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image for news 4 Stock Market Winners Now With Relative Price Strength
Hundreds of Dave Customers File Arbitration Claims, Alleging Misleading Promises and Hidden Fees
DAVE
Published: June 17, 2025 by: PRNewsWire
Sentiment: Neutral

NEW YORK , June 17, 2025 /PRNewswire/ -- Over 600 consumers have filed arbitration claims against Dave Operating LLC, a subsidiary of Dave, Inc. (NASDAQ: DAVE), the operator of the Dave financial services mobile application and platform. The consumers allege that Dave misled them as to its service offerings and charged hidden fees related to its ExtraCash earned wage access product.

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image for news Hundreds of Dave Customers File Arbitration Claims, Alleging Misleading Promises and Hidden Fees
Is DAVE's Fintech Strategy Paying Dividends in User Engagement?
DAVE
Published: June 13, 2025 by: Zacks Investment Research
Sentiment: Neutral

Dave's user base hits 12.4 million in Q1 2025, fueled by a new fee model and strategic marketing despite rising CAC.

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image for news Is DAVE's Fintech Strategy Paying Dividends in User Engagement?
Dave Skyrockets 540% in a Year: Should You Buy the Stock Now?
DAVE
Published: June 12, 2025 by: Zacks Investment Research
Sentiment: Positive

DAVE's AI-driven underwriting sharpens credit quality, lifts originations and fuels stronger EPS projections.

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image for news Dave Skyrockets 540% in a Year: Should You Buy the Stock Now?
DAVE's CashAI: Is This Underwriting Engine a Fintech Game-Changer?
DAVE
Published: June 06, 2025 by: Zacks Investment Research
Sentiment: Positive

Dave's CashAI is fueling explosive profit growth and reshaping fintech underwriting with real-time credit risk tools.

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image for news DAVE's CashAI: Is This Underwriting Engine a Fintech Game-Changer?
Dave Inc. (DAVE) Now Trades Above Golden Cross: Time to Buy?
DAVE
Published: June 06, 2025 by: Zacks Investment Research
Sentiment: Positive

After reaching an important support level, Dave Inc. (DAVE) could be a good stock pick from a technical perspective. DAVE recently experienced a "golden cross" event, which saw its 50-day simple moving average breaking out above its 200-day simple moving average.

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image for news Dave Inc. (DAVE) Now Trades Above Golden Cross: Time to Buy?
4 Buy-Rated Stocks With Increasing Cash Flows to Boost Your Portfolio
DAVE, GLDD, NGS, NOMD
Published: June 04, 2025 by: Zacks Investment Research
Sentiment: Positive

DAVE, NOMD, GLDD and NGS witness strong cash flow trends and buy signals that point to efficient, growth-ready operations.

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image for news 4 Buy-Rated Stocks With Increasing Cash Flows to Boost Your Portfolio
Buy These 4 Stocks With Solid Net Profit Margins to Enhance Return
ATGE, DAVE, NGS, NOMD
Published: June 03, 2025 by: Zacks Investment Research
Sentiment: Positive

Boost your portfolio with NOMD, NGS, DAVE and ATGE, each showing strong net profit margins and rising EPS estimates.

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image for news Buy These 4 Stocks With Solid Net Profit Margins to Enhance Return
What Makes Dave Inc. (DAVE) a Strong Momentum Stock: Buy Now?
DAVE
Published: May 27, 2025 by: Zacks Investment Research
Sentiment: Positive

Does Dave Inc. (DAVE) have what it takes to be a top stock pick for momentum investors? Let's find out.

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image for news What Makes Dave Inc. (DAVE) a Strong Momentum Stock: Buy Now?

About Dave Inc. (DAVE)

  • IPO Date 2021-04-26
  • Website https://dave.com
  • Industry Software - Application
  • CEO Jason Wilk
  • Employees 274

Dave Inc. provides a suite of financial products and services through its financial service online platform. The company offers Insights, a personal financial management tool to manage income and expenses between paychecks for members; ExtraCash, a free overdraft and short-term credit alternative, which allows members to advance funds to their account and avoid a fee; and Side Hustle, a job application portal. It also provides Dave Banking, a digital checking and demand deposit account. The company was founded in 2015 and is based in West Hollywood, California.