DAVE

DAVE INC (DAVE) reported earnings 30 days ago. What's next for the stock?

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Dave's CashAI V6 aims to lift gross profit and average originations, building on rising ARPU, stronger ExtraCash engagement and controlled losses.

DAVE's Q2 revenues rise 30%, and EBITDA jumps 48%, but slowing growth triggers a pullback even as guidance, margins and credit trends improve.

Dave raises its 2026 outlook as CashAI v6, higher ExtraCash limits and heavier marketing fuel growth, while credit losses and margins improve.

Dave Inc. (DAVE) Q2 2026 Earnings Call Transcript

Q2 Revenue Grows 30% Y/Y to $170.8 Million Driven by Continued MTM Growth and ARPU Expansion 28-DPD Rate Improves 14 Basis Points Y/Y to 2.12%, While ExtraCash Originations Grew 27% Y/Y to $2.3 Billion Net Income of $6.7 Million Includes $36.9 Million of Non-Cash Warrant and Earnout Remeasurement Charges Adj. EBITDA Increases 48% Y/Y to $75.5 Million, Representing a 44% Margin Raises 2026 Revenue, Adj.