Dave Inc. (Ticker: DAVE) is a U.S.–based financial technology (fintech) and digital banking company that offers consumer-focused financial products and services through its mobile platform. Its offerings include budgeting tools to help users manage income and expenses, ExtraCash short-term cash advances, digital checking accounts via Dave Banking, and a job-finding feature called Side Hustle. The company’s platform aims to provide accessible, modern financial solutions designed as alternatives to traditional banking fees and overdraft charges.
| Revenue (TTM) | $604.62M |
| Gross Profit (TTM) | $435.95M |
| EBITDA | $217.31M |
| Operating Margin | 38.30% |
| Return on Equity | 111.60% |
| Return on Assets | 32.00% |
| Revenue/Share (TTM) | $44.98 |
| Book Value | $16.03 |
| Price-to-Book | 25.13 |
| Price-to-Sales (TTM) | 8.53 |
| EV/Revenue | 8.62 |
| EV/EBITDA | 23.86 |
| Quarterly Earnings Growth (YoY) | 104.10% |
| Quarterly Revenue Growth (YoY) | 46.70% |
| Shares Outstanding | $11.40M |
| Float | $9.41M |
| % Insiders | 10.84% |
| % Institutions | 100.41% |
Volatility is currently contracting
DAVE INC (DAVE) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
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Coastal Financial Corporation is rated a buy, leveraging a scalable Banking-as-a-Service (BaaS) model with 20+ fintech partners and accelerating fee-based growth. CCB's BaaS segment is driving over 30% net revenue growth, with management signaling continued expansion and disciplined partner onboarding. I assign CCB a $110 price target (19x PE, 0.7x PEG), reflecting its lower-risk, diversified fintech service profile and potential for 30%+ EPS growth.
Shares of Dave, Inc. (DAVE) up 108% since first outlier inflow in May 2025.
Dave's faster growth, improving credit trends and wider product lineup give it the edge over Toast despite higher regulatory and funding risks.
DAVE INC (DAVE) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.
DAVE INC (DAVE) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
LOS ANGELES, CA , July 22, 2026 (GLOBE NEWSWIRE) -- Dave Inc. (Nasdaq: DAVE) (“Dave” or the “Company”), one of the nation's leading neobanks, will host a conference call on Wednesday, August 5, 2026, at 5:00 p.m. Eastern time to discuss its financial results for the second quarter ended June 30, 2026.
Dave's focused ExtraCash strategy, stable repayment performance and new funding deal give it the stronger fintech investment case over SoFi in 2026.
The Zacks Technology Services industry is growing rapidly, fueled by the swift adoption of remote work and other technological advancements, boosting revenues and cash flow since the pandemic. DAVE, VVX and COHR are expected to follow the growth momentum.
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