ADC

Most dividend stocks pay quarterly, leaving retirees to juggle bills against an awkward schedule.

Retiring on dividends comes down to two things: income you can count on and returns that make saving easier. Since those two goals pull against each other, I use a specific payout and cash-flow test to find the right balance. That test leaves out many popular dividend names but highlights two businesses built for decades of steady income.

Most dividend stocks make you wait three months between payments, but a small group of NYSE companies cut those checks every single month and keep raising the amount. Three of them clear every safety bar worth checking.

Agree Realty has dipped as rising Treasury yields pressure both common and preferred shares despite a strong third-quarter performance. ADC's 4.81% dividend yield now trails the U.S. 10-year Treasury, which would dampen investor enthusiasm for the security. Strong leasing, investment-grade tenants, and a fortress balance sheet underpin ADC's long-term bull case, but higher funding costs pose near-term risks.

Two monthly dividend REITs both raised guidance this year, but one is charging into data centers while the other is pulling back on deals to guard its balance sheet.

The Undercovered Dozen highlights 12 lesser-covered stocks with actionable investment theses and recent catalysts. Featured companies include i-80 Gold, Hercules Capital, and Aya Gold & Silver, each rated Buy or Strong Buy for unique growth or yield drivers. Several stocks, such as Corning and AeroVironment, are rated Hold, with valuation and risk concerns tempering bullish sentiment despite recent price declines.

Agree Realty offers a compelling entry point for long-term income investors at 14x AFFO and a near 5% yield. ADC's robust balance sheet, a credit rating of 'A,' and conservative payout ratio position it well amid higher rates and sector volatility. Despite lowered investment guidance, ADC's acquisition discipline, capital recycling, and record development activity support stable, long-term cash flows.

Agree Realty Corporation remains a Buy, with ADC.PR.A preferred shares upgraded to Strong Buy for compelling risk-adjusted income. ADC demonstrates resilient AFFO growth and prudent capital recycling and maintains a 99.8% leased portfolio, supporting a sustainable 4.94% dividend yield. Rising capital costs could challenge immediate acquisition accretion, but long-term compounding from rent escalators and selective investments remains intact.

Agree Realty reduced 2026 investment volume guidance to $1.6 billion. The company's retail portfolio reached 99.8% occupancy in the third quarter.

Agree Realty NYSE: ADC reported third-quarter 2026 core funds from operations and adjusted funds from operations of $1.15 per share, each up 4.9% from the prior-year quarter, while maintaining portfolio occupancy of 99.8%.