United Security Bancshares (UBFO)

US — Financial Services Sector
Peers: MGYR  OVLY  PLBC  WNEB  FNLC  UNB  PWOD 

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Key Metrics & Ratings

  • symbol UBFO
  • Rev/Share 3.7987
  • Book/Share 7.7892
  • PB 1.2004
  • Debt/Equity 0.109
  • CurrentRatio 0.1933
  • ROIC -0.0137

 

  • MktCap 163404340.0
  • FreeCF/Share 1.1952
  • PFCF 7.9322
  • PE 14.4211
  • Debt/Assets 0.0121
  • DivYield 0.0513
  • ROE 0.0843

 

  • Rating A-
  • Score 4
  • Recommendation Buy
  • P/E Score 2
  • DCF Score 5
  • P/B Score 3
  • D/E Score 4

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
No ratings available.

News

Zacks Initiates Coverage of UBFO With Neutral Recommendation
UBFO
Published: September 05, 2025 by: Zacks Investment Research
Sentiment: Neutral

Find out why Zacks has assigned United Security Bancshares a "Neutral" rating, being the first on Wall Street to initiate coverage on the stock. Learn how dividends and credit quality are tempered by earnings volatility and rising costs.

Read More
image for news Zacks Initiates Coverage of UBFO With Neutral Recommendation

About United Security Bancshares (UBFO)

  • IPO Date 1999-03-03
  • Website https://www.unitedsecuritybank.com
  • Industry Banks - Regional
  • CEO Dennis R. Woods
  • Employees 114
United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. The company accepts various deposit products, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also provides real estate mortgage, commercial and industrial, real estate construction, and consumer loans, as well as agricultural, installment, and student loans. In addition, the company offers online and mobile banking, safe deposit boxes, wire transfers, payroll direct deposit, cashier's check, cash management, traveler's check, money order, and foreign draft services, as well as interactive teller machines and ATM services. As of January 26, 2022, it operated 12 full-service branch offices in Fresno, Bakersfield, Campbell, Caruthers, Coalinga, Firebaugh, Mendota, Oakhurst, San Joaquin, and Taft. The company was founded in 1987 and is headquartered in Fresno, California.