United Security Bancshares (UBFO)

US — Financial Services Sector
Peers: BVFL  CZWI  HNVR  OVBC  FCAP  PEBK  INBK  MRBK  FNWD  CFBK 

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Key Metrics & Ratings

  • symbol UBFO
  • Rev/Share 3.6735
  • Book/Share 7.9685
  • PB 1.2926
  • Debt/Equity 0.0861
  • CurrentRatio 0.2
  • ROIC 0.0712

 

  • MktCap 179228477.0
  • FreeCF/Share 1.1948
  • PFCF 8.7004
  • PE 15.6196
  • Debt/Assets 0.0096
  • DivYield 0.0466
  • ROE 0.085

 

  • Rating B+
  • Score 3
  • Recommendation Neutral
  • P/E Score 2
  • DCF Score 5
  • P/B Score 2
  • D/E Score 3

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
No ratings available.

News

UBFO Stock Alert: Halper Sadeh LLC is Investigating Whether the Sale of United Security Bancshares is Fair to Shareholders
UBFO
Published: December 17, 2025 by: Business Wire
Sentiment: Neutral

NEW YORK--(BUSINESS WIRE)--Halper Sadeh LLC, an investor rights law firm, is investigating whether the sale of United Security Bancshares (NASDAQ: UBFO) to Community West Bancshares for 0.4520 shares of Community West common stock for each share of United Security common stock is fair to United Security shareholders. Halper Sadeh encourages United Security shareholders to click here to learn more about their legal rights and options or contact Daniel Sadeh or Zachary Halper at (212) 763-0060 or.

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image for news UBFO Stock Alert: Halper Sadeh LLC is Investigating Whether the Sale of United Security Bancshares is Fair to Shareholders
Shareholder Alert: The Ademi Firm investigates whether United Security Bancshares is obtaining a Fair Price for its Public Shareholders
UBFO
Published: December 17, 2025 by: PRNewsWire
Sentiment: Neutral

MILWAUKEE , Dec. 17, 2025 /PRNewswire/ -- The Ademi Firm is investigating United Security Bancshares (Nasdaq: UBFO) for possible breaches of fiduciary duty and other violations of law in its recently announced transaction with Community West Bancshares. Click here to learn how to join our investigation and obtain additional information or contact us at [email protected] or toll-free: 866-264-3995.

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image for news Shareholder Alert: The Ademi Firm investigates whether United Security Bancshares is obtaining a Fair Price for its Public Shareholders
UBFO's Q3 Earnings Rise Y/Y on Higher Net Interest Income
UBFO
Published: October 22, 2025 by: Zacks Investment Research
Sentiment: Positive

United Security Bancshares posts 5% year-over-year earnings growth in Q3, driven by lower credit costs and net interest margin expansion, while noninterest income dips.

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image for news UBFO's Q3 Earnings Rise Y/Y on Higher Net Interest Income
Zacks Initiates Coverage of UBFO With Neutral Recommendation
UBFO
Published: September 05, 2025 by: Zacks Investment Research
Sentiment: Neutral

Find out why Zacks has assigned United Security Bancshares a "Neutral" rating, being the first on Wall Street to initiate coverage on the stock. Learn how dividends and credit quality are tempered by earnings volatility and rising costs.

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image for news Zacks Initiates Coverage of UBFO With Neutral Recommendation

About United Security Bancshares (UBFO)

  • IPO Date 1999-03-03
  • Website https://www.unitedsecuritybank.com
  • Industry Banks - Regional
  • CEO Dennis R. Woods
  • Employees 114

United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. The company accepts various deposit products, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also provides real estate mortgage, commercial and industrial, real estate construction, and consumer loans, as well as agricultural, installment, and student loans. In addition, the company offers online and mobile banking, safe deposit boxes, wire transfers, payroll direct deposit, cashier's check, cash management, traveler's check, money order, and foreign draft services, as well as interactive teller machines and ATM services. As of January 26, 2022, it operated 12 full-service branch offices in Fresno, Bakersfield, Campbell, Caruthers, Coalinga, Firebaugh, Mendota, Oakhurst, San Joaquin, and Taft. The company was founded in 1987 and is headquartered in Fresno, California.