Pagaya Technologies Ltd. (PGY)

IL — Technology Sector
Peers: AFRM  ARQQ  GCT  GETY  HKD  HUBC  ILAG  MEGL  NUTX  S 

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Key Metrics & Ratings

  • symbol PGY
  • Rev/Share 13.8619
  • Book/Share 5.818
  • PB 7.2741
  • Debt/Equity 2.0231
  • CurrentRatio 1.7895
  • ROIC 0.0912

 

  • MktCap 2434636205.0
  • FreeCF/Share 0.8826
  • PFCF 36.4085
  • PE -6.5551
  • Debt/Assets 0.5309
  • DivYield 0
  • ROE -0.9024

 

  • Rating C-
  • Score 1
  • Recommendation Strong Sell
  • P/E Score 1
  • DCF Score 1
  • P/B Score 3
  • D/E Score 1

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Initiation PGY Stephens -- Overweight -- $22 June 12, 2025
Upgrade PGY Citigroup Neutral Buy $13 $14.5 Feb. 7, 2025
Resumed PGY UBS -- Neutral -- $11 Dec. 20, 2024
Initiation PGY Oppenheimer -- Outperform -- $12 Oct. 1, 2024
Resumed PGY The Benchmark Company -- Buy -- $21 Aug. 26, 2024

News

Pagaya Q2 Earnings on the Cards: A Smart Buy or Risky Bet?
PGY
Published: August 04, 2025 by: Zacks Investment Research
Sentiment: Positive

PGY expects strong Q2 results, with revenues anticipated to rise 29% year over year.

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image for news Pagaya Q2 Earnings on the Cards: A Smart Buy or Risky Bet?
Pagaya Technologies: Why I Am Taking A Measured Bet
PGY
Published: August 04, 2025 by: Seeking Alpha
Sentiment: Positive

Pagaya offers a value-oriented AI fintech play, benefiting from secular AI tailwinds and a growing partner ecosystem, though not a high-conviction buy. Growth is stabilizing at high teens, with improving margins and a defensible data-driven moat, but competition and lack of explosive growth temper enthusiasm. Valuation is reasonable at 2.17x EV/forward revenue, reflecting recent profitability and US expansion, yet leaves room for further rerating.

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image for news Pagaya Technologies: Why I Am Taking A Measured Bet
Ahead of Pagaya Technologies Ltd. (PGY) Q2 Earnings: Get Ready With Wall Street Estimates for Key Metrics
PGY
Published: August 04, 2025 by: Zacks Investment Research
Sentiment: Positive

Looking beyond Wall Street's top-and-bottom-line estimate forecasts for Pagaya Technologies Ltd. (PGY), delve into some of its key metrics to gain a deeper insight into the company's potential performance for the quarter ended June 2025.

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image for news Ahead of Pagaya Technologies Ltd. (PGY) Q2 Earnings: Get Ready With Wall Street Estimates for Key Metrics
Pagaya Technologies Ltd. (PGY) Reports Next Week: Wall Street Expects Earnings Growth
PGY
Published: July 31, 2025 by: Zacks Investment Research
Sentiment: Positive

Pagaya Technologies Ltd. (PGY) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report.

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image for news Pagaya Technologies Ltd. (PGY) Reports Next Week: Wall Street Expects Earnings Growth
PGY's Asset-Light Balance Sheet Model: Does it Offer a Safe Bet?
PGY
Published: July 30, 2025 by: Zacks Investment Research
Sentiment: Positive

Pagaya's asset-light model shields it from credit risk while powering 213% YTD gains and sharp earnings growth forecasts.

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image for news PGY's Asset-Light Balance Sheet Model: Does it Offer a Safe Bet?
Scoop Up These 4 Top-Ranked Liquid Stocks to Augment Portfolio Returns
DASH, META, PGY, ROKU
Published: July 30, 2025 by: Zacks Investment Research
Sentiment: Positive

ROKU, DASH, META and PGY make the cut as top liquid stocks, with each boasting strong liquidity, growth attributes and operational efficiency.

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image for news Scoop Up These 4 Top-Ranked Liquid Stocks to Augment Portfolio Returns
Pagaya to Participate in Upcoming August Investor Conferences and Events
PGY
Published: July 30, 2025 by: Business Wire
Sentiment: Neutral

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies Ltd. (“Pagaya” or the “Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today announced that the Company's management team will participate in the following investor conferences: Bank of America's TMT Summer Fridays Fireside Chat Series Date: August 8, 2025 Location: Virtual Canaccord Growth Conference Date: August 12, 2025 Location: Boston, MA JP Morgan Future of Financials Forum Date: Augu.

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image for news Pagaya to Participate in Upcoming August Investor Conferences and Events
Pagaya vs. OneMain: Which Consumer Credit Stock is a Smarter Bet?
OMF, PGY
Published: July 29, 2025 by: Zacks Investment Research
Sentiment: Positive

Pagaya Technologies Ltd. PGY and OneMain Holdings, Inc. OMF are both consumer finance companies focused on catering to the underserved credit market -- subprime and non-prime borrowers.

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image for news Pagaya vs. OneMain: Which Consumer Credit Stock is a Smarter Bet?
Are Finance Stocks Lagging Pagaya Technologies Ltd. (PGY) This Year?
PGY
Published: July 25, 2025 by: Zacks Investment Research
Sentiment: Negative

Here is how Pagaya Technologies Ltd. (PGY) and Acadian Asset Management (AAMI) have performed compared to their sector so far this year.

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image for news Are Finance Stocks Lagging Pagaya Technologies Ltd. (PGY) This Year?
What Makes Pagaya Technologies Ltd. (PGY) a Strong Momentum Stock: Buy Now?
PGY
Published: July 23, 2025 by: Zacks Investment Research
Sentiment: Positive

Does Pagaya Technologies Ltd. (PGY) have what it takes to be a top stock pick for momentum investors?

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image for news What Makes Pagaya Technologies Ltd. (PGY) a Strong Momentum Stock: Buy Now?
Pagaya Technologies Ltd. (PGY) Soars 25.4%: Is Further Upside Left in the Stock?
PGY
Published: July 18, 2025 by: Zacks Investment Research
Sentiment: Positive

Pagaya Technologies Ltd. (PGY) was a big mover last session on higher-than-average trading volume.

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image for news Pagaya Technologies Ltd. (PGY) Soars 25.4%: Is Further Upside Left in the Stock?
Pagaya Is Just Getting Started
PGY
Published: July 17, 2025 by: Seeking Alpha
Sentiment: Positive

Pagaya Technologies Ltd.'s fundamentals, including robust Q2 preliminary results released this morning, justify its recent stock rally and ongoing re-rating. The company's AI-driven B2B lending platform is set for sustained, profitable growth, targeting network volume expansion from $10B to $25B over the next 3-5 years. Despite a 200%+ rally, Pagaya remains undervalued versus peers and on an absolute level, with a 5-year price target of $148.62 and expected CAGR of ~39%.

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image for news Pagaya Is Just Getting Started
Pagaya Announces Preliminary Second Quarter Results
PGY
Published: July 17, 2025 by: Business Wire
Sentiment: Neutral

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies Ltd. (NASDAQ: PGY) (“Pagaya”, the “Company” or “we”), a global technology company delivering artificial intelligence infrastructure for the financial ecosystem, today announced preliminary results for the quarter ended June 30, 2025. The Company now expects results to exceed the top end of prior guidance across most metrics. Pagaya is making this announcement in connection with its ongoing evaluation of opportunities to proactively optimize its bal.

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image for news Pagaya Announces Preliminary Second Quarter Results
Is Pagaya Stock's Low Valuation an Opportunity or a Value Trap?
PGY
Published: July 14, 2025 by: Zacks Investment Research
Sentiment: Positive

At a glance, Pagaya Technologies PGY stock looks attractively priced in terms of its price/sales (P/S) ratio when compared with its peers. Value investors try to find stocks that are either flying under the radar and are compelling buys, or offer up tantalizing discounts compared with fair value.

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image for news Is Pagaya Stock's Low Valuation an Opportunity or a Value Trap?
Pagaya Signs New Forward Flow Agreement with Castlelake to Purchase Up to $2.5 Billion in Personal Loans
PGY
Published: July 14, 2025 by: Business Wire
Sentiment: Neutral

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies LTD. (NASDAQ: PGY) ("Pagaya" or “the Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today announced a new forward flow agreement with Castlelake, L.P. ("Castlelake"), a global alternative investment firm specializing in asset-based private credit, for the purchase of up $2.5 billion of personal loan assets over a 16-month term, subject to satisfaction of closing conditions. This new deal p.

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image for news Pagaya Signs New Forward Flow Agreement with Castlelake to Purchase Up to $2.5 Billion in Personal Loans
Pagaya Technologies Ltd. (PGY) Is Up 15.81% in One Week: What You Should Know
PGY
Published: July 07, 2025 by: Zacks Investment Research
Sentiment: Positive

Does Pagaya Technologies Ltd. (PGY) have what it takes to be a top stock pick for momentum investors?

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image for news Pagaya Technologies Ltd. (PGY) Is Up 15.81% in One Week: What You Should Know
3 Financial Stocks to Buy Now on Core PCE Coming in High
NNI, PGY, UFCS
Published: July 01, 2025 by: Zacks Investment Research
Sentiment: Positive

Sticky core PCE inflation lifts Treasury yields, boosting prospects for NNI, PGY and UFCS amid rate-hike resilience.

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image for news 3 Financial Stocks to Buy Now on Core PCE Coming in High
Pagaya: Profitable Growth Worth A Second Look
PGY
Published: June 30, 2025 by: Seeking Alpha
Sentiment: Positive

Pagaya has achieved profitability, expects to be self-funded, and no longer needs equity offerings, supporting a more stable investment outlook. The company is expanding its partner network and product offerings, targeting major U.S. banks and aiming for 40-50 partners, driving future growth. Valuation remains extremely low versus peers like Upstart, offering significant upside if Pagaya executes on growth and controls credit losses.

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image for news Pagaya: Profitable Growth Worth A Second Look
PGY vs. TREE: Which Disruptive Lending Platform Has More Upside Ahead?
PGY, TREE
Published: June 30, 2025 by: Zacks Investment Research
Sentiment: Positive

Can Pagaya's AI-driven lending model and rapid revenue growth outpace LendingTree's marketplace dominance? Let's find out.

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image for news PGY vs. TREE: Which Disruptive Lending Platform Has More Upside Ahead?
Pagaya Technologies Ltd. (PGY) Moves 9.6% Higher: Will This Strength Last?
PGY
Published: June 30, 2025 by: Zacks Investment Research
Sentiment: Positive

Pagaya Technologies Ltd. (PGY) witnessed a jump in share price last session on above-average trading volume.

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image for news Pagaya Technologies Ltd. (PGY) Moves 9.6% Higher: Will This Strength Last?
Bet on These 4 Top-Performing Liquid Stocks for Solid Gains
INTU, NEM, NVMI, PGY
Published: June 27, 2025 by: Zacks Investment Research
Sentiment: Positive

INTU, NVMI, NEM, and PGY make the cut as top liquid stocks, with each boasting strong liquidity, growth attributes and operational efficiency.

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image for news Bet on These 4 Top-Performing Liquid Stocks for Solid Gains
Is Pagaya Technologies Ltd. (PGY) Stock Outpacing Its Finance Peers This Year?
PGY
Published: June 19, 2025 by: Zacks Investment Research
Sentiment: Positive

Here is how Pagaya Technologies Ltd. (PGY) and Barclays (BCS) have performed compared to their sector so far this year.

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image for news Is Pagaya Technologies Ltd. (PGY) Stock Outpacing Its Finance Peers This Year?
PGY Expects Double-Digit Top-Line Growth in 2025: What's Driving It?
PGY
Published: June 19, 2025 by: Zacks Investment Research
Sentiment: Positive

Pagaya raises 2025 revenue outlook on Q1 strength, as diversification and tech tools fuel top-line momentum.

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image for news PGY Expects Double-Digit Top-Line Growth in 2025: What's Driving It?
3 Growth Stocks Exploding Higher Now (OUST, PGY, LGCY)
LGCY, OUST, PGY
Published: June 17, 2025 by: Zacks Investment Research
Sentiment: Positive

In a market where momentum has returned with a vengeance, a select group of growth stocks is breaking out with force. While many investors remain focused on the usual mega cap names, under-the-radar players like Ouster ( OUST ), Pagaya Technologies Inc. ( PGY ) and Legacy Education Inc. ( LGCY ) are posting eye-popping gains, with indication that more upside may be ahead.

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image for news 3 Growth Stocks Exploding Higher Now (OUST, PGY, LGCY)
PGY Shares Soar 100.9% YTD: Time to Buy More or Lock in Profits?
PGY
Published: June 17, 2025 by: Zacks Investment Research
Sentiment: Positive

Pagaya Technologies Ltd. PGY is one of the most compelling fintech companies in today's market.

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image for news PGY Shares Soar 100.9% YTD: Time to Buy More or Lock in Profits?
Want Outperformance? These 5 Stocks Show Relative Strength
ALNT, GLDD, NTES, OPFI, PGY
Published: June 05, 2025 by: Zacks Investment Research
Sentiment: Positive

OPFI, ALNT, PGY, GLDD and NTES are standing out with strong relative price strength and bullish earnings revisions.

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image for news Want Outperformance? These 5 Stocks Show Relative Strength
Are You Looking for a Top Momentum Pick? Why Pagaya Technologies Ltd.
PGY
Published: June 02, 2025 by: Zacks Investment Research
Sentiment: Positive

Does Pagaya Technologies Ltd. (PGY) have what it takes to be a top stock pick for momentum investors?

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image for news Are You Looking for a Top Momentum Pick? Why Pagaya Technologies Ltd.
Wall Street Analysts Think Pagaya Technologies Ltd. (PGY) Could Surge 28.6%: Read This Before Placing a Bet
PGY
Published: May 30, 2025 by: Zacks Investment Research
Sentiment: Positive

The average of price targets set by Wall Street analysts indicates a potential upside of 28.6% in Pagaya Technologies Ltd. (PGY). While the effectiveness of this highly sought-after metric is questionable, the positive trend in earnings estimate revisions might translate into an upside in the stock.

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image for news Wall Street Analysts Think Pagaya Technologies Ltd. (PGY) Could Surge 28.6%: Read This Before Placing a Bet
Pagaya Vs. Upstart: Why Pagaya's Strategy Offers A Safer Bet
PGY, UPST
Published: May 28, 2025 by: Seeking Alpha
Sentiment: Negative

The company leverages advanced AI to assess creditworthiness, similar to Upstart. Current macro uncertainty and declining consumer sentiment could threaten Pagaya's loan performance, funding costs, and overall business outlook. Recent earnings show a few credit-related losses and portfolio write-downs, highlighting the company's exposure to credit risk.

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image for news Pagaya Vs. Upstart: Why Pagaya's Strategy Offers A Safer Bet
Here Is Why Bargain Hunters Would Love Fast-paced Mover Pagaya Technologies Ltd. (PGY)
PGY
Published: May 22, 2025 by: Zacks Investment Research
Sentiment: Positive

If you are looking for stocks that have gained strong momentum recently but are still trading at reasonable prices, Pagaya Technologies Ltd. (PGY) could be a great choice.

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image for news Here Is Why Bargain Hunters Would Love Fast-paced Mover Pagaya Technologies Ltd. (PGY)

About Pagaya Technologies Ltd. (PGY)

  • IPO Date 2021-04-21
  • Website https://www.pagaya.com
  • Industry Software - Infrastructure
  • CEO Gal Krubiner
  • Employees 527

Pagaya Technologies Ltd. operates as a financial technology company in Israel, the United States, and the Cayman Islands. It develops and implements proprietary artificial intelligence technology and related software solutions to assist partners to originate loans and other assets. Its partners include high-growth financial technology companies, incumbent financial institutions, auto finance providers, and brokers. The company was founded in 2016 and is headquartered in Tel Aviv, Israel.