Pagaya Technologies Ltd. (PGY)
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- symbol PGY
- Rev/Share 15.4824
- Book/Share 6.8225
- PB 4.4583
- Debt/Equity 1.8308
- CurrentRatio 2.3104
- ROIC 0.1456
- MktCap 1902838124.0
- FreeCF/Share 2.2421
- PFCF 10.8058
- PE -10.2398
- Debt/Assets 0.5513
- DivYield 0
- ROE -0.5203
- Rating D+
- Score 1
- Recommendation Strong Sell
- P/E Score 1
- DCF Score 1
- P/B Score 2
- D/E Score 1
Recent Analyst Ratings
| Type | Ticker | Analyst Firm | Previous Rating | Current Rating | Previous Price Target | Current Price Target | Date |
|---|---|---|---|---|---|---|---|
| Initiation | PGY | Stephens | -- | Overweight | -- | $22 | June 12, 2025 |
| Upgrade | PGY | Citigroup | Neutral | Buy | $13 | $14.5 | Feb. 7, 2025 |
| Resumed | PGY | UBS | -- | Neutral | -- | $11 | Dec. 20, 2024 |
| Initiation | PGY | Oppenheimer | -- | Outperform | -- | $12 | Oct. 1, 2024 |
| Resumed | PGY | The Benchmark Company | -- | Buy | -- | $21 | Aug. 26, 2024 |
News
Surging Earnings Estimates Signal Upside for Pagaya Technologies Ltd. (PGY) Stock
Published: December 05, 2025 by: Zacks Investment Research
Sentiment: Positive
Pagaya Technologies Ltd. (PGY) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
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Wall Street Analysts See a 63.99% Upside in Pagaya Technologies Ltd. (PGY): Can the Stock Really Move This High?
Published: December 05, 2025 by: Zacks Investment Research
Sentiment: Positive
The average of price targets set by Wall Street analysts indicates a potential upside of 64% in Pagaya Technologies Ltd. (PGY). While the effectiveness of this highly sought-after metric is questionable, the positive trend in earnings estimate revisions might translate into an upside in the stock.
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KBRA Assigns Preliminary Ratings to Pagaya AI Debt Grantor Trust 2025-8 & Pagaya AI Debt Trust 2025-8
Published: December 02, 2025 by: Business Wire
Sentiment: Neutral
NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to 15 classes of notes issued by Pagaya AI Debt Grantor Trust 2025-8 & Pagaya AI Debt Trust 2025-8 (collectively “PAID 2025-8”), an unsecured consumer loan ABS transaction. PAID 2025-8 has initial hard credit enhancement levels of 83.40% for the Class A-1 Notes to 1.83% for the Class F Notes. Credit enhancement is comprised of overcollateralization, subordination (except for the Class F Notes), cash reserve accounts funded at closi.
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PGY vs. UPST: Which AI Credit Platform Has Stronger Growth Setup?
Published: November 25, 2025 by: Zacks Investment Research
Sentiment: Positive
Pagaya's capital-light model, expanding AI lending reach and stronger valuation set the stage for a compelling long-term growth outlook.
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PGY's Network Volume Grows So Far in 2025: Will the Trend Continue?
Published: November 24, 2025 by: Zacks Investment Research
Sentiment: Positive
Pagaya's expanding lending verticals and improving credit trends power strong network volume growth toward its 2025 target.
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Pagaya: Its Operating Results Are Stellar: Its Stock Price Less So!
Published: November 21, 2025 by: Seeking Alpha
Sentiment: Positive
Pagaya (PGY) reported a strong quarter with robust outlook, yet shares remain deeply undervalued due to market sentiment and a 13 G/A filing that I believe to be misinterpreted. PGY's business model leverages AI for 'second look' sub-prime lending, with expanding partnerships, multi-product growth, and improving credit performance. Valuation is compelling: EV/S of 1.4x, P/E just greater than 5x, and projected 27% revenue growth, while operational efficiency and free cash flow are rising.
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Pagaya Shares Gain 56.8% in 6 Months: How to Play the Stock?
Published: November 20, 2025 by: Zacks Investment Research
Sentiment: Positive
PGY's 56.8% six-month surge highlights its diversified model, AI-driven network and funding strength as investors weigh rising expenses.
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Pagaya Technologies Ltd. (PGY) Upgraded to Buy: Here's Why
Published: November 20, 2025 by: Zacks Investment Research
Sentiment: Positive
Pagaya Technologies Ltd. (PGY) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).
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KBRA Assigns Preliminary Ratings to Research-Driven Pagaya Motor Asset Trust 2025-6 and Research-Driven Pagaya Motor Trust 2025-6
Published: November 18, 2025 by: Business Wire
Sentiment: Neutral
NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to seven classes of notes issued by Research-Driven Pagaya Motor Asset Trust 2025-6 and Research-Driven Pagaya Motor Trust 2025-6 (collectively “RPM 2025-6”), an auto loan ABS transaction. RPM 2025-6 has initial credit enhancement levels of 89.26% for the Class A-1 notes to 1.86% for the Class E notes. Credit enhancement is comprised of overcollateralization, subordination of junior note classes (except for the Class E notes), a cash r.
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Pagaya Technologies Understands The Role Of AI In Credit Underwriting
Published: November 18, 2025 by: Seeking Alpha
Sentiment: Positive
I rate Pagaya Technologies Ltd. a Strong Buy as it emerges as a leading AI-driven lending infrastructure provider for banks and fintechs. PGY acts as a 'picks and shovels' supplier, enabling lenders to automate underwriting, expand credit, and reach new borrower segments efficiently. Q3 2025 results highlight PGY's momentum: record revenue, profit, expanding margins, and a 19% year-over-year increase in network volume to $2.8 billion.
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Is Pagaya Stock's Low Valuation a Bargain or a Warning Sign?
Published: November 11, 2025 by: Zacks Investment Research
Sentiment: Positive
PGY's strong rally, resilient AI-driven model and discounted valuation highlight upside potential, though rising costs may cloud near-term growth.
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Pagaya Technologies: Q3 2025 Beat, Guidance Raised, Bull Case Strengthened
Published: November 10, 2025 by: Seeking Alpha
Sentiment: Positive
Pagaya Technologies Ltd. delivered a beat-and-raise Q3, with record revenue, profit, and expanding margins, reinforcing the Strong Buy thesis. PGY's fundamentals improved despite sector-wide credit fears, driven by product diversification, partner momentum, and strong credit performance. Funding costs dropped as PGY executed $1.8B in ABS deals, raised $500M in debt, and expanded its revolver, boosting liquidity and confidence.
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Pagaya Technologies Ltd. (PGY) Q3 2025 Earnings Call Transcript
Published: November 10, 2025 by: Seeking Alpha
Sentiment: Neutral
Pagaya Technologies Ltd. ( PGY ) Q3 2025 Earnings Call November 10, 2025 8:30 AM EST Company Participants Josh Fagen - Head of Investor Relations & COO of Finance Gal Krubiner - CEO, Co-Founder & Director Sanjiv Das - Co-Founder & President Evangelos Perros - Chief Financial Officer Conference Call Participants John Hecht - Jefferies LLC, Research Division Peter Christiansen - Citigroup Inc., Research Division Harold Goetsch - B.
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Pagaya Technologies Ltd. (PGY) Tops Q3 Earnings and Revenue Estimates
Published: November 10, 2025 by: Zacks Investment Research
Sentiment: Positive
Pagaya Technologies Ltd. (PGY) came out with quarterly earnings of $1.02 per share, beating the Zacks Consensus Estimate of $0.62 per share.
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Pagaya Q3 Earnings on the Cards: A Smart Buy or Risky Bet?
Published: November 06, 2025 by: Zacks Investment Research
Sentiment: Positive
PGY expects strong Q3 results, with revenues rising 32% y/y.
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Pagaya, Castlelake reach deal for up to $500 million in auto loans
Published: November 03, 2025 by: Reuters
Sentiment: Positive
Lending platform Pagaya Technologies on Monday announced an agreement to sell up to $500 million of its auto loans to asset-based private credit manager Castlelake.
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Pagaya: The Foundation Is Set For A Long-Term Rerating
Published: October 24, 2025 by: Seeking Alpha
Sentiment: Positive
Pagaya leverages AI to serve high-risk borrowers rejected by traditional banks, tapping into a vast underserved market. PGY has achieved GAAP profitability in the last two quarters, with operational leverage. PGY's strong partnerships, robust credit quality, and scalable business model support a positive long-term outlook and continued network volume growth.
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PGY vs. OMF: Which Consumer Credit Stock Is Better Placed for Growth?
Published: October 24, 2025 by: Zacks Investment Research
Sentiment: Positive
Pagaya leans on AI and asset-light growth, while OneMain bets on brick-and-mortar lending and shareholder returns.
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Pagaya Skyrockets 225.3% YTD: Should You Still Buy the Stock?
Published: October 09, 2025 by: Zacks Investment Research
Sentiment: Positive
The PGY stock has soared 225.3% in 2025, fueled by profitability, AI-driven growth and bullish analyst sentiment.
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PGY Closes $400M RPM Deal: A Move to Further Diversify Funding?
Published: October 08, 2025 by: Zacks Investment Research
Sentiment: Neutral
Pagaya announces closing of RPM 2025-5, a $400-million auto loan-backed ABS deal, marking its fifth ABS transaction in 2025.
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Best Momentum Stocks to Buy for October 6th
Published: October 06, 2025 by: Zacks Investment Research
Sentiment: Positive
PGY, IDCC and SMFG made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on October 6, 2025.
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Are Finance Stocks Lagging Pagaya Technologies Ltd. (PGY) This Year?
Published: October 06, 2025 by: Zacks Investment Research
Sentiment: Negative
Here is how Pagaya Technologies Ltd. (PGY) and Alerus (ALRS) have performed compared to their sector so far this year.
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Add These 4 Top-Performing Liquid Stocks to Boost Portfolio Returns
Published: October 06, 2025 by: Zacks Investment Research
Sentiment: Positive
PGY, RELY, FTDR and ZUMZ make the cut as top liquid stocks, with each boasting strong liquidity, growth attributes and operational efficiency.
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Best Momentum Stock to Buy for September 30th
Published: September 30, 2025 by: Zacks Investment Research
Sentiment: Positive
PGY, BB and NVT made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on September 30, 2025.
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New Strong Buy Stocks for September 30th
Published: September 30, 2025 by: Zacks Investment Research
Sentiment: Positive
UGP, PDS, FUTU, PAHC and PGY have been added to the Zacks Rank #1 (Strong Buy) List on September 30, 2025.
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Pagaya Technologies Ltd. (PGY) Stock Slides as Market Rises: Facts to Know Before You Trade
Published: September 29, 2025 by: Zacks Investment Research
Sentiment: Negative
In the latest trading session, Pagaya Technologies Ltd. (PGY) closed at $31.76, marking a -8.31% move from the previous day.
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Undercovered Dozen: Energy Transfer, Chevron, Brookfield, Pagaya Technologies And More
Published: September 26, 2025 by: Seeking Alpha
Sentiment: Positive
The Undercovered Dozen series highlights 12 lesser-covered stocks weekly, providing investment ideas and sparking community discussion on their potential. Chevron, Pagaya Technologies, i-80 Gold, FinVolution and Pan American Silver are rated strong buy. Energy Transfer, Brookfield, Astera Labs, UTG and SSR Mining are rated buy.
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Best Momentum Stock to Buy for September 25th
Published: September 25, 2025 by: Zacks Investment Research
Sentiment: Positive
PGY, GLW and TCOM made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on September 25, 2025.
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Will Pagaya Be Able to Sustain Its Robust 1H25 Performance?
Published: September 24, 2025 by: Zacks Investment Research
Sentiment: Positive
PGY posts two straight profitable quarters in 1H25, lifting guidance and fueling a 305% stock surge.
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PGY vs. TREE: Which Fintech Lender Has a Clearer Path to Profits?
Published: September 23, 2025 by: Zacks Investment Research
Sentiment: Positive
Pagaya's AI-driven lending gains and LendingTree's marketplace strength set the stage for a fintech showdown on profits and growth.
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About Pagaya Technologies Ltd. (PGY)
- IPO Date 2021-04-21
- Website https://www.pagaya.com
- Industry Software - Infrastructure
- CEO Gal Krubiner
- Employees 527