Pagaya Technologies Ltd. is a financial technology company in Israel, the United States and the Cayman Islands. The company is headquartered in Tel Aviv, Israel.
| Revenue (TTM) | $1.43B |
| Gross Profit (TTM) | $628.26M |
| EBITDA | $373.33M |
| Operating Margin | 28.80% |
| Return on Equity | 22.20% |
| Return on Assets | 14.50% |
| Revenue/Share (TTM) | $17.26 |
| Book Value | $7.44 |
| Price-to-Book | 2.35 |
| Price-to-Sales (TTM) | 1.02 |
| EV/Revenue | 0.821 |
| EV/EBITDA | 3.52 |
| Quarterly Earnings Growth (YoY) | 126.10% |
| Quarterly Revenue Growth (YoY) | 11.50% |
| Shares Outstanding | $72.74M |
| Float | $70.69M |
| % Insiders | 5.26% |
| % Institutions | 47.91% |
Volatility is currently expanding
Pagaya Technologies Ltd. (PGY) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
Pagaya targets a lending margin recovery in 2027 as expanding bank partnerships, growing loan applications and diversified funding support network growth.
The consensus price target hints at a 50.3% upside potential for Pagaya Technologies Ltd. (PGY). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term.
NEW YORK--(BUSINESS WIRE)--Pagaya Technologies Ltd. (NASDAQ: PGY) (“Pagaya”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today announced that the Company's management team will participate in the following investor conferences: BMO 2026 Financials Conference Date: November 9, 2026 Location: Boca Raton, FL Webcast: Click here to register and listen to a live fireside at 2:45pm ET on November 9, 2026. Citi's 15th Annual FinTech Conference Date:.
Pagaya's record Q3 earnings, surging network volume and attractive valuation draw attention, but rising credit losses and funding costs are headwinds.
Pagaya Technologies Ltd. remains deeply undervalued, trading at just 5x 2027 EPS targets despite strong network loan volume growth. PGY's Q3 revenue grew 11%, while network loan volume surged 29% YoY, with management addressing margin compression by raising APRs to boost FRLPC. Recent partnerships, $2B in new committed capital, and a robust partner pipeline position PGY for continued growth and resilience through credit cycles.
Pagaya shares gain after Q3 earnings beat estimates on record revenues and network volumes, prompting management to raise its full-year net income outlook.
Pagaya Technologies reported strong Q3'26 results, with GAAP diluted EPS of $0.52 and adjusted EPS of $1.07 beating consensus. PGY raised 2026 income guidance to $162-$182 million, emphasizing continuing to prioritize unit economics over volume amid higher funding costs. Network volume grew 29% to $3.6 billion, though Q4'26 volume guidance is lower.
Pagaya Technologies NASDAQ: PGY reported record third-quarter GAAP net income of nearly $50 million as network volume rose 29% year over year to $3.6 billion and the company maintained largely flat operating expenses.
Pagaya Technologies Ltd. (PGY) Q3 2026 Earnings Call Transcript
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