Pagaya Technologies Ltd. (PGY)

IL — Technology Sector
Peers: AFRM  ARQQ  GCT  GETY  HKD  HUBC  ILAG  MEGL  NUTX  S 

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Key Metrics & Ratings

  • symbol PGY
  • Rev/Share 14.6392
  • Book/Share 6.0876
  • PB 8.0258
  • Debt/Equity 2.0824
  • CurrentRatio 1.4244
  • ROIC 0.1215

 

  • MktCap 2871662929.0
  • FreeCF/Share 1.386
  • PFCF 26.9518
  • PE -10.4806
  • Debt/Assets 0.5459
  • DivYield 0
  • ROE -0.7534

 

  • Rating D+
  • Score 1
  • Recommendation Strong Sell
  • P/E Score 1
  • DCF Score 1
  • P/B Score 2
  • D/E Score 1

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Initiation PGY Stephens -- Overweight -- $22 June 12, 2025
Upgrade PGY Citigroup Neutral Buy $13 $14.5 Feb. 7, 2025
Resumed PGY UBS -- Neutral -- $11 Dec. 20, 2024
Initiation PGY Oppenheimer -- Outperform -- $12 Oct. 1, 2024
Resumed PGY The Benchmark Company -- Buy -- $21 Aug. 26, 2024

News

Pagaya Becomes Profitable: How to Play This Fintech Innovator?
PGY
Published: September 08, 2025 by: Zacks Investment Research
Sentiment: Positive

PGY turns profitable with record Q2 income, boosted guidance and a 301% stock surge in 2025.

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image for news Pagaya Becomes Profitable: How to Play This Fintech Innovator?
KBRA Assigns Preliminary Ratings to Pagaya AI Debt Grantor Trust 2025-6 and Pagaya AI Debt Trust 2025-6
PGY
Published: September 04, 2025 by: Business Wire
Sentiment: Neutral

NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to 12 classes of notes issued by Pagaya AI Debt Grantor Trust 2025-6 and Pagaya AI Debt Trust 2025-6 (collectively “PAID 2025-6”), an unsecured consumer loan ABS transaction. PAID 2025-6 has initial hard credit enhancement levels of 82.04% for the Class A-1 Notes to 1.46% for the Class F Notes. Credit enhancement is comprised of overcollateralization, subordination (except for the Class F Notes), a cash reserve account funded at closin.

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image for news KBRA Assigns Preliminary Ratings to Pagaya AI Debt Grantor Trust 2025-6 and Pagaya AI Debt Trust 2025-6
Enhance Portfolio Returns With These 4 Top-Performing Liquid Stocks
FTDR, PGY, RELY, WLDN
Published: September 03, 2025 by: Zacks Investment Research
Sentiment: Positive

RELY, FTDR, PGY and WLDN make the cut as top liquid stocks, with each boasting strong liquidity, growth attributes and operational efficiency.

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image for news Enhance Portfolio Returns With These 4 Top-Performing Liquid Stocks
Is Pagaya Technologies Ltd. (PGY) Outperforming Other Finance Stocks This Year?
PGY
Published: August 29, 2025 by: Zacks Investment Research
Sentiment: Positive

Here is how Pagaya Technologies Ltd. (PGY) and ACNB (ACNB) have performed compared to their sector so far this year.

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image for news Is Pagaya Technologies Ltd. (PGY) Outperforming Other Finance Stocks This Year?
Pagaya Technologies Ltd. (PGY) is a Great Momentum Stock: Should You Buy?
PGY
Published: August 27, 2025 by: Zacks Investment Research
Sentiment: Positive

Does Pagaya Technologies Ltd. (PGY) have what it takes to be a top stock pick for momentum investors?

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image for news Pagaya Technologies Ltd. (PGY) is a Great Momentum Stock: Should You Buy?
Best Momentum Stocks to Buy for August 27th
IDCC, MUFG, PGY
Published: August 27, 2025 by: Zacks Investment Research
Sentiment: Positive

PGY, MUFG and IDCC made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on August 27, 2025.

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image for news Best Momentum Stocks to Buy for August 27th
New Strong Buy Stocks for August 27th
BHB, CNQ, COLB, MUFG, PGY
Published: August 27, 2025 by: Zacks Investment Research
Sentiment: Positive

COLB, CNQ, BHB, MUFG and PGY have been added to the Zacks Rank #1 (Strong Buy) List on August 27, 2025.

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image for news New Strong Buy Stocks for August 27th
Will Pagaya's AI-Driven Model Support Its Growth Momentum?
PGY
Published: August 26, 2025 by: Zacks Investment Research
Sentiment: Positive

PGY expands lending capacity with AI-driven growth and a capital-light, diversified model.

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image for news Will Pagaya's AI-Driven Model Support Its Growth Momentum?
Earnings Estimates Rising for Pagaya Technologies Ltd. (PGY): Will It Gain?
PGY
Published: August 25, 2025 by: Zacks Investment Research
Sentiment: Positive

Pagaya Technologies Ltd. (PGY) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.

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image for news Earnings Estimates Rising for Pagaya Technologies Ltd. (PGY): Will It Gain?
INOD vs. PGY: Which AI-Powered Data Play Should You Buy Now?
INOD, PGY
Published: August 22, 2025 by: Zacks Investment Research
Sentiment: Positive

In the fast-evolving landscape of artificial intelligence and data-driven technologies, two names have recently stood out for investors: Innodata Inc. INOD and Pagaya Technologies Ltd. PGY. Though serving distinct markets, both companies leverage AI and proprietary data pipelines to deliver mission-critical solutions—Innodata as a provider of intelligent data engineering services, and Pagaya as an AI infrastructure platform for consumer credit and financial institutions.

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image for news INOD vs. PGY: Which AI-Powered Data Play Should You Buy Now?
How to Play Pagaya Stock After Upbeat Q2 Earnings Performance?
PGY
Published: August 14, 2025 by: Zacks Investment Research
Sentiment: Positive

PGY posts record Q2 net income, raises the 2025 revenue outlook, and touts a resilient, AI-driven, capital-light business model.

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image for news How to Play Pagaya Stock After Upbeat Q2 Earnings Performance?
Pagaya Technologies Ltd. (PGY) Q2 2025 Earnings Call Transcript
PGY
Published: August 07, 2025 by: Seeking Alpha
Sentiment: Neutral

Pagaya Technologies Ltd. (NASDAQ:PGY ) Q2 2025 Earnings Conference Call August 7, 2025 8:30 AM ET Company Participants Evangelos Perros - Chief Financial Officer Gal Krubiner - CEO, Co-Founder & Director Josh Fagen - Head of Investor Relations & COO of Finance Sanjiv Das - Co-Founder & President Conference Call Participants Harold Lee Goetsch - B.

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image for news Pagaya Technologies Ltd. (PGY) Q2 2025 Earnings Call Transcript
Compared to Estimates, Pagaya Technologies Ltd. (PGY) Q2 Earnings: A Look at Key Metrics
PGY
Published: August 07, 2025 by: Zacks Investment Research
Sentiment: Positive

Although the revenue and EPS for Pagaya Technologies Ltd. (PGY) give a sense of how its business performed in the quarter ended June 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

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image for news Compared to Estimates, Pagaya Technologies Ltd. (PGY) Q2 Earnings: A Look at Key Metrics
Pagaya Technologies Ltd. (PGY) Lags Q2 Earnings Estimates
PGY
Published: August 07, 2025 by: Zacks Investment Research
Sentiment: Negative

Pagaya Technologies Ltd. (PGY) came out with quarterly earnings of $0.64 per share, missing the Zacks Consensus Estimate of $0.69 per share.

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image for news Pagaya Technologies Ltd. (PGY) Lags Q2 Earnings Estimates
Pagaya Q2 Earnings on the Cards: A Smart Buy or Risky Bet?
PGY
Published: August 04, 2025 by: Zacks Investment Research
Sentiment: Positive

PGY expects strong Q2 results, with revenues anticipated to rise 29% year over year.

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image for news Pagaya Q2 Earnings on the Cards: A Smart Buy or Risky Bet?
Pagaya Technologies: Why I Am Taking A Measured Bet
PGY
Published: August 04, 2025 by: Seeking Alpha
Sentiment: Positive

Pagaya offers a value-oriented AI fintech play, benefiting from secular AI tailwinds and a growing partner ecosystem, though not a high-conviction buy. Growth is stabilizing at high teens, with improving margins and a defensible data-driven moat, but competition and lack of explosive growth temper enthusiasm. Valuation is reasonable at 2.17x EV/forward revenue, reflecting recent profitability and US expansion, yet leaves room for further rerating.

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image for news Pagaya Technologies: Why I Am Taking A Measured Bet
Ahead of Pagaya Technologies Ltd. (PGY) Q2 Earnings: Get Ready With Wall Street Estimates for Key Metrics
PGY
Published: August 04, 2025 by: Zacks Investment Research
Sentiment: Positive

Looking beyond Wall Street's top-and-bottom-line estimate forecasts for Pagaya Technologies Ltd. (PGY), delve into some of its key metrics to gain a deeper insight into the company's potential performance for the quarter ended June 2025.

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image for news Ahead of Pagaya Technologies Ltd. (PGY) Q2 Earnings: Get Ready With Wall Street Estimates for Key Metrics
Pagaya Technologies Ltd. (PGY) Reports Next Week: Wall Street Expects Earnings Growth
PGY
Published: July 31, 2025 by: Zacks Investment Research
Sentiment: Positive

Pagaya Technologies Ltd. (PGY) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report.

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image for news Pagaya Technologies Ltd. (PGY) Reports Next Week: Wall Street Expects Earnings Growth
PGY's Asset-Light Balance Sheet Model: Does it Offer a Safe Bet?
PGY
Published: July 30, 2025 by: Zacks Investment Research
Sentiment: Positive

Pagaya's asset-light model shields it from credit risk while powering 213% YTD gains and sharp earnings growth forecasts.

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image for news PGY's Asset-Light Balance Sheet Model: Does it Offer a Safe Bet?
Scoop Up These 4 Top-Ranked Liquid Stocks to Augment Portfolio Returns
DASH, META, PGY, ROKU
Published: July 30, 2025 by: Zacks Investment Research
Sentiment: Positive

ROKU, DASH, META and PGY make the cut as top liquid stocks, with each boasting strong liquidity, growth attributes and operational efficiency.

Read More
image for news Scoop Up These 4 Top-Ranked Liquid Stocks to Augment Portfolio Returns
Pagaya to Participate in Upcoming August Investor Conferences and Events
PGY
Published: July 30, 2025 by: Business Wire
Sentiment: Neutral

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies Ltd. (“Pagaya” or the “Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today announced that the Company's management team will participate in the following investor conferences: Bank of America's TMT Summer Fridays Fireside Chat Series Date: August 8, 2025 Location: Virtual Canaccord Growth Conference Date: August 12, 2025 Location: Boston, MA JP Morgan Future of Financials Forum Date: Augu.

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image for news Pagaya to Participate in Upcoming August Investor Conferences and Events
Pagaya vs. OneMain: Which Consumer Credit Stock is a Smarter Bet?
OMF, PGY
Published: July 29, 2025 by: Zacks Investment Research
Sentiment: Positive

Pagaya Technologies Ltd. PGY and OneMain Holdings, Inc. OMF are both consumer finance companies focused on catering to the underserved credit market -- subprime and non-prime borrowers.

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image for news Pagaya vs. OneMain: Which Consumer Credit Stock is a Smarter Bet?
Are Finance Stocks Lagging Pagaya Technologies Ltd. (PGY) This Year?
PGY
Published: July 25, 2025 by: Zacks Investment Research
Sentiment: Negative

Here is how Pagaya Technologies Ltd. (PGY) and Acadian Asset Management (AAMI) have performed compared to their sector so far this year.

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image for news Are Finance Stocks Lagging Pagaya Technologies Ltd. (PGY) This Year?
What Makes Pagaya Technologies Ltd. (PGY) a Strong Momentum Stock: Buy Now?
PGY
Published: July 23, 2025 by: Zacks Investment Research
Sentiment: Positive

Does Pagaya Technologies Ltd. (PGY) have what it takes to be a top stock pick for momentum investors?

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image for news What Makes Pagaya Technologies Ltd. (PGY) a Strong Momentum Stock: Buy Now?
Pagaya Technologies Ltd. (PGY) Soars 25.4%: Is Further Upside Left in the Stock?
PGY
Published: July 18, 2025 by: Zacks Investment Research
Sentiment: Positive

Pagaya Technologies Ltd. (PGY) was a big mover last session on higher-than-average trading volume.

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image for news Pagaya Technologies Ltd. (PGY) Soars 25.4%: Is Further Upside Left in the Stock?
Pagaya Is Just Getting Started
PGY
Published: July 17, 2025 by: Seeking Alpha
Sentiment: Positive

Pagaya Technologies Ltd.'s fundamentals, including robust Q2 preliminary results released this morning, justify its recent stock rally and ongoing re-rating. The company's AI-driven B2B lending platform is set for sustained, profitable growth, targeting network volume expansion from $10B to $25B over the next 3-5 years. Despite a 200%+ rally, Pagaya remains undervalued versus peers and on an absolute level, with a 5-year price target of $148.62 and expected CAGR of ~39%.

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image for news Pagaya Is Just Getting Started
Pagaya Announces Preliminary Second Quarter Results
PGY
Published: July 17, 2025 by: Business Wire
Sentiment: Neutral

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies Ltd. (NASDAQ: PGY) (“Pagaya”, the “Company” or “we”), a global technology company delivering artificial intelligence infrastructure for the financial ecosystem, today announced preliminary results for the quarter ended June 30, 2025. The Company now expects results to exceed the top end of prior guidance across most metrics. Pagaya is making this announcement in connection with its ongoing evaluation of opportunities to proactively optimize its bal.

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image for news Pagaya Announces Preliminary Second Quarter Results
Is Pagaya Stock's Low Valuation an Opportunity or a Value Trap?
PGY
Published: July 14, 2025 by: Zacks Investment Research
Sentiment: Positive

At a glance, Pagaya Technologies PGY stock looks attractively priced in terms of its price/sales (P/S) ratio when compared with its peers. Value investors try to find stocks that are either flying under the radar and are compelling buys, or offer up tantalizing discounts compared with fair value.

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image for news Is Pagaya Stock's Low Valuation an Opportunity or a Value Trap?
Pagaya Signs New Forward Flow Agreement with Castlelake to Purchase Up to $2.5 Billion in Personal Loans
PGY
Published: July 14, 2025 by: Business Wire
Sentiment: Neutral

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies LTD. (NASDAQ: PGY) ("Pagaya" or “the Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today announced a new forward flow agreement with Castlelake, L.P. ("Castlelake"), a global alternative investment firm specializing in asset-based private credit, for the purchase of up $2.5 billion of personal loan assets over a 16-month term, subject to satisfaction of closing conditions. This new deal p.

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image for news Pagaya Signs New Forward Flow Agreement with Castlelake to Purchase Up to $2.5 Billion in Personal Loans
Pagaya Technologies Ltd. (PGY) Is Up 15.81% in One Week: What You Should Know
PGY
Published: July 07, 2025 by: Zacks Investment Research
Sentiment: Positive

Does Pagaya Technologies Ltd. (PGY) have what it takes to be a top stock pick for momentum investors?

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image for news Pagaya Technologies Ltd. (PGY) Is Up 15.81% in One Week: What You Should Know

About Pagaya Technologies Ltd. (PGY)

  • IPO Date 2021-04-21
  • Website https://www.pagaya.com
  • Industry Software - Infrastructure
  • CEO Gal Krubiner
  • Employees 527

Pagaya Technologies Ltd. operates as a financial technology company in Israel, the United States, and the Cayman Islands. It develops and implements proprietary artificial intelligence technology and related software solutions to assist partners to originate loans and other assets. Its partners include high-growth financial technology companies, incumbent financial institutions, auto finance providers, and brokers. The company was founded in 2016 and is headquartered in Tel Aviv, Israel.