Pagaya Technologies Ltd. (PGY)

IL — Technology Sector
Peers: MQ  PAYO  KC  EVTC  TDC  DAVE  APPN  AVDX  EVCM  CSGS 

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Key Metrics & Ratings

  • symbol PGY
  • Rev/Share 14.6392
  • Book/Share 6.0876
  • PB 6.1876
  • Debt/Equity 2.0824
  • CurrentRatio 1.4244
  • ROIC 0.1215

 

  • MktCap 2213932872.0
  • FreeCF/Share 1.386
  • PFCF 20.7787
  • PE -8.0801
  • Debt/Assets 0.5459
  • DivYield 0
  • ROE -0.7534

 

  • Rating D+
  • Score 1
  • Recommendation Strong Sell
  • P/E Score 1
  • DCF Score 1
  • P/B Score 2
  • D/E Score 1

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Initiation PGY Stephens -- Overweight -- $22 June 12, 2025
Upgrade PGY Citigroup Neutral Buy $13 $14.5 Feb. 7, 2025
Resumed PGY UBS -- Neutral -- $11 Dec. 20, 2024
Initiation PGY Oppenheimer -- Outperform -- $12 Oct. 1, 2024
Resumed PGY The Benchmark Company -- Buy -- $21 Aug. 26, 2024

News

Pagaya: The Foundation Is Set For A Long-Term Rerating
PGY
Published: October 24, 2025 by: Seeking Alpha
Sentiment: Positive

Pagaya leverages AI to serve high-risk borrowers rejected by traditional banks, tapping into a vast underserved market. PGY has achieved GAAP profitability in the last two quarters, with operational leverage. PGY's strong partnerships, robust credit quality, and scalable business model support a positive long-term outlook and continued network volume growth.

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image for news Pagaya: The Foundation Is Set For A Long-Term Rerating
PGY vs. OMF: Which Consumer Credit Stock Is Better Placed for Growth?
OMF, PGY
Published: October 24, 2025 by: Zacks Investment Research
Sentiment: Positive

Pagaya leans on AI and asset-light growth, while OneMain bets on brick-and-mortar lending and shareholder returns.

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image for news PGY vs. OMF: Which Consumer Credit Stock Is Better Placed for Growth?
Pagaya Skyrockets 225.3% YTD: Should You Still Buy the Stock?
PGY
Published: October 09, 2025 by: Zacks Investment Research
Sentiment: Positive

The PGY stock has soared 225.3% in 2025, fueled by profitability, AI-driven growth and bullish analyst sentiment.

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image for news Pagaya Skyrockets 225.3% YTD: Should You Still Buy the Stock?
PGY Closes $400M RPM Deal: A Move to Further Diversify Funding?
PGY
Published: October 08, 2025 by: Zacks Investment Research
Sentiment: Neutral

Pagaya announces closing of RPM 2025-5, a $400-million auto loan-backed ABS deal, marking its fifth ABS transaction in 2025.

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image for news PGY Closes $400M RPM Deal: A Move to Further Diversify Funding?
Best Momentum Stocks to Buy for October 6th
IDCC, PGY, SMFG
Published: October 06, 2025 by: Zacks Investment Research
Sentiment: Positive

PGY, IDCC and SMFG made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on October 6, 2025.

Read More
image for news Best Momentum Stocks to Buy for October 6th
Are Finance Stocks Lagging Pagaya Technologies Ltd. (PGY) This Year?
PGY
Published: October 06, 2025 by: Zacks Investment Research
Sentiment: Negative

Here is how Pagaya Technologies Ltd. (PGY) and Alerus (ALRS) have performed compared to their sector so far this year.

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image for news Are Finance Stocks Lagging Pagaya Technologies Ltd. (PGY) This Year?
Add These 4 Top-Performing Liquid Stocks to Boost Portfolio Returns
FTDR, PGY, RELY, ZUMZ
Published: October 06, 2025 by: Zacks Investment Research
Sentiment: Positive

PGY, RELY, FTDR and ZUMZ make the cut as top liquid stocks, with each boasting strong liquidity, growth attributes and operational efficiency.

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image for news Add These 4 Top-Performing Liquid Stocks to Boost Portfolio Returns
Best Momentum Stock to Buy for September 30th
BB, NVT, PGY
Published: September 30, 2025 by: Zacks Investment Research
Sentiment: Positive

PGY, BB and NVT made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on September 30, 2025.

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image for news Best Momentum Stock to Buy for September 30th
New Strong Buy Stocks for September 30th
FUTU, PAHC, PDS, PGY, UGP
Published: September 30, 2025 by: Zacks Investment Research
Sentiment: Positive

UGP, PDS, FUTU, PAHC and PGY have been added to the Zacks Rank #1 (Strong Buy) List on September 30, 2025.

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image for news New Strong Buy Stocks for September 30th
Pagaya Technologies Ltd. (PGY) Stock Slides as Market Rises: Facts to Know Before You Trade
PGY
Published: September 29, 2025 by: Zacks Investment Research
Sentiment: Negative

In the latest trading session, Pagaya Technologies Ltd. (PGY) closed at $31.76, marking a -8.31% move from the previous day.

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image for news Pagaya Technologies Ltd. (PGY) Stock Slides as Market Rises: Facts to Know Before You Trade
Undercovered Dozen: Energy Transfer, Chevron, Brookfield, Pagaya Technologies And More
CVX, ET, PGY, BN
Published: September 26, 2025 by: Seeking Alpha
Sentiment: Positive

The Undercovered Dozen series highlights 12 lesser-covered stocks weekly, providing investment ideas and sparking community discussion on their potential. Chevron, Pagaya Technologies, i-80 Gold, FinVolution and Pan American Silver are rated strong buy. Energy Transfer, Brookfield, Astera Labs, UTG and SSR Mining are rated buy.

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image for news Undercovered Dozen: Energy Transfer, Chevron, Brookfield, Pagaya Technologies And More
Best Momentum Stock to Buy for September 25th
GLW, PGY, TCOM
Published: September 25, 2025 by: Zacks Investment Research
Sentiment: Positive

PGY, GLW and TCOM made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on September 25, 2025.

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image for news Best Momentum Stock to Buy for September 25th
Will Pagaya Be Able to Sustain Its Robust 1H25 Performance?
PGY
Published: September 24, 2025 by: Zacks Investment Research
Sentiment: Positive

PGY posts two straight profitable quarters in 1H25, lifting guidance and fueling a 305% stock surge.

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image for news Will Pagaya Be Able to Sustain Its Robust 1H25 Performance?
PGY vs. TREE: Which Fintech Lender Has a Clearer Path to Profits?
PGY, TREE
Published: September 23, 2025 by: Zacks Investment Research
Sentiment: Positive

Pagaya's AI-driven lending gains and LendingTree's marketplace strength set the stage for a fintech showdown on profits and growth.

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image for news PGY vs. TREE: Which Fintech Lender Has a Clearer Path to Profits?
Pagaya Closes Upsized $600 Million PAID Deal, Adding to its Momentum Across ABS Programs
PGY
Published: September 17, 2025 by: Business Wire
Sentiment: Neutral

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies LTD. (NASDAQ: PGY) (“Pagaya” or “the Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today announced the closing of PAID 2025-6, a $600 million asset-backed securitization (ABS) backed by consumer loans originated on the Pagaya network. The AAA-rated deal was upsized from an initial target of $500 million and brings the total amount raised to fund personal loans year-to-date to $4 billion.

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image for news Pagaya Closes Upsized $600 Million PAID Deal, Adding to its Momentum Across ABS Programs
Pagaya Becomes Profitable: How to Play This Fintech Innovator?
PGY
Published: September 08, 2025 by: Zacks Investment Research
Sentiment: Positive

PGY turns profitable with record Q2 income, boosted guidance and a 301% stock surge in 2025.

Read More
image for news Pagaya Becomes Profitable: How to Play This Fintech Innovator?
KBRA Assigns Preliminary Ratings to Pagaya AI Debt Grantor Trust 2025-6 and Pagaya AI Debt Trust 2025-6
PGY
Published: September 04, 2025 by: Business Wire
Sentiment: Neutral

NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to 12 classes of notes issued by Pagaya AI Debt Grantor Trust 2025-6 and Pagaya AI Debt Trust 2025-6 (collectively “PAID 2025-6”), an unsecured consumer loan ABS transaction. PAID 2025-6 has initial hard credit enhancement levels of 82.04% for the Class A-1 Notes to 1.46% for the Class F Notes. Credit enhancement is comprised of overcollateralization, subordination (except for the Class F Notes), a cash reserve account funded at closin.

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image for news KBRA Assigns Preliminary Ratings to Pagaya AI Debt Grantor Trust 2025-6 and Pagaya AI Debt Trust 2025-6
Enhance Portfolio Returns With These 4 Top-Performing Liquid Stocks
FTDR, PGY, RELY, WLDN
Published: September 03, 2025 by: Zacks Investment Research
Sentiment: Positive

RELY, FTDR, PGY and WLDN make the cut as top liquid stocks, with each boasting strong liquidity, growth attributes and operational efficiency.

Read More
image for news Enhance Portfolio Returns With These 4 Top-Performing Liquid Stocks
Is Pagaya Technologies Ltd. (PGY) Outperforming Other Finance Stocks This Year?
PGY
Published: August 29, 2025 by: Zacks Investment Research
Sentiment: Positive

Here is how Pagaya Technologies Ltd. (PGY) and ACNB (ACNB) have performed compared to their sector so far this year.

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image for news Is Pagaya Technologies Ltd. (PGY) Outperforming Other Finance Stocks This Year?
Pagaya Technologies Ltd. (PGY) is a Great Momentum Stock: Should You Buy?
PGY
Published: August 27, 2025 by: Zacks Investment Research
Sentiment: Positive

Does Pagaya Technologies Ltd. (PGY) have what it takes to be a top stock pick for momentum investors?

Read More
image for news Pagaya Technologies Ltd. (PGY) is a Great Momentum Stock: Should You Buy?
Best Momentum Stocks to Buy for August 27th
IDCC, MUFG, PGY
Published: August 27, 2025 by: Zacks Investment Research
Sentiment: Positive

PGY, MUFG and IDCC made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on August 27, 2025.

Read More
image for news Best Momentum Stocks to Buy for August 27th
New Strong Buy Stocks for August 27th
BHB, CNQ, COLB, MUFG, PGY
Published: August 27, 2025 by: Zacks Investment Research
Sentiment: Positive

COLB, CNQ, BHB, MUFG and PGY have been added to the Zacks Rank #1 (Strong Buy) List on August 27, 2025.

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image for news New Strong Buy Stocks for August 27th
Will Pagaya's AI-Driven Model Support Its Growth Momentum?
PGY
Published: August 26, 2025 by: Zacks Investment Research
Sentiment: Positive

PGY expands lending capacity with AI-driven growth and a capital-light, diversified model.

Read More
image for news Will Pagaya's AI-Driven Model Support Its Growth Momentum?
Earnings Estimates Rising for Pagaya Technologies Ltd. (PGY): Will It Gain?
PGY
Published: August 25, 2025 by: Zacks Investment Research
Sentiment: Positive

Pagaya Technologies Ltd. (PGY) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.

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image for news Earnings Estimates Rising for Pagaya Technologies Ltd. (PGY): Will It Gain?
INOD vs. PGY: Which AI-Powered Data Play Should You Buy Now?
INOD, PGY
Published: August 22, 2025 by: Zacks Investment Research
Sentiment: Positive

In the fast-evolving landscape of artificial intelligence and data-driven technologies, two names have recently stood out for investors: Innodata Inc. INOD and Pagaya Technologies Ltd. PGY. Though serving distinct markets, both companies leverage AI and proprietary data pipelines to deliver mission-critical solutions—Innodata as a provider of intelligent data engineering services, and Pagaya as an AI infrastructure platform for consumer credit and financial institutions.

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image for news INOD vs. PGY: Which AI-Powered Data Play Should You Buy Now?
How to Play Pagaya Stock After Upbeat Q2 Earnings Performance?
PGY
Published: August 14, 2025 by: Zacks Investment Research
Sentiment: Positive

PGY posts record Q2 net income, raises the 2025 revenue outlook, and touts a resilient, AI-driven, capital-light business model.

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image for news How to Play Pagaya Stock After Upbeat Q2 Earnings Performance?
Pagaya Technologies Ltd. (PGY) Q2 2025 Earnings Call Transcript
PGY
Published: August 07, 2025 by: Seeking Alpha
Sentiment: Neutral

Pagaya Technologies Ltd. (NASDAQ:PGY ) Q2 2025 Earnings Conference Call August 7, 2025 8:30 AM ET Company Participants Evangelos Perros - Chief Financial Officer Gal Krubiner - CEO, Co-Founder & Director Josh Fagen - Head of Investor Relations & COO of Finance Sanjiv Das - Co-Founder & President Conference Call Participants Harold Lee Goetsch - B.

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image for news Pagaya Technologies Ltd. (PGY) Q2 2025 Earnings Call Transcript
Compared to Estimates, Pagaya Technologies Ltd. (PGY) Q2 Earnings: A Look at Key Metrics
PGY
Published: August 07, 2025 by: Zacks Investment Research
Sentiment: Positive

Although the revenue and EPS for Pagaya Technologies Ltd. (PGY) give a sense of how its business performed in the quarter ended June 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

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image for news Compared to Estimates, Pagaya Technologies Ltd. (PGY) Q2 Earnings: A Look at Key Metrics
Pagaya Technologies Ltd. (PGY) Lags Q2 Earnings Estimates
PGY
Published: August 07, 2025 by: Zacks Investment Research
Sentiment: Negative

Pagaya Technologies Ltd. (PGY) came out with quarterly earnings of $0.64 per share, missing the Zacks Consensus Estimate of $0.69 per share.

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image for news Pagaya Technologies Ltd. (PGY) Lags Q2 Earnings Estimates
Pagaya Q2 Earnings on the Cards: A Smart Buy or Risky Bet?
PGY
Published: August 04, 2025 by: Zacks Investment Research
Sentiment: Positive

PGY expects strong Q2 results, with revenues anticipated to rise 29% year over year.

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image for news Pagaya Q2 Earnings on the Cards: A Smart Buy or Risky Bet?

About Pagaya Technologies Ltd. (PGY)

  • IPO Date 2021-04-21
  • Website https://www.pagaya.com
  • Industry Software - Infrastructure
  • CEO Gal Krubiner
  • Employees 527

Pagaya Technologies Ltd. operates as a financial technology company in Israel, the United States, and the Cayman Islands. It develops and implements proprietary artificial intelligence technology and related software solutions to assist partners to originate loans and other assets. Its partners include high-growth financial technology companies, incumbent financial institutions, auto finance providers, and brokers. The company was founded in 2016 and is headquartered in Tel Aviv, Israel.