Pagaya Technologies Ltd. (PGY)
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- symbol PGY
- Rev/Share 15.4824
- Book/Share 6.8225
- PB 4.1931
- Debt/Equity 1.8308
- CurrentRatio 2.3104
- ROIC 0.1456
- MktCap 1789646789.0
- FreeCF/Share 2.2421
- PFCF 10.163
- PE -9.6307
- Debt/Assets 0.5513
- DivYield 0
- ROE -0.5203
- Rating D+
- Score 1
- Recommendation Strong Sell
- P/E Score 1
- DCF Score 1
- P/B Score 2
- D/E Score 1
Recent Analyst Ratings
| Type | Ticker | Analyst Firm | Previous Rating | Current Rating | Previous Price Target | Current Price Target | Date |
|---|---|---|---|---|---|---|---|
| Initiation | PGY | Stephens | -- | Overweight | -- | $22 | June 12, 2025 |
| Upgrade | PGY | Citigroup | Neutral | Buy | $13 | $14.5 | Feb. 7, 2025 |
| Resumed | PGY | UBS | -- | Neutral | -- | $11 | Dec. 20, 2024 |
| Initiation | PGY | Oppenheimer | -- | Outperform | -- | $12 | Oct. 1, 2024 |
| Resumed | PGY | The Benchmark Company | -- | Buy | -- | $21 | Aug. 26, 2024 |
News
Is Pagaya Stock's Low Valuation a Bargain or a Warning Sign?
Published: November 11, 2025 by: Zacks Investment Research
Sentiment: Positive
PGY's strong rally, resilient AI-driven model and discounted valuation highlight upside potential, though rising costs may cloud near-term growth.
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Pagaya Technologies: Q3 2025 Beat, Guidance Raised, Bull Case Strengthened
Published: November 10, 2025 by: Seeking Alpha
Sentiment: Positive
Pagaya Technologies Ltd. delivered a beat-and-raise Q3, with record revenue, profit, and expanding margins, reinforcing the Strong Buy thesis. PGY's fundamentals improved despite sector-wide credit fears, driven by product diversification, partner momentum, and strong credit performance. Funding costs dropped as PGY executed $1.8B in ABS deals, raised $500M in debt, and expanded its revolver, boosting liquidity and confidence.
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Pagaya Technologies Ltd. (PGY) Q3 2025 Earnings Call Transcript
Published: November 10, 2025 by: Seeking Alpha
Sentiment: Neutral
Pagaya Technologies Ltd. ( PGY ) Q3 2025 Earnings Call November 10, 2025 8:30 AM EST Company Participants Josh Fagen - Head of Investor Relations & COO of Finance Gal Krubiner - CEO, Co-Founder & Director Sanjiv Das - Co-Founder & President Evangelos Perros - Chief Financial Officer Conference Call Participants John Hecht - Jefferies LLC, Research Division Peter Christiansen - Citigroup Inc., Research Division Harold Goetsch - B.
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Pagaya Technologies Ltd. (PGY) Tops Q3 Earnings and Revenue Estimates
Published: November 10, 2025 by: Zacks Investment Research
Sentiment: Positive
Pagaya Technologies Ltd. (PGY) came out with quarterly earnings of $1.02 per share, beating the Zacks Consensus Estimate of $0.62 per share.
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Pagaya Q3 Earnings on the Cards: A Smart Buy or Risky Bet?
Published: November 06, 2025 by: Zacks Investment Research
Sentiment: Positive
PGY expects strong Q3 results, with revenues rising 32% y/y.
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Pagaya, Castlelake reach deal for up to $500 million in auto loans
Published: November 03, 2025 by: Reuters
Sentiment: Positive
Lending platform Pagaya Technologies on Monday announced an agreement to sell up to $500 million of its auto loans to asset-based private credit manager Castlelake.
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Pagaya: The Foundation Is Set For A Long-Term Rerating
Published: October 24, 2025 by: Seeking Alpha
Sentiment: Positive
Pagaya leverages AI to serve high-risk borrowers rejected by traditional banks, tapping into a vast underserved market. PGY has achieved GAAP profitability in the last two quarters, with operational leverage. PGY's strong partnerships, robust credit quality, and scalable business model support a positive long-term outlook and continued network volume growth.
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PGY vs. OMF: Which Consumer Credit Stock Is Better Placed for Growth?
Published: October 24, 2025 by: Zacks Investment Research
Sentiment: Positive
Pagaya leans on AI and asset-light growth, while OneMain bets on brick-and-mortar lending and shareholder returns.
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Pagaya Skyrockets 225.3% YTD: Should You Still Buy the Stock?
Published: October 09, 2025 by: Zacks Investment Research
Sentiment: Positive
The PGY stock has soared 225.3% in 2025, fueled by profitability, AI-driven growth and bullish analyst sentiment.
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PGY Closes $400M RPM Deal: A Move to Further Diversify Funding?
Published: October 08, 2025 by: Zacks Investment Research
Sentiment: Neutral
Pagaya announces closing of RPM 2025-5, a $400-million auto loan-backed ABS deal, marking its fifth ABS transaction in 2025.
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Best Momentum Stocks to Buy for October 6th
Published: October 06, 2025 by: Zacks Investment Research
Sentiment: Positive
PGY, IDCC and SMFG made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on October 6, 2025.
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Are Finance Stocks Lagging Pagaya Technologies Ltd. (PGY) This Year?
Published: October 06, 2025 by: Zacks Investment Research
Sentiment: Negative
Here is how Pagaya Technologies Ltd. (PGY) and Alerus (ALRS) have performed compared to their sector so far this year.
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Add These 4 Top-Performing Liquid Stocks to Boost Portfolio Returns
Published: October 06, 2025 by: Zacks Investment Research
Sentiment: Positive
PGY, RELY, FTDR and ZUMZ make the cut as top liquid stocks, with each boasting strong liquidity, growth attributes and operational efficiency.
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Best Momentum Stock to Buy for September 30th
Published: September 30, 2025 by: Zacks Investment Research
Sentiment: Positive
PGY, BB and NVT made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on September 30, 2025.
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New Strong Buy Stocks for September 30th
Published: September 30, 2025 by: Zacks Investment Research
Sentiment: Positive
UGP, PDS, FUTU, PAHC and PGY have been added to the Zacks Rank #1 (Strong Buy) List on September 30, 2025.
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Pagaya Technologies Ltd. (PGY) Stock Slides as Market Rises: Facts to Know Before You Trade
Published: September 29, 2025 by: Zacks Investment Research
Sentiment: Negative
In the latest trading session, Pagaya Technologies Ltd. (PGY) closed at $31.76, marking a -8.31% move from the previous day.
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Undercovered Dozen: Energy Transfer, Chevron, Brookfield, Pagaya Technologies And More
Published: September 26, 2025 by: Seeking Alpha
Sentiment: Positive
The Undercovered Dozen series highlights 12 lesser-covered stocks weekly, providing investment ideas and sparking community discussion on their potential. Chevron, Pagaya Technologies, i-80 Gold, FinVolution and Pan American Silver are rated strong buy. Energy Transfer, Brookfield, Astera Labs, UTG and SSR Mining are rated buy.
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Best Momentum Stock to Buy for September 25th
Published: September 25, 2025 by: Zacks Investment Research
Sentiment: Positive
PGY, GLW and TCOM made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on September 25, 2025.
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Will Pagaya Be Able to Sustain Its Robust 1H25 Performance?
Published: September 24, 2025 by: Zacks Investment Research
Sentiment: Positive
PGY posts two straight profitable quarters in 1H25, lifting guidance and fueling a 305% stock surge.
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PGY vs. TREE: Which Fintech Lender Has a Clearer Path to Profits?
Published: September 23, 2025 by: Zacks Investment Research
Sentiment: Positive
Pagaya's AI-driven lending gains and LendingTree's marketplace strength set the stage for a fintech showdown on profits and growth.
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Pagaya Closes Upsized $600 Million PAID Deal, Adding to its Momentum Across ABS Programs
Published: September 17, 2025 by: Business Wire
Sentiment: Neutral
NEW YORK--(BUSINESS WIRE)--Pagaya Technologies LTD. (NASDAQ: PGY) (“Pagaya” or “the Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today announced the closing of PAID 2025-6, a $600 million asset-backed securitization (ABS) backed by consumer loans originated on the Pagaya network. The AAA-rated deal was upsized from an initial target of $500 million and brings the total amount raised to fund personal loans year-to-date to $4 billion.
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Pagaya Becomes Profitable: How to Play This Fintech Innovator?
Published: September 08, 2025 by: Zacks Investment Research
Sentiment: Positive
PGY turns profitable with record Q2 income, boosted guidance and a 301% stock surge in 2025.
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KBRA Assigns Preliminary Ratings to Pagaya AI Debt Grantor Trust 2025-6 and Pagaya AI Debt Trust 2025-6
Published: September 04, 2025 by: Business Wire
Sentiment: Neutral
NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to 12 classes of notes issued by Pagaya AI Debt Grantor Trust 2025-6 and Pagaya AI Debt Trust 2025-6 (collectively “PAID 2025-6”), an unsecured consumer loan ABS transaction. PAID 2025-6 has initial hard credit enhancement levels of 82.04% for the Class A-1 Notes to 1.46% for the Class F Notes. Credit enhancement is comprised of overcollateralization, subordination (except for the Class F Notes), a cash reserve account funded at closin.
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Enhance Portfolio Returns With These 4 Top-Performing Liquid Stocks
Published: September 03, 2025 by: Zacks Investment Research
Sentiment: Positive
RELY, FTDR, PGY and WLDN make the cut as top liquid stocks, with each boasting strong liquidity, growth attributes and operational efficiency.
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Is Pagaya Technologies Ltd. (PGY) Outperforming Other Finance Stocks This Year?
Published: August 29, 2025 by: Zacks Investment Research
Sentiment: Positive
Here is how Pagaya Technologies Ltd. (PGY) and ACNB (ACNB) have performed compared to their sector so far this year.
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Pagaya Technologies Ltd. (PGY) is a Great Momentum Stock: Should You Buy?
Published: August 27, 2025 by: Zacks Investment Research
Sentiment: Positive
Does Pagaya Technologies Ltd. (PGY) have what it takes to be a top stock pick for momentum investors?
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Best Momentum Stocks to Buy for August 27th
Published: August 27, 2025 by: Zacks Investment Research
Sentiment: Positive
PGY, MUFG and IDCC made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on August 27, 2025.
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New Strong Buy Stocks for August 27th
Published: August 27, 2025 by: Zacks Investment Research
Sentiment: Positive
COLB, CNQ, BHB, MUFG and PGY have been added to the Zacks Rank #1 (Strong Buy) List on August 27, 2025.
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Will Pagaya's AI-Driven Model Support Its Growth Momentum?
Published: August 26, 2025 by: Zacks Investment Research
Sentiment: Positive
PGY expands lending capacity with AI-driven growth and a capital-light, diversified model.
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Earnings Estimates Rising for Pagaya Technologies Ltd. (PGY): Will It Gain?
Published: August 25, 2025 by: Zacks Investment Research
Sentiment: Positive
Pagaya Technologies Ltd. (PGY) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
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About Pagaya Technologies Ltd. (PGY)
- IPO Date 2021-04-21
- Website https://www.pagaya.com
- Industry Software - Infrastructure
- CEO Gal Krubiner
- Employees 527