
Pagaya outshines OneMain in growth projections, ROE and stock performance, but its premium valuation and funding risks raise questions about the better pick.
OneMain Holdings, Inc., a financial services holding company, is in the consumer finance and insurance businesses. The company is headquartered in Evansville, Indiana.
| Revenue (TTM) | $3.02B |
| Gross Profit (TTM) | $2.83B |
| EBITDA | — |
| Operating Margin | 28.60% |
| Return on Equity | 23.30% |
| Return on Assets | 2.89% |
| Revenue/Share (TTM) | $25.79 |
| Book Value | $29.40 |
| Price-to-Book | 1.95 |
| Price-to-Sales (TTM) | 2.13 |
| EV/Revenue | 5.73 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | -5.90% |
| Quarterly Revenue Growth (YoY) | -2.70% |
| Shares Outstanding | $115.04M |
| Float | $108.29M |
| % Insiders | 0.22% |
| % Institutions | 96.35% |
Volatility is currently contracting

Pagaya outshines OneMain in growth projections, ROE and stock performance, but its premium valuation and funding risks raise questions about the better pick.

NEW YORK, Oct. 9, 2026 /PRNewswire/ -- OneMain Holdings, Inc. (NYSE: OMF), the leader in offering nonprime consumers responsible access to credit, plans to report its third quarter 2026 results before the market opens on Friday, October 30, 2026. The earnings release will be available on OneMain's investor relations website at http://investor.onemainfinancial.com.

Upstart Holdings (NASDAQ:UPST) reported a slight dip in its own credit-stress gauge, the Upstart Macro Index, to 1.49, and the stock is pulling away from the rest of consumer lending, according to Upstart Holdings, Inc.

OKLAHOMA CITY, Sept. 29, 2026 (GLOBE NEWSWIRE) -- Murphy Law Firm is investigating claims on behalf of all individuals whose personal and confidential information was compromised in the data breach involving OneMain Financial Group, LLC.

OneMain Holdings, Inc. (OMF) Presents at Barclays 24th Annual Global Financial Services Conference Transcript

NEW YORK, Sept. 8, 2026 /PRNewswire/ -- OneMain Holdings, Inc. (NYSE: OMF), the leader in offering nonprime consumers responsible access to credit, announced today that Jenny Osterhout, CFO, will present at the Barclays 24th Annual Global Financial Servies Conference at 10:30 a.m.

OneMain Holdings is downgraded to a "Buy" rating as tighter credit standards and a resilient labor market support stable performance and a secure 6.7% dividend yield. OMF's risk mitigation includes a 30% stress overlay and a shrinking back book, driving improved delinquency and charge-off trends despite a high-yield, unsecured loan portfolio. Loan growth remains robust, with Q2 originations at $4.3 billion and receivables up 7% year-over-year, while prudent reserve building and stable leverage underpin balance sheet strength.

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OMF meets Q2 earnings estimates as higher net interest income and other revenues lift the results, even as rising credit costs weigh on profit.

OneMain NYSE: OMF reported second-quarter 2026 results marked by receivables and originations growth, improving early-stage delinquency trends and continued investment in its auto finance, credit card and technology initiatives.
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