OneMain Holdings, Inc. (OMF)

US — Financial Services Sector
Peers: OBDC  OCSL  BBDC  COF  ALLY  ABR  APAM  EFC  FSK 

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Key Metrics & Ratings

  • symbol OMF
  • Rev/Share 50.2513
  • Book/Share 27.8559
  • PB 1.9963
  • Debt/Equity 6.6305
  • CurrentRatio 136.2222
  • ROIC -0.0848

 

  • MktCap 6610360700.0
  • FreeCF/Share 24.0201
  • PFCF 2.3049
  • PE 10.0148
  • Debt/Assets 0.8282
  • DivYield 0.0748
  • ROE 0.2039

 

  • Rating B
  • Score 3
  • Recommendation Neutral
  • P/E Score 3
  • DCF Score 3
  • P/B Score 1
  • D/E Score 1

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Upgrade OMF Northland Capital Market Perform Outperform -- -- April 8, 2025
Initiation OMF Evercore ISI -- In-line -- -- March 25, 2025
Downgrade OMF Barclays Overweight Equal Weight $52 $46 Oct. 8, 2024

News

Pagaya vs. OneMain: Which Consumer Credit Stock is a Smarter Bet?
OMF, PGY
Published: July 29, 2025 by: Zacks Investment Research
Sentiment: Positive

Pagaya Technologies Ltd. PGY and OneMain Holdings, Inc. OMF are both consumer finance companies focused on catering to the underserved credit market -- subprime and non-prime borrowers.

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image for news Pagaya vs. OneMain: Which Consumer Credit Stock is a Smarter Bet?
Why OneMain Holdings (OMF) is a Top Value Stock for the Long-Term
OMF
Published: July 28, 2025 by: Zacks Investment Research
Sentiment: Positive

The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.

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image for news Why OneMain Holdings (OMF) is a Top Value Stock for the Long-Term
OneMain Holdings Stock Gains 1.3% on Q2 Earnings Beat, Provisions Dip
OMF
Published: July 28, 2025 by: Zacks Investment Research
Sentiment: Positive

OMF jumps 1.3% as Q2 earnings rally 42%, powered by rising net interest income and lower credit loss provisions.

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image for news OneMain Holdings Stock Gains 1.3% on Q2 Earnings Beat, Provisions Dip
OneMain Holdings, Inc. (OMF) Q2 2025 Earnings Call Transcript
OMF
Published: July 25, 2025 by: Seeking Alpha
Sentiment: Neutral

OneMain Holdings, Inc. (NYSE:OMF ) Q2 2025 Earnings Conference Call July 25, 2025 9:00 AM ET Company Participants Douglas H. Shulman - Chairman, President & CEO Jeannette E.

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image for news OneMain Holdings, Inc. (OMF) Q2 2025 Earnings Call Transcript
OneMain: Improving Credit Quality Largely Factored In (Rating Downgrade)
OMF
Published: July 25, 2025 by: Seeking Alpha
Sentiment: Positive

OMF delivered strong Q2 results, with earnings and revenue beating estimates, driven by robust loan growth and improved credit metrics. Delinquencies and charge-offs are declining, thanks to tighter underwriting and a resilient consumer, supporting a healthy 7% dividend yield. Despite solid fundamentals, OMF's high leverage limits buyback potential and justifies a compressed valuation relative to peers.

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image for news OneMain: Improving Credit Quality Largely Factored In (Rating Downgrade)
Countdown to OneMain (OMF) Q2 Earnings: A Look at Estimates Beyond Revenue and EPS
OMF
Published: July 22, 2025 by: Zacks Investment Research
Sentiment: Neutral

Get a deeper insight into the potential performance of OneMain (OMF) for the quarter ended June 2025 by going beyond Wall Street's top-and-bottom-line estimates and examining the estimates for some of its key metrics.

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image for news Countdown to OneMain (OMF) Q2 Earnings: A Look at Estimates Beyond Revenue and EPS
OneMain Holdings (OMF) Earnings Expected to Grow: Should You Buy?
OMF
Published: July 18, 2025 by: Zacks Investment Research
Sentiment: Neutral

OneMain (OMF) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

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image for news OneMain Holdings (OMF) Earnings Expected to Grow: Should You Buy?
OneMain Holdings (OMF) is a Top-Ranked Momentum Stock: Should You Buy?
OMF
Published: July 16, 2025 by: Zacks Investment Research
Sentiment: Positive

Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.

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image for news OneMain Holdings (OMF) is a Top-Ranked Momentum Stock: Should You Buy?
OneMain Holdings Announces Date of Second Quarter 2025 Earnings Release and Conference Call
OMF
Published: July 08, 2025 by: PRNewsWire
Sentiment: Neutral

NEW YORK , July 8, 2025 /PRNewswire/ -- OneMain Holdings, Inc. (NYSE: OMF), the leader in offering nonprime consumers responsible access to credit, plans to report its second quarter 2025 results before the market opens on Friday, July 25, 2025. The earnings release will be available on OneMain's investor relations website at http://investor.onemainfinancial.com.

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image for news OneMain Holdings Announces Date of Second Quarter 2025 Earnings Release and Conference Call
OneMain Holdings Hits 52-Week High: Should You Buy the Stock Now?
OMF
Published: July 07, 2025 by: Zacks Investment Research
Sentiment: Positive

OMF hits a 52-week high after a 47.8% jump in the last three months, but rising expenses and asset quality issues can limit near-term upside.

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image for news OneMain Holdings Hits 52-Week High: Should You Buy the Stock Now?
OneMain Holdings Stock: Solid Underwriting Can Help It Weather A Downturn
OMF
Published: April 30, 2025 by: Seeking Alpha
Sentiment: Negative

OneMain Holdings has been a mixed performer, losing 4% over the past year but paying an 8% dividend, with solid Q1 results despite economic concerns. Q1 saw strong loan demand with $3 billion in originations and improved credit dynamics due to tighter credit standards, though economic risks remain. The company maintains a reasonable balance sheet and secure dividends, with consumers positioned to weather a downturn despite potential inflation impacts.

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image for news OneMain Holdings Stock: Solid Underwriting Can Help It Weather A Downturn
OneMain Holdings Q1 Earnings Beat on Higher NII, Stock Down 1.1%
OMF
Published: April 30, 2025 by: Zacks Investment Research
Sentiment: Neutral

OMF's first-quarter 2025 earnings top estimates on higher NII and other revenues. However, a rise in operating expenses and provisions is a cause of worry.

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image for news OneMain Holdings Q1 Earnings Beat on Higher NII, Stock Down 1.1%
OneMain Holdings, Inc. (OMF) Q1 2025 Earnings Call Transcript
OMF
Published: April 29, 2025 by: Seeking Alpha
Sentiment: Neutral

OneMain Holdings, Inc. (NYSE:OMF ) Q1 2025 Results Conference Call April 29, 2025 9:00 AM ET Company Participants Peter Poillon - Head of Investor Relations Doug Shulman - Chairman & Chief Executive Officer Jenny Osterhout - Executive Vice President & Chief Financial Officer Conference Call Participants Moshe Orenbuch - TD Cowen Mark DeVries - Deutsche Bank Rick Shane - JPMorgan Michael Kaye - Wells Fargo Mihir Bhatia - Bank of America Kyle Joseph - Stephens Vincent Caintic - BTIG John Pancari - Evercore ISI Operator [Operator Instructions] Welcome to the OneMain Financial First Quarter 2025 Earnings Conference Call and Webcast. …

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image for news OneMain Holdings, Inc. (OMF) Q1 2025 Earnings Call Transcript
OneMain (OMF) Reports Q1 Earnings: What Key Metrics Have to Say
OMF
Published: April 29, 2025 by: Zacks Investment Research
Sentiment: Positive

Although the revenue and EPS for OneMain (OMF) give a sense of how its business performed in the quarter ended March 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

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image for news OneMain (OMF) Reports Q1 Earnings: What Key Metrics Have to Say
ONEMAIN HOLDINGS, INC. REPORTS FIRST QUARTER 2025 RESULTS
OMF
Published: April 29, 2025 by: PRNewsWire
Sentiment: Neutral

1 Q 2025 Diluted EPS of $1.78 1 Q 2025 C&I adjusted diluted EPS of $1.72 1 Q 2025 Managed receivables of $24.6 billion Declared quarterly dividend of $1.04 per share NEW YORK , April 29, 2025 /PRNewswire/ -- OneMain Holdings, Inc. (NYSE: OMF), the leader in offering nonprime consumers responsible access to credit, today reported pretax income of $275 million and net income of $213 million for the first quarter of 2025, compared to $204 million and $155 million, respectively, in the prior year quarter. Earnings per diluted share were $1.78 in the first quarter of 2025, compared to …

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image for news ONEMAIN HOLDINGS, INC. REPORTS FIRST QUARTER 2025 RESULTS
OneMain Financial Elects Andrew D. Macdonald to Board of Directors
OMF
Published: March 17, 2025 by: PRNewsWire
Sentiment: Neutral

NEW YORK , March 17, 2025 /PRNewswire/ -- OneMain Financial, the leader in offering nonprime customers responsible access to credit, today announced that Andrew D. Macdonald was elected to its Board of Directors, effective immediately.

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image for news OneMain Financial Elects Andrew D. Macdonald to Board of Directors
OneMain: Hold Now, Fairly Valued Yet Bearish
OMF
Published: February 27, 2025 by: Seeking Alpha
Sentiment: Negative

OneMain Holdings, Inc. shows modest revenue growth and stable margins despite higher credit loss provisions and increased operating expenses. The company enjoys robust loan growth and improved credit trends, but delinquencies warrant caution. OMF's stock appears expensive relative to its valuation metrics, with technical indicators suggesting potential downside risks.

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image for news OneMain: Hold Now, Fairly Valued Yet Bearish

About OneMain Holdings, Inc. (OMF)

  • IPO Date 2013-10-16
  • Website https://www.onemainfinancial.com
  • Industry Financial - Credit Services
  • CEO Douglas H. Shulman
  • Employees 9000

OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses. The company originates, underwrites, and services personal loans secured by automobiles, other titled collateral, or unsecured. The company also offers credit cards and insurance products comprising life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. It operates through a network of approximately 1,400 branch offices in 44 states in the United States, as well as through its website onemainfinancial.com. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was founded in 1912 and is based in Evansville, Indiana.