Can Navient's Cost-Cutting Strategy Set the Stage for Profitability?
Can NAVI's leaner cost structure and legacy-asset reduction pave the way for stronger profitability? Let us discuss.
Zacks Investment Research8/19/2026Positive
NAVI
Navient CorpNASDAQFINANCIAL SERVICESCREDIT SERVICES
Key Statistics
Market Cap
$903.14M
P/E Ratio
—
EPS
$-0.48
Beta
1.20
52W High
$12.77
52W Low
$7.06
50-Day MA
$8.86
200-Day MA
$9.60
Dividend Yield
6.87%
Profit Margin
-14.70%
Forward P/E
9.47
PEG Ratio
0.14
About Navient Corp
Navient Corporation provides education loan management and business processing solutions for federal, state, and local government, education, and healthcare clients in the United States. The company is headquartered in Wilmington, Delaware.
Fundamentals
| Revenue (TTM) | $334.00M |
| Gross Profit (TTM) | $334.00M |
| EBITDA | — |
| Operating Margin | 33.90% |
| Return on Equity | -1.98% |
| Return on Assets | -0.10% |
| Revenue/Share (TTM) | $3.50 |
| Book Value | $25.57 |
| Price-to-Book | 0.37 |
| Price-to-Sales (TTM) | 2.70 |
| EV/Revenue | 74.53 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 100.00% |
| Quarterly Revenue Growth (YoY) | 4.20% |
| Shares Outstanding | $93.78M |
| Float | $62.89M |
| % Insiders | 2.29% |
| % Institutions | 107.92% |
Historical Volatility
HV 10-Day
28.79%
HV 20-Day
42.58%
HV 30-Day
48.80%
HV 60-Day
41.78%
HV Rank
86.5%
Volatility is currently contracting
Analyst Ratings
Consensus ($9.07 target)
1
Buy4
Hold1
Sell2
Strong SellLatest News
Navient declares third quarter common stock dividend
HERNDON, Va., Aug. 13, 2026 (GLOBE NEWSWIRE) -- Navient (Nasdaq: NAVI) announced that its board of directors approved a 2026 third quarter dividend of $0.16 per share on the company's common stock.
GlobeNewsWire8/13/2026Neutral
Navient Stock Up on Q2 Earnings Beat, Expenses & Provisions Fall Y/Y
NAVI's Q2 results benefit from lower expenses and provisions, lifting EPS above estimates. Shares gain 4.8% despite lower NII and other income.
Zacks Investment Research8/7/2026Positive
Navient Corporation (NAVI) Q2 2026 Earnings Call Transcript
Navient Corporation (NAVI) Q2 2026 Earnings Call Transcript
Seeking Alpha8/7/2026Neutral
Navient posts second quarter 2026 financial results
HERNDON, Va., Aug. 06, 2026 (GLOBE NEWSWIRE) -- Navient (Nasdaq: NAVI) today posted its 2026 second quarter financial results. Complete financial results are available on the company's website at Navient.com/investors. The materials will also be available on a Form 8-K on the SEC's website at www.sec.gov.
GlobeNewsWire8/6/2026Neutral
Navient Set to Report Q2 Earnings: What's in Store for the Stock?
NAVI's Q2 results, set to be reported on Aug. 6, are expected to benefit from cost-control efforts despite lower revenues and earnings.
Zacks Investment Research8/3/2026Positive
Earnings Preview: Navient (NAVI) Q2 Earnings Expected to Decline
Navient (NAVI) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Zacks Investment Research7/30/2026Negative
Navient to announce second quarter 2026 results, host earnings webcast August 6
HERNDON, Va., July 02, 2026 (GLOBE NEWSWIRE) -- Navient (Nasdaq: NAVI) will host an audio webcast to review its second quarter 2026 results on Thursday, August 6, 2026, at 5:00 p.m. Eastern Time.
GlobeNewsWire7/2/2026Neutral
Why Is Navient (NAVI) Down 10.1% Since Last Earnings Report?
Navient (NAVI) reported earnings 30 days ago. What's next for the stock?
Zacks Investment Research5/29/2026Negative
Navient's Turnaround Strategy: Can Cost Cuts Offset Revenue Pressure?
NAVI cuts costs and streamlines operations under its turnaround plan, but weak revenue growth and leverage still pose risks.
Zacks Investment Research5/26/2026Neutral
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Data last updated: 9/7/2026