Navient Corporation (NAVI)

US — Financial Services Sector
Peers: SLM  IX  FCFS  MFIN  OPRT  UNM  IVZ  TGNA  NWSA 

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Key Metrics & Ratings

  • symbol NAVI
  • Rev/Share 35.05
  • Book/Share 25.64
  • PB 0.5047
  • Debt/Equity 1.8534
  • CurrentRatio 0.4371
  • ROIC 0.4719

 

  • MktCap 1308881000.0
  • FreeCF/Share 1.95
  • PFCF 6.7122
  • PE 38.0588
  • Debt/Assets 0.0946
  • DivYield 0.0495
  • ROE 0.013

 

  • Rating B-
  • Score 3
  • Recommendation Neutral
  • P/E Score 1
  • DCF Score 5
  • P/B Score 4
  • D/E Score 1

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Upgrade NAVI Seaport Research Partners Neutral Buy -- $18 Jan. 21, 2025
Initiation NAVI BofA Securities -- Neutral -- $17 Sept. 30, 2024

News

Navient Corporation (NAVI) Q2 2025 Earnings Call Transcript
NAVI
Published: July 30, 2025 by: Seeking Alpha
Sentiment: Neutral

Navient Corporation (NASDAQ:NAVI ) Q2 2025 Earnings Conference Call July 30, 2025 8:00 AM ET Company Participants David L. Yowan - President, CEO & Director Jen Earyes - Head of Investor Relations Joe Fisher - Executive VP, CFO & Principal Accounting Officer Conference Call Participants Jeffrey David Adelson - Morgan Stanley, Research Division Jordan Neil Hymowitz - Philadelphia Financial Management of San Francisco, LLC Mark Christian DeVries - Deutsche Bank AG, Research Division Moshe Ari Orenbuch - TD Cowen, Research Division Nathaniel Richam-Odoi - BofA Securities, Research Division Richard Barry Shane - JPMorgan Chase & Co, Research Division Ryan Patrick …

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image for news Navient Corporation (NAVI) Q2 2025 Earnings Call Transcript
Navient Q2 Earnings Miss on Lower NII & Higher Provisions, Stock Down
NAVI
Published: July 30, 2025 by: Zacks Investment Research
Sentiment: Negative

NAVI stock slips 2.5% after Q2 earnings miss due to lower NII and higher provisions for loan losses.

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image for news Navient Q2 Earnings Miss on Lower NII & Higher Provisions, Stock Down
Navient (NAVI) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
NAVI
Published: July 30, 2025 by: Zacks Investment Research
Sentiment: Positive

The headline numbers for Navient (NAVI) give insight into how the company performed in the quarter ended June 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

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image for news Navient (NAVI) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
Navient (NAVI) Q2 Earnings and Revenues Miss Estimates
NAVI
Published: July 30, 2025 by: Zacks Investment Research
Sentiment: Negative

Navient (NAVI) came out with quarterly earnings of $0.21 per share, missing the Zacks Consensus Estimate of $0.27 per share. This compares to earnings of $0.48 per share a year ago.

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image for news Navient (NAVI) Q2 Earnings and Revenues Miss Estimates
Navient posts second quarter 2025 financial results
NAVI
Published: July 30, 2025 by: GlobeNewsWire
Sentiment: Neutral

HERNDON, Va., July 30, 2025 (GLOBE NEWSWIRE) -- Navient (Nasdaq: NAVI) today posted its 2025 second quarter financial results. Complete financial results are available on the company's website at Navient.com/investors. The materials will also be available on a Form 8-K on the SEC's website at www.sec.gov.

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image for news Navient posts second quarter 2025 financial results
Navient's Q2 Earnings in the Cards: Here's What to Expect
NAVI
Published: July 28, 2025 by: Zacks Investment Research
Sentiment: Negative

NAVI is set to report Q2 results, with revenues likely to increase. However, earnings are likely to have declined amid weaker loan volumes and income.

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image for news Navient's Q2 Earnings in the Cards: Here's What to Expect
Earnings Preview: Navient (NAVI) Q2 Earnings Expected to Decline
NAVI
Published: July 16, 2025 by: Zacks Investment Research
Sentiment: Negative

Navient (NAVI) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

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image for news Earnings Preview: Navient (NAVI) Q2 Earnings Expected to Decline
Navient to announce second quarter 2025 results, host earnings webcast July 30
NAVI
Published: July 16, 2025 by: GlobeNewsWire
Sentiment: Neutral

HERNDON, Va., July 16, 2025 (GLOBE NEWSWIRE) -- Navient (Nasdaq: NAVI) will host an audio webcast to review its second quarter 2025 financial results on Wednesday, July 30, 2025, at 8:00 a.m. Eastern Time. The results are scheduled to be released the same day by 7:00 a.m. on Navient.com/investors. In addition to being available on the company's investor website, the results will be filed with the SEC on a Form 8-K available at SEC.gov.

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image for news Navient to announce second quarter 2025 results, host earnings webcast July 30
Navient Baby Bond: Lock In 9.6% YTM With At Least 11% Upside
NAVI
Published: May 14, 2025 by: Seeking Alpha
Sentiment: Positive

Navient's exchange-traded bond JSM is undervalued versus its OTC counterpart, offering a higher yield and capital appreciation potential of around 11%. Both bonds have similar credit ratings, but JSM's yield to maturity (9.6%) and current price discount make it the more attractive option. Market sentiment is currently negative for exchange-traded bonds, creating a buying opportunity for JSM ahead of a likely mean reversion.

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image for news Navient Baby Bond: Lock In 9.6% YTM With At Least 11% Upside
Navient Q1 Earnings Beat Estimates on Lower Expenses, NII Dips Y/Y
NAVI
Published: April 30, 2025 by: Zacks Investment Research
Sentiment: Positive

NAVI's first-quarter 2025 results reflect declines in expenses and NII. Provision rises significantly y/y.

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image for news Navient Q1 Earnings Beat Estimates on Lower Expenses, NII Dips Y/Y
Navient (NAVI) Reports Q1 Earnings: What Key Metrics Have to Say
NAVI
Published: April 30, 2025 by: Zacks Investment Research
Sentiment: Neutral

While the top- and bottom-line numbers for Navient (NAVI) give a sense of how the business performed in the quarter ended March 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

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image for news Navient (NAVI) Reports Q1 Earnings: What Key Metrics Have to Say
Navient (NAVI) Q1 Earnings and Revenues Surpass Estimates
NAVI
Published: April 30, 2025 by: Zacks Investment Research
Sentiment: Positive

Navient (NAVI) came out with quarterly earnings of $0.28 per share, beating the Zacks Consensus Estimate of $0.19 per share. This compares to earnings of $0.63 per share a year ago.

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image for news Navient (NAVI) Q1 Earnings and Revenues Surpass Estimates
Navient posts first quarter 2025 financial results
NAVI
Published: April 30, 2025 by: GlobeNewsWire
Sentiment: Neutral

HERNDON, Va., April 30, 2025 (GLOBE NEWSWIRE) -- Navient (Nasdaq: NAVI) today posted its 2025 first quarter financial results. Complete financial results are available on the company's website at Navient.com/investors. The materials will also be available on a Form 8-K on the SEC's website at www.sec.gov.

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image for news Navient posts first quarter 2025 financial results
Why Navient (NAVI) Could Beat Earnings Estimates Again
NAVI
Published: April 18, 2025 by: Zacks Investment Research
Sentiment: Positive

Navient (NAVI) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

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image for news Why Navient (NAVI) Could Beat Earnings Estimates Again
Navient (NAVI) Up 1.6% Since Last Earnings Report: Can It Continue?
NAVI
Published: February 28, 2025 by: Zacks Investment Research
Sentiment: Positive

Navient (NAVI) reported earnings 30 days ago. What's next for the stock?

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image for news Navient (NAVI) Up 1.6% Since Last Earnings Report: Can It Continue?
Navient Divests Government Services Business to Gallant Capital
NAVI
Published: February 25, 2025 by: Zacks Investment Research
Sentiment: Positive

NAVI's divestiture of the NGS unit will likely enhance its operational efficiency and financial performance.

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image for news Navient Divests Government Services Business to Gallant Capital
Navient declares first quarter common stock dividend
NAVI
Published: February 21, 2025 by: GlobeNewsWire
Sentiment: Neutral

HERNDON, Va., Feb. 21, 2025 (GLOBE NEWSWIRE) -- Navient (Nasdaq: NAVI) announced that its board of directors approved a 2025 first quarter dividend of $0.16 per share on the company's common stock.

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image for news Navient declares first quarter common stock dividend
Navient finalizes sale of Government Services business
NAVI
Published: February 21, 2025 by: GlobeNewsWire
Sentiment: Neutral

HERNDON, Va., Feb. 21, 2025 (GLOBE NEWSWIRE) -- Navient (Nasdaq: NAVI) announced today that it has finalized the sale of its Government Services business to an affiliate of Gallant Capital Partners, LLC, a Los Angeles-based investment firm.

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image for news Navient finalizes sale of Government Services business

About Navient Corporation (NAVI)

  • IPO Date 2014-04-17
  • Website https://www.navient.com
  • Industry Financial - Credit Services
  • CEO David L. Yowan
  • Employees 2100

Navient Corporation provides education loan management and business processing solutions for education, healthcare, and government clients at the federal, state, and local levels in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing and asset recovery services on its own loan portfolio, as well as asset recovery services on FFELP loans owned by other institutions. It also owns, originates, acquires, and services refinance and in-school private education loans; and offers healthcare services that include revenue cycle outsourcing, accounts receivable management, extended business office support, consulting engagement, and public health programs, as well as business processing services to state governments, agencies, court systems, municipalities, and parking and tolling authorities. In addition, the company provides customizable solutions for its clients that include hospitals, hospital systems, medical centers, large physician groups, other healthcare providers, and public health departments; and corporate liquidity portfolio services. Navient Corporation was founded in 1973 and is headquartered in Wilmington, Delaware.