Navient Corporation (NAVI)
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Start Your Free Trial NowKey Metrics & Ratings
- symbol NAVI
- Rev/Share 38.34
- Book/Share 28.788
- PB 0.3491
- Debt/Equity 19.0521
- CurrentRatio 0.4147
- ROIC 0.1482
- MktCap 979942335.0
- FreeCF/Share 3.3
- PFCF 3.5634
- PE -10.6013
- Debt/Assets 0.9389
- DivYield 0.0637
- ROE -0.0316
- Rating C+
- Score 2
- Recommendation Sell
- P/E Score 1
- DCF Score 5
- P/B Score 4
- D/E Score 1
Recent Analyst Ratings
| Type | Ticker | Analyst Firm | Previous Rating | Current Rating | Previous Price Target | Current Price Target | Date |
|---|---|---|---|---|---|---|---|
| Downgrade | NAVI | BofA Securities | Neutral | Underperform | -- | $12 | Sept. 4, 2025 |
| Upgrade | NAVI | Seaport Research Partners | Neutral | Buy | -- | $18 | Jan. 21, 2025 |
| Initiation | NAVI | BofA Securities | -- | Neutral | -- | $17 | Sept. 30, 2024 |
News
A Partner's Finances Can End a Relationship: 55% of Daters Surveyed Say Debt Can be a Dealbreaker, According to New Earnest Report
Published: February 03, 2026 by: PRNewsWire
Sentiment: Neutral
Earnest's new research reveals that debt is quietly shaping who we date, trust, and commit to. SAN FRANCISCO, Feb. 3, 2026 /PRNewswire/ -- Love may be blind, but debt is quietly shaping who Americans date, trust, and commit to.
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New Strong Sell Stocks for February 3rd
Published: February 03, 2026 by: Zacks Investment Research
Sentiment: Negative
CAL, HPK and NAVI have been added to the Zacks Rank #5 (Strong Sell) List on February 3, 2026.
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NAVI Q4 Earnings Top on Lower Expenses, Shares Fall as NII Decline Y/Y
Published: January 28, 2026 by: Zacks Investment Research
Sentiment: Neutral
Navient's Q4 results benefit from lower expenses and provisions. However, shares slid nearly 10.8% as net interest and other income declined year over year.
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Navient (NAVI) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates
Published: January 28, 2026 by: Zacks Investment Research
Sentiment: Neutral
While the top- and bottom-line numbers for Navient (NAVI) give a sense of how the business performed in the quarter ended December 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
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Navient Corporation (NAVI) Q4 2025 Earnings Call Transcript
Published: January 28, 2026 by: Seeking Alpha
Sentiment: Neutral
Navient Corporation (NAVI) Q4 2025 Earnings Call Transcript
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Navient Gears Up for Q4 Earnings: What's in Store for the Stock?
Published: January 26, 2026 by: Zacks Investment Research
Sentiment: Neutral
NAVI's Q4 results, scheduled to report on Jan. 28, are likely to have witnessed revenue pressure, while higher earnings and cost-control initiatives offer support.
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Navient (NAVI) Earnings Expected to Grow: Should You Buy?
Published: January 21, 2026 by: Zacks Investment Research
Sentiment: Neutral
Navient (NAVI) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
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Navient to announce fourth quarter and year-end 2025 results, host earnings webcast Jan. 28
Published: January 14, 2026 by: GlobeNewsWire
Sentiment: Neutral
HERNDON, Va., Jan. 14, 2026 (GLOBE NEWSWIRE) -- Navient (Nasdaq: NAVI) will host an audio webcast to review its 2025 fourth quarter and year-end financial results on Wednesday, Jan. 28, 2026, at 8:00 a.m. Eastern Time.
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Navient's Leadership Changes: How Will it Impact Future Growth?
Published: January 09, 2026 by: Zacks Investment Research
Sentiment: Positive
In a move to align management responsibilities with its evolving business strategy, Navient Corporation NAVI has revised its leadership structure. As part of the move, Steve Hauber, previously executive vice president (EVP) and chief administrative officer, has been appointed EVP and chief financial officer (CFO), effective immediately.
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Why Is Navient (NAVI) Up 4.1% Since Last Earnings Report?
Published: November 28, 2025 by: Zacks Investment Research
Sentiment: Positive
Navient (NAVI) reported earnings 30 days ago. What's next for the stock?
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NAVI Unveils High-Growth Phase 2 Strategy, Focuses on Scaling Earnest
Published: November 20, 2025 by: Zacks Investment Research
Sentiment: Positive
Navient outlines Phase 2, aiming to turn Earnest into a high-growth, capital-efficient digital lending engine driven by expanded originations and efficiency gains.
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Navient to share strategy update, host webcast Nov. 19
Published: November 12, 2025 by: GlobeNewsWire
Sentiment: Neutral
HERNDON, Va., Nov. 12, 2025 (GLOBE NEWSWIRE) -- Navient (Nasdaq: NAVI) will host an audio webcast to provide an update on the progress on Phase 2 of its strategic transformation and discuss the growth strategy for its Earnest business on Wednesday, Nov. 19, 2025, at 11:00 a.m. Eastern Time.
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Navient Q3 Earnings Beat on NII Growth & Lower Expenses, Provisions Up
Published: October 29, 2025 by: Zacks Investment Research
Sentiment: Positive
NAVI's Q3 earnings top estimates, fueled by higher net interest income and sharp cost cuts despite rising provisions.
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Navient Corporation (NAVI) Q3 2025 Earnings Call Transcript
Published: October 29, 2025 by: Seeking Alpha
Sentiment: Neutral
Navient Corporation ( NAVI ) Q3 2025 Earnings Call October 29, 2025 8:00 AM EDT Company Participants Jen Earyes - Head of Investor Relations David L. Yowan - President, CEO & Director Joe Fisher - Executive VP, CFO & Principal Accounting Officer Conference Call Participants William Ryan - Seaport Research Partners Mark DeVries - Deutsche Bank AG, Research Division Moshe Orenbuch - TD Cowen, Research Division Richard Shane - JPMorgan Chase & Co, Research Division Sanjay Sakhrani - Keefe, Bruyette, & Woods, Inc., Research Division Mihir Bhatia - BofA Securities, Research Division Ryan Shelley - BofA Securities, Research Division Jeffrey …
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Navient (NAVI) Tops Q3 Earnings and Revenue Estimates
Published: October 29, 2025 by: Zacks Investment Research
Sentiment: Positive
Navient (NAVI) came out with quarterly earnings of $0.29 per share, beating the Zacks Consensus Estimate of $0.18 per share. This compares to earnings of $0.28 per share a year ago.
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Navient posts third quarter 2025 financial results
Published: October 29, 2025 by: GlobeNewsWire
Sentiment: Neutral
HERNDON, Va., Oct. 29, 2025 (GLOBE NEWSWIRE) -- Navient (Nasdaq: NAVI) today posted its 2025 third quarter financial results.
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Navient's Q3 Earnings on the Deck: Here's What You Should Know
Published: October 23, 2025 by: Zacks Investment Research
Sentiment: Neutral
NAVI's Q3 results, slated for Oct. 29, are expected to show revenue growth but lower earnings year over year.
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Analysts Estimate Navient (NAVI) to Report a Decline in Earnings: What to Look Out for
Published: October 22, 2025 by: Zacks Investment Research
Sentiment: Negative
Navient (NAVI) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Read More
Navient to announce third quarter 2025 results, host earnings webcast Oct. 29
Published: October 08, 2025 by: GlobeNewsWire
Sentiment: Neutral
HERNDON, Va., Oct. 08, 2025 (GLOBE NEWSWIRE) -- Navient (Nasdaq: NAVI) will host an audio webcast to review its third quarter 2025 financial results on Wednesday, Oct. 29, 2025, at 8:00 a.m. Eastern Time.
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Navient Named One of the 2025 Best Places to Work for Working Daughters
Published: September 30, 2025 by: GlobeNewsWire
Sentiment: Neutral
HERNDON, Va., Sept. 30, 2025 (GLOBE NEWSWIRE) -- Navient (Nasdaq: NAVI) has been recognized for the fourth year as a Best Place to Work for Working Daughters, according to Working Daughter, a community created for caregivers balancing eldercare with their careers.
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Navient (NAVI) Up 5.6% Since Last Earnings Report: Can It Continue?
Published: August 29, 2025 by: Zacks Investment Research
Sentiment: Positive
Navient (NAVI) reported earnings 30 days ago. What's next for the stock?
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Navient Corporation (NAVI) Q2 2025 Earnings Call Transcript
Published: July 30, 2025 by: Seeking Alpha
Sentiment: Neutral
Navient Corporation (NASDAQ:NAVI ) Q2 2025 Earnings Conference Call July 30, 2025 8:00 AM ET Company Participants David L. Yowan - President, CEO & Director Jen Earyes - Head of Investor Relations Joe Fisher - Executive VP, CFO & Principal Accounting Officer Conference Call Participants Jeffrey David Adelson - Morgan Stanley, Research Division Jordan Neil Hymowitz - Philadelphia Financial Management of San Francisco, LLC Mark Christian DeVries - Deutsche Bank AG, Research Division Moshe Ari Orenbuch - TD Cowen, Research Division Nathaniel Richam-Odoi - BofA Securities, Research Division Richard Barry Shane - JPMorgan Chase & Co, Research Division Ryan Patrick …
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Navient Q2 Earnings Miss on Lower NII & Higher Provisions, Stock Down
Published: July 30, 2025 by: Zacks Investment Research
Sentiment: Negative
NAVI stock slips 2.5% after Q2 earnings miss due to lower NII and higher provisions for loan losses.
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Navient (NAVI) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
Published: July 30, 2025 by: Zacks Investment Research
Sentiment: Positive
The headline numbers for Navient (NAVI) give insight into how the company performed in the quarter ended June 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Read More
Navient (NAVI) Q2 Earnings and Revenues Miss Estimates
Published: July 30, 2025 by: Zacks Investment Research
Sentiment: Negative
Navient (NAVI) came out with quarterly earnings of $0.21 per share, missing the Zacks Consensus Estimate of $0.27 per share. This compares to earnings of $0.48 per share a year ago.
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Navient posts second quarter 2025 financial results
Published: July 30, 2025 by: GlobeNewsWire
Sentiment: Neutral
HERNDON, Va., July 30, 2025 (GLOBE NEWSWIRE) -- Navient (Nasdaq: NAVI) today posted its 2025 second quarter financial results. Complete financial results are available on the company's website at Navient.com/investors. The materials will also be available on a Form 8-K on the SEC's website at www.sec.gov.
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Navient's Q2 Earnings in the Cards: Here's What to Expect
Published: July 28, 2025 by: Zacks Investment Research
Sentiment: Negative
NAVI is set to report Q2 results, with revenues likely to increase. However, earnings are likely to have declined amid weaker loan volumes and income.
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Earnings Preview: Navient (NAVI) Q2 Earnings Expected to Decline
Published: July 16, 2025 by: Zacks Investment Research
Sentiment: Negative
Navient (NAVI) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Read More
Navient to announce second quarter 2025 results, host earnings webcast July 30
Published: July 16, 2025 by: GlobeNewsWire
Sentiment: Neutral
HERNDON, Va., July 16, 2025 (GLOBE NEWSWIRE) -- Navient (Nasdaq: NAVI) will host an audio webcast to review its second quarter 2025 financial results on Wednesday, July 30, 2025, at 8:00 a.m. Eastern Time. The results are scheduled to be released the same day by 7:00 a.m. on Navient.com/investors. In addition to being available on the company's investor website, the results will be filed with the SEC on a Form 8-K available at SEC.gov.
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Navient Baby Bond: Lock In 9.6% YTM With At Least 11% Upside
Published: May 14, 2025 by: Seeking Alpha
Sentiment: Positive
Navient's exchange-traded bond JSM is undervalued versus its OTC counterpart, offering a higher yield and capital appreciation potential of around 11%. Both bonds have similar credit ratings, but JSM's yield to maturity (9.6%) and current price discount make it the more attractive option. Market sentiment is currently negative for exchange-traded bonds, creating a buying opportunity for JSM ahead of a likely mean reversion.
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About Navient Corporation (NAVI)
- IPO Date 2014-04-17
- Website https://www.navient.com
- Industry Financial - Credit Services
- CEO David L. Yowan
- Employees 2100