LKFN

Lakeland Financial Corporation
NASDAQFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$1.44B
P/E Ratio
13.30
EPS
$4.36
Beta
0.76
52W High
$64.55
52W Low
$53.43
50-Day MA
$59.63
200-Day MA
$59.80
Dividend Yield
3.56%
Profit Margin
40.60%
Forward P/E
20.08
PEG Ratio
1.44

About Lakeland Financial Corporation

Lakeland Financial Corporation is the banking holding company for Lake City Bank offering various banking products and services. The company is headquartered in Warsaw, Indiana.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$273.69M
Gross Profit (TTM)$273.69M
EBITDA—
Operating Margin51.50%
Return on Equity15.00%
Return on Assets1.57%
Revenue/Share (TTM)$10.76
Book Value$31.11
Price-to-Book1.88
Price-to-Sales (TTM)5.27
EV/Revenue5.45
EV/EBITDA—
Quarterly Earnings Growth (YoY)8.70%
Quarterly Revenue Growth (YoY)9.20%
Shares Outstanding$24.86M
Float$24.02M
% Insiders2.79%
% Institutions88.26%

Historical Volatility

HV 10-Day
15.24%
HV 20-Day
16.60%
HV 30-Day
14.78%
HV 60-Day
16.43%
HV Rank
7.9%

Volatility is currently expanding

Analyst Ratings

Consensus ($66.50 target)
5
Hold

Latest News

Lake City Bank Announces Significant Market Expansion in Fort Wayne at Electric Works

WARSAW, Ind., Oct. 07, 2026 (GLOBE NEWSWIRE) -- Lake City Bank is pleased to announce significant expansion in the Fort Wayne market due to its continued growth. The bank will lease approximately 15,025 square feet in Electric Works that will serve as the market headquarters of the bank's Commercial Banking and Credit Administration teams. In addition, the bank will open a 2,500 square foot full-service branch at Electric Works to serve the growing community generated by the further development taking place at the Electric Works campus. The expansion further strengthens the bank's commitment to serving the Fort Wayne community while investing in one of Northeast Indiana's most transformative developments that has become a destination for businesses, entrepreneurs, residents and visitors from across the region.

GlobeNewsWire10/7/2026Neutral
Lake City Bank Named to Piper Sandler Sm-All Stars Class of 2026; Among Top 25 Small-cap Banks and Thrifts in the Country

WARSAW, Indiana, Sept. 22, 2026 (GLOBE NEWSWIRE) -- Lake City Bank, the single bank subsidiary of Lakeland Financial Corporation (Nasdaq: LKFN), announced it was named to the Piper Sandler Sm-All Stars Class of 2026, which recognizes the top performing small-cap banks and thrifts across the United States. Lake City Bank was among only 25 institutions recognized nationwide and was the only bank headquartered in Indiana to make the list.

GlobeNewsWire9/22/2026Neutral
Lakeland Financial (LKFN) Could Be a Great Choice

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Lakeland Financial (LKFN) have what it takes?

Zacks Investment Research9/14/2026Positive
Are You Looking for a High-Growth Dividend Stock?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Lakeland Financial (LKFN) have what it takes?

Zacks Investment Research8/28/2026Positive
Lakeland Financial: A Well-Managed Indiana Bank But A Bit Too Expensive For Me

Lakeland Financial delivered strong Q2 results, with net profit up 5% and EPS rising 8% to $1.14. LKFN's robust loan book and reduced loan loss provisions drove improved profitability and a payout ratio below 50%. The stock trades at roughly 2x tangible book and 13-14x earnings, reflecting market appreciation for its quality metrics.

Seeking Alpha8/3/2026Positive

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Data last updated: 10/17/2026