Citizens Financial Services, Inc. (CZFS)

US — Financial Services Sector
Peers: LNKB  NECB  PKBK  TSBK  COSO  FDBC  FNLC  MBCN  CZNC  CBAN 

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Key Metrics & Ratings

  • symbol CZFS
  • Rev/Share 36.1587
  • Book/Share 70.4755
  • PB 0.8935
  • Debt/Equity 0.9154
  • CurrentRatio 0.9422
  • ROIC 0.4047

 

  • MktCap 302657749.0
  • FreeCF/Share 4.1287
  • PFCF 15.2827
  • PE 8.259
  • Debt/Assets 0.101
  • DivYield 0.0315
  • ROE 0.1136

 

  • Rating A-
  • Score 4
  • Recommendation Buy
  • P/E Score 4
  • DCF Score 5
  • P/B Score 4
  • D/E Score 2

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
No ratings available.

News

Citizens Financial Services (CZFS) Could Be a Great Choice
CZFS
Published: March 17, 2025 by: Zacks Investment Research
Sentiment: Positive

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes?

Read More
image for news Citizens Financial Services (CZFS) Could Be a Great Choice

About Citizens Financial Services, Inc. (CZFS)

  • IPO Date 1999-01-04
  • Website https://www.firstcitizensbank.com
  • Industry Banks - Regional
  • CEO Randall E. Black
  • Employees 379

Citizens Financial Services, Inc. operates as the bank holding company for First Citizens Community Bank that provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts. In addition, it offers brokerage and financial planning services, as well as assistance in various oil and gas leasing matters; and mutual funds, annuities, and health and life insurance products. As of December 31, 2021, the company operates thirty full-service banking branches in Potter, Tioga, Bradford, Clinton, Lebanon, Lancaster, Berks, Schuylkill, Centre, and Chester counties, Pennsylvania; Allegany County, New York; and Wilmington and Dover, Delaware, as well as a limited branch office in Union County, Pennsylvania. Citizens Financial Services, Inc. was founded in 1932 and is headquartered in Mansfield, Pennsylvania.