Capital One Financial Corporation (COF)

US — Financial Services Sector
Peers: AXP  ALLY  MA  V  PYPL  BK  PNC  USB 

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Key Metrics & Ratings

  • symbol COF
  • Rev/Share 129.1253
  • Book/Share 249.5075
  • PB 0.898
  • Debt/Equity 0.4747
  • CurrentRatio 0.1416
  • ROIC 0.0001

 

  • MktCap 143283852409.0
  • FreeCF/Share 40.9804
  • PFCF 7.8624
  • PE 0.0
  • Debt/Assets 0.0799
  • DivYield 0.0107
  • ROE 0.0

 

  • Rating B-
  • Score 2
  • Recommendation Sell
  • P/E Score 1
  • DCF Score 5
  • P/B Score 3
  • D/E Score 3

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Initiation COF Rothschild & Co Redburn -- Buy -- $290 Aug. 1, 2025
Upgrade COF TD Cowen Hold Buy -- $258 July 8, 2025
Upgrade COF BTIG Research Neutral Buy -- $208 March 25, 2025
Upgrade COF Evercore ISI In-line Outperform -- $200 March 12, 2025
Upgrade COF Robert W. Baird Neutral Outperform $190 $200 March 11, 2025
Upgrade COF BofA Securities Neutral Buy $207 $235 Feb. 19, 2025
Upgrade COF HSBC Securities Reduce Hold -- $176 Jan. 14, 2025
Upgrade COF UBS Neutral Buy $168 $235 Jan. 13, 2025
Upgrade COF Barclays Equal Weight Overweight $158 $219 Jan. 6, 2025
Downgrade COF BofA Securities Buy Neutral $203 $200 Dec. 9, 2024

News

Cramer's Stop Trading: Capital One
COF
Published: July 08, 2025 by: CNBC Television
Sentiment: Neutral

Jim Cramer breaks down why he's keeping an eye on shares of Capital One.

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image for news Cramer's Stop Trading: Capital One
Does Capital One's Lower SCB Reflect Robust Capital Discipline?
COF
Published: July 07, 2025 by: Zacks Investment Research
Sentiment: Positive

COF's lower SCB boosts capital flexibility, paving the way for growth investments, steady dividends, share repurchases and stronger returns.

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image for news Does Capital One's Lower SCB Reflect Robust Capital Discipline?
Why Capital One (COF) Could Beat Earnings Estimates Again
COF
Published: July 04, 2025 by: Zacks Investment Research
Sentiment: Positive

Capital One (COF) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

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image for news Why Capital One (COF) Could Beat Earnings Estimates Again
Capital One Is Making New Highs While Preferreds Are Widening Spreads To Peers
COF
Published: July 03, 2025 by: Seeking Alpha
Sentiment: Positive

Capital One Financial Corporation's preferred stocks are undervalued relative to peers, despite similar coupon yields and investment-grade credit ratings. COF.PR.J and COF.PR.L offer attractive yields of 6.64% and 6.56%, respectively, both trading below par and with wide yield spreads. Compared to other major bank preferreds, COF's preferreds have contracted less in spread, indicating potential for price appreciation.

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image for news Capital One Is Making New Highs While Preferreds Are Widening Spreads To Peers
Capital One Hits 52-Week High: Should You Buy the Stock Now?
COF
Published: July 01, 2025 by: Zacks Investment Research
Sentiment: Positive

COF hits a 52-week high after passing the Fed's stress test and posting strong gains, but valuation raises caution.

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image for news Capital One Hits 52-Week High: Should You Buy the Stock Now?
Report: Capital One Set to Expand Banking and Card Businesses After Discover Acquisition
COF, DFS
Published: June 27, 2025 by: PYMNTS
Sentiment: Positive

Capital One Financial has reportedly entered a “new era” after completing its acquisition of Discover Financial Services. [contact-form-7] With the acquisition, Capital One grew in size and added a debit and credit card network, which could “supercharge” its banking and card businesses, The Wall Street Journal (WSJ) reported Friday (June 27).

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image for news Report: Capital One Set to Expand Banking and Card Businesses After Discover Acquisition
Capital One: US Consumer Remains Strong
COF
Published: June 26, 2025 by: Seeking Alpha
Sentiment: Positive

Capital One's $35 billion all-stock merger with Discovery Financial makes it the eighth-largest U.S. bank and expands into the payment network vertical. Despite macroeconomic uncertainties, the strength of U.S. consumers and rising consumer sentiment support a bullish outlook for Capital One's core credit card business. I rate Capital One as a "buy," due to its valuation, and with just two rate cuts expected in 2025, their asset-sensitive balance sheet is likely to be less affected.

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image for news Capital One: US Consumer Remains Strong
Relatively High Rates, Buyouts Aid Capital One Amid Weak Asset Quality
COF
Published: June 25, 2025 by: Zacks Investment Research
Sentiment: Neutral

COF rides high on Discover buyout, strong card business and rising NII, but asset quality and rising costs remain woes.

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image for news Relatively High Rates, Buyouts Aid Capital One Amid Weak Asset Quality
Amex Still King Of Premium Credit Cards — But Chase, Capital One Are Closing In Fast: Analyst
AXP, COF
Published: June 11, 2025 by: Benzinga
Sentiment: Neutral

BofA Securities analyst Mihir Bhatia said the U.S. premium credit card market is highly lucrative and one of the most competitive card markets in the world.

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image for news Amex Still King Of Premium Credit Cards — But Chase, Capital One Are Closing In Fast: Analyst
Walmart is using its own fintech firm to provide credit cards after dumping Capital One
COF, WMT
Published: June 09, 2025 by: CNBC
Sentiment: Positive

Walmart's majority-owned fintech startup OnePay said Monday that it was launching a pair of new credit cards for customers of the world's biggest retailer. To do so, OnePay is partnering with Synchrony, a major behind-the-scenes player in retail cards, which will issue the cards and handle underwriting decisions starting in the fall, the companies said.

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image for news Walmart is using its own fintech firm to provide credit cards after dumping Capital One
COF to Face Lawsuit Over Alleged Theft of Influencer Commissions
COF
Published: June 04, 2025 by: Zacks Investment Research
Sentiment: Negative

Capital One must face a lawsuit from influencers claiming its browser tool wrongly redirected millions in commissions.

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image for news COF to Face Lawsuit Over Alleged Theft of Influencer Commissions
Goldman Sachs Adds 3 Dividend Stocks to June Conviction List With 20% and More Upside Potential
COF, MAA, OLED
Published: June 04, 2025 by: 24/7 Wall Street
Sentiment: Positive

Goldman Sachs added four stocks to the Conviction List in June. Three of the new stocks have 20% upside potential and pay reliable dividends.

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image for news Goldman Sachs Adds 3 Dividend Stocks to June Conviction List With 20% and More Upside Potential
Capital One Rides on Strong Credit Card Business Despite Cost Woes
COF
Published: June 03, 2025 by: Zacks Investment Research
Sentiment: Neutral

COF rides on the credit card momentum and Discover deal gains, but rising costs and asset quality issues cloud the outlook.

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image for news Capital One Rides on Strong Credit Card Business Despite Cost Woes
Capital One must face social media creators' lawsuit alleging stolen commissions
COF
Published: June 03, 2025 by: Reuters
Sentiment: Negative

Capital One must face a lawsuit by social media creators who said the bank's free browser extension stole their sales commissions when consumers bought their products and services.

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image for news Capital One must face social media creators' lawsuit alleging stolen commissions
Capital One: Rerating Pending Post Discover Merger
COF, DFS
Published: May 30, 2025 by: Seeking Alpha
Sentiment: Positive

Capital One's strong credit card business and improving asset quality support a positive near-term outlook and warrant a buy rating. The Discover Financial merger brings significant synergy potential, enabling vertical integration and $2.7 billion in expected annual savings by 2027. Valuation remains attractive at 1.25x price-to-book, with ROE poised to rise from synergy benefits, making the stock yield compelling.

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image for news Capital One: Rerating Pending Post Discover Merger
COF Stock Tanks 5.9% Post Discover Merger: A Good Buying Opportunity?
COF
Published: May 27, 2025 by: Zacks Investment Research
Sentiment: Negative

Shares of Capital One Financial Corporation COF have lost 5.9% since the completion of the acquisition of Discover Financial Services on May 18. The $35-billion deal reshapes the landscape of the credit card industry, creating a behemoth (in terms of loan volume).

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image for news COF Stock Tanks 5.9% Post Discover Merger: A Good Buying Opportunity?
Here's Why Capital One (COF) is a Strong Value Stock
COF
Published: May 22, 2025 by: Zacks Investment Research
Sentiment: Positive

Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.

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image for news Here's Why Capital One (COF) is a Strong Value Stock
Capital One Agrees to Pay $425M to Settle Savings Account Lawsuit
COF
Published: May 19, 2025 by: Zacks Investment Research
Sentiment: Negative

COF agrees to pay a fine to settle a lawsuit accusing the company of deceiving savings account depositors.

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image for news Capital One Agrees to Pay $425M to Settle Savings Account Lawsuit
Capital One Acquires Discover, Reshapes U.S. Credit Card Industry
COF
Published: May 19, 2025 by: Zacks Investment Research
Sentiment: Positive

COF buys Discover, creating a behemoth in the credit card industry. The acquisition boosts its competitive edge and expands its share of consumer card spending.

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image for news Capital One Acquires Discover, Reshapes U.S. Credit Card Industry
Capital One's stock looks like a bargain following Discover acquisition
COF, DFS
Published: May 19, 2025 by: Market Watch
Sentiment: Positive

Capital One will be even more focused on credit-card lending now that it has completed the Discover deal.

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image for news Capital One's stock looks like a bargain following Discover acquisition
Capital One Finalizes $35 Billion Discover Purchase
COF, DFS
Published: May 18, 2025 by: PYMNTS
Sentiment: Positive

Fifteen months after it was announced, Capital One's $35 billion acquisition of Discover is official. The deal, finalized Sunday (May 18), creates the largest credit card issuer in terms of loan volume in the U.S.

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image for news Capital One Finalizes $35 Billion Discover Purchase
Capital One Reportedly Settling Savings Account Suit for $425 Million
COF
Published: May 18, 2025 by: PYMNTS
Sentiment: Negative

Capital One will reportedly pay $425 million to settle a lawsuit accusing it of cheating savings account depositors. That's according to a report by Reuters on Friday (May 16), citing court documents.

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image for news Capital One Reportedly Settling Savings Account Suit for $425 Million
Jim Cramer Is a Big Fan of This Cheap Warren Buffett Stock — Time To Buy?
COF
Published: May 15, 2025 by: 24/7 Wall Street
Sentiment: Positive

There are plenty of bargains to be had amid intense stock market volatility. And while the best deals have mostly evaporated, there are still intriguing, cheap names with timely catalysts that still look to be worth buying on the way up.

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image for news Jim Cramer Is a Big Fan of This Cheap Warren Buffett Stock — Time To Buy?
New York AG sues Capital One after Trump-led CFPB drops similar case
COF
Published: May 14, 2025 by: CNBC
Sentiment: Negative

New York Attorney General Letitia James sued Capital One on Wednesday, accusing the bank of "cheating" customers out of millions of dollars in interest payments. The suit mimics litigation by the CFPB, which was dropped in February under the Trump administration.

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image for news New York AG sues Capital One after Trump-led CFPB drops similar case
Capital One cheated customers out of millions from ‘high interest' savings accounts: NY lawsuit
COF
Published: May 14, 2025 by: New York Post
Sentiment: Negative

Letitia James's lawsuit claimed Capital One promised depositors one of the country's highest interest rates on their 360 Savings accounts, yet froze their rate at just 0.30% even as interest rates rose nationwide.

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image for news Capital One cheated customers out of millions from ‘high interest' savings accounts: NY lawsuit
Capital One vs. AmEx: Which Credit Card Stock is the Better Pick Now?
AXP, COF
Published: May 07, 2025 by: Zacks Investment Research
Sentiment: Negative

Which among the two major credit card players, COF & American Express, is better placed to navigate uncertain macroeconomic conditions? Let's find out.

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image for news Capital One vs. AmEx: Which Credit Card Stock is the Better Pick Now?
Why Capital One (COF) is a Top Value Stock for the Long-Term
COF
Published: May 06, 2025 by: Zacks Investment Research
Sentiment: Positive

The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.

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image for news Why Capital One (COF) is a Top Value Stock for the Long-Term
Why Capital One and other banks took ‘rainy day' money off their balance sheets
COF
Published: April 23, 2025 by: Market Watch
Sentiment: Positive

Capital One Financial Corp.'s customers continued to spend last quarter, and the company ended up releasing money it had set aside for losses on loans.

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image for news Why Capital One and other banks took ‘rainy day' money off their balance sheets
COF Stock Up 2.8% on Q1 Earnings Beat, NII Rises on Upbeat Card Spend
COF
Published: April 23, 2025 by: Zacks Investment Research
Sentiment: Positive

Solid auto loan originations and credit card spend, and lower funding costs drive Capital One's Q1 NII growth. This, along with higher fee income, aids earnings.

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image for news COF Stock Up 2.8% on Q1 Earnings Beat, NII Rises on Upbeat Card Spend
Capital One Gets the Greenlight to Move Forward With Discover Acquisition
COF, DFS
Published: April 22, 2025 by: CNET
Sentiment: Positive

Capital One's plans to acquire Discover have been approved at the federal level.

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image for news Capital One Gets the Greenlight to Move Forward With Discover Acquisition

About Capital One Financial Corporation (COF)

  • IPO Date 1994-11-16
  • Website https://www.capitalone.com
  • Industry Financial - Credit Services
  • CEO Richard D. Fairbank
  • Employees 53900

Capital One Financial Corporation operates as the financial services holding company for the Capital One Bank (USA), National Association; and Capital One, National Association, which provides various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, and time deposits. Its loan products include credit card loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans. The company also offers credit and debit card products; online direct banking services; and treasury management and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia.