Affirm Holdings, Inc. (AFRM)

US — Technology Sector
Peers: UPST  SOFI  RBLX  HOOD  SNOW 

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Key Metrics & Ratings

  • symbol AFRM
  • Rev/Share 9.2799
  • Book/Share 8.8717
  • PB 8.3963
  • Debt/Equity 2.5595
  • CurrentRatio 63.0923
  • ROIC -0.0085

 

  • MktCap 24032860064.0
  • FreeCF/Share 1.8784
  • PFCF 39.4816
  • PE -388.1207
  • Debt/Assets 0.7051
  • DivYield 0
  • ROE -0.0222

 

  • Rating D+
  • Score 1
  • Recommendation Strong Sell
  • P/E Score 1
  • DCF Score 1
  • P/B Score 2
  • D/E Score 1

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Initiation AFRM Rothschild & Co Redburn -- Neutral -- $74 Aug. 1, 2025
Initiation AFRM Oppenheimer -- Outperform -- $80 July 21, 2025
Resumed AFRM Deutsche Bank -- Buy -- $78 July 17, 2025
Downgrade AFRM BTIG Research Buy Neutral -- -- July 14, 2025
Initiation AFRM Stephens -- Equal Weight -- $69 June 12, 2025
Initiation AFRM Truist -- Buy -- $58 June 2, 2025
Upgrade AFRM Susquehanna Neutral Positive -- $65 May 9, 2025
Initiation AFRM TD Cowen -- Buy -- $50 April 8, 2025
Initiation AFRM Seaport Research Partners -- Neutral -- -- March 24, 2025
Resumed AFRM BMO Capital Markets -- Outperform -- $69 March 20, 2025

News

3 Growth Stocks That Could Go Even Higher in 2025 and Beyond
AFRM, NOW, TOST
Published: February 21, 2025 by: The Motley Fool
Sentiment: Positive

Many high-growth stocks rallied over the past year in expectation of lower interest rates, boosting their stock prices and their valuations in the process. But because of those gains, some investors might be wary of chasing those highfliers now, especially as the real potential for new tariffs and trade conflicts threaten to end the current bull market (which started in October 2022).

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image for news 3 Growth Stocks That Could Go Even Higher in 2025 and Beyond
Affirm Hits Profitability—Here's What Investors Should Watch
AFRM
Published: February 19, 2025 by: MarketBeat
Sentiment: Positive

The "No Buy” trend of 2025 making waves on social media encourages being frugal while not succumbing to high-interest credit cards. This trend is favorable for buy now, pay later (BNPL) services like Affirm Holdings Inc. NASDAQ: AFRM.

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image for news Affirm Hits Profitability—Here's What Investors Should Watch
NCLA Asks the Supreme Court to Affirm President's Absolute Power to Fire Executive Branch Officials
AFRM
Published: February 18, 2025 by: GlobeNewsWire
Sentiment: Neutral

Scott Bessent, Secretary of the Treasury, et al. v. Hampton Dellinger Scott Bessent, Secretary of the Treasury, et al. v. Hampton Dellinger

Read More
image for news NCLA Asks the Supreme Court to Affirm President's Absolute Power to Fire Executive Branch Officials
Upstart and Affirm Rally, BILL Plummets on Earnings as FinTech IPO Index Adds 2.4%
AFRM, BILL, UPST
Published: February 14, 2025 by: PYMNTS
Sentiment: Positive

The past five days of stock market trading have been whipsawed by the latest inflation report, speculation over whether or not the Fed will stand pat on interest rates, and of course, the continuing inflow of earnings reports, though the pace of those quarterly disclosures is slowing a bit.

Read More
image for news Upstart and Affirm Rally, BILL Plummets on Earnings as FinTech IPO Index Adds 2.4%
Should You Buy Affirm While It's Below $85?
AFRM
Published: February 12, 2025 by: The Motley Fool
Sentiment: Positive

The credit card industry is under attack. Buy Now, Pay Later is proving popular among young spenders, led by companies like Affirm (AFRM 0.35%), who recently wowed Wall Street with stellar earnings for its most recent quarter (ending December 31, 2024).

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image for news Should You Buy Affirm While It's Below $85?
The Zacks Analyst Blog Visa, PayPal, American Express, Affirm and Fidelity National Information Services
AFRM, AXP, FIS, PYPL, V
Published: February 12, 2025 by: Zacks Investment Research
Sentiment: Neutral

Visa, PayPal, American Express, Affirm and Fidelity National Information Services are included in this Analyst Blog.

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image for news The Zacks Analyst Blog Visa, PayPal, American Express, Affirm and Fidelity National Information Services
Affirm Holdings (AFRM) Is Up 23.17% in One Week: What You Should Know
AFRM
Published: February 11, 2025 by: Zacks Investment Research
Sentiment: Positive

Does Affirm Holdings (AFRM) have what it takes to be a top stock pick for momentum investors? Let's find out.

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image for news Affirm Holdings (AFRM) Is Up 23.17% in One Week: What You Should Know
Affirm: Bullish Tilt Despite Recent Strong Run
AFRM
Published: February 10, 2025 by: Seeking Alpha
Sentiment: Positive

Affirm reported strong Q2 results, with 47% YoY revenue growth and a GAAP EPS of $0.23, significantly above expectations, demonstrating profitability and market leadership. Despite a premium valuation, Affirm's exceptional execution, market-leading growth, and profitability support a bullish outlook, though valuation concerns temper enthusiasm slightly. Key risks include intense competition, potential credit quality downturns, and the high premium valuation.

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image for news Affirm: Bullish Tilt Despite Recent Strong Run
Affirm Holdings, Inc. (AFRM) is Attracting Investor Attention: Here is What You Should Know
AFRM
Published: February 10, 2025 by: Zacks Investment Research
Sentiment: Positive

Recently, Zacks.com users have been paying close attention to Affirm Holdings (AFRM). This makes it worthwhile to examine what the stock has in store.

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image for news Affirm Holdings, Inc. (AFRM) is Attracting Investor Attention: Here is What You Should Know

About Affirm Holdings, Inc. (AFRM)

  • IPO Date 2021-01-13
  • Website https://www.affirm.com
  • Industry Software - Infrastructure
  • CEO Max Roth Levchin
  • Employees 2006

Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its payments network and partnership with an originating bank, enables consumers to pay for a purchase over time with terms ranging from one to forty-eight months. As of June 30, 2021, the company had approximately 29,000 merchants integrated on its platform covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel, apparel, accessories, consumer electronics, and jewelry. The company was founded in 2012 and is headquartered in San Francisco, California.