Unity Bancorp, Inc. is the holding company of Unity Bank providing commercial and retail banking products and services to individuals, small and medium-sized businesses and professional communities. The company is headquartered in Clinton, New Jersey.
| Revenue (TTM) | $130.43M |
| Gross Profit (TTM) | $130.43M |
| EBITDA | — |
| Operating Margin | 58.20% |
| Return on Equity | 17.00% |
| Return on Assets | 1.92% |
| Revenue/Share (TTM) | $13.01 |
| Book Value | $37.02 |
| Price-to-Book | 1.57 |
| Price-to-Sales (TTM) | 4.32 |
| EV/Revenue | 6.74 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | -11.80% |
| Quarterly Revenue Growth (YoY) | -5.70% |
| Shares Outstanding | $10.04M |
| Float | $7.34M |
| % Insiders | 27.30% |
| % Institutions | 54.65% |
Volatility is currently expanding
Unity Bancorp maintains robust fundamentals, expanding net interest margins, and an attractive valuation, justifying a continued 'buy' rating. UNTY's deposit and loan growth remain strong, with low uninsured deposit exposure and prudent leverage to enhance yields. Despite mixed valuation metrics, UNTY outperforms peers on return on assets (2.01%) and return on equity (15.86%).
Unity Bancorp (UNTY) maintains robust loan growth and profitability, with a forward PE of 9.87 and strong operational metrics. UNTY's Q2 2026 net interest margin rose to 4.56%, while return on assets and equity remain well above community bank averages. Commercial real estate loans drive portfolio growth, but asset quality is impacted by a single large nonaccrual CRE relationship.
George Boyan to Become Chief Executive Officer on April 1, 2027; Hughes to Continue Serving on Company and Bank Board George Boyan to Become Chief Executive Officer on April 1, 2027; Hughes to Continue Serving on Company and Bank Board
Unity Bancorp (UNTY) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
Dividend hikes from Unity Bancorp, Stock Yards Bancorp and Chemung Financial highlight their profitability, capital strength and income appeal.
CLINTON, N.J., Aug. 20, 2026 (GLOBE NEWSWIRE) -- Unity Bancorp, Inc. (NASDAQ: UNTY), parent company of Unity Bank, announced that its Board of Directors has declared a cash dividend of $0.17 per common share. Such dividend is payable on September 17, 2026, to shareholders of record as of September 3, 2026.
CLINTON, N.J., Aug. 07, 2026 (GLOBE NEWSWIRE) -- Unity Bancorp, Inc. (NASDAQ: UNTY), parent company of Unity Bank, today announced with profound sadness the passing of Robert ("Bobby") H. Dallas II. Mr. Dallas was a founding member of the Bank and served on the Company's Board since inception and brother of Chairman David D. Dallas. He played an instrumental role in helping guide Unity from a community bank startup to one of New Jersey's strongest independent banking franchises. His leadership, wisdom, and unwavering commitment to customers, communities, employees, and shareholders helped shape the organization for more than three decades.
Partnership expands access to capital for small businesses across New Jersey Partnership expands access to capital for small businesses across New Jersey
Unity Bancorp, Inc. remains a quality Hold, with no compelling buy or sell catalyst as 2026 unfolds. Q2 showed strong loan and deposit growth, margin expansion to 4.56%, and resilient asset quality despite minor softening. UNTY trades at a significant premium to book value ($56 vs. $37.02), making shares expensive for new entry.
Although the revenue and EPS for Unity Bancorp (UNTY) give a sense of how its business performed in the quarter ended June 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
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