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Start Your Free Trial NowKey Metrics & Ratings
- symbol OPFI
- Rev/Share 20.8578
- Book/Share 8.1813
- PB 1.3115
- Debt/Equity 1.4051
- CurrentRatio 0.0
- ROIC -3.8501
- MktCap 936794367.0
- FreeCF/Share 12.0791
- PFCF 2.9145
- PE -8.5239
- Debt/Assets 0.4543
- DivYield 0.0233
- ROE -0.2716
- Rating C-
- Score 1
- Recommendation Strong Sell
- P/E Score 1
- DCF Score 1
- P/B Score 4
- D/E Score 1
Recent Analyst Ratings
| Type | Ticker | Analyst Firm | Previous Rating | Current Rating | Previous Price Target | Current Price Target | Date |
|---|---|---|---|---|---|---|---|
| Initiation | OPFI | Stephens | -- | Equal Weight | -- | $14.5 | June 12, 2025 |
| Upgrade | OPFI | Citizens JMP | Market Perform | Mkt Outperform | -- | $13.5 | May 8, 2025 |
| Downgrade | OPFI | JMP Securities | Mkt Outperform | Market Perform | -- | -- | Feb. 12, 2025 |
News
OppFi Publishes Supplemental Information Regarding its Warrants
Published: August 21, 2025 by: PRNewsWire
Sentiment: Neutral
CHICAGO , Aug. 21, 2025 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a tech-enabled digital finance platform that partners with banks to offer financial products and services to everyday Americans, announced today that it has published supplemental information regarding its outstanding warrants to purchase shares of the Company's Class A common stock. "As OppFi continues to deliver strong performance and as our outstanding public warrants are now within one year of expiration, we wanted to provide our stockholders and potential investors with supplemental information to allow them to evaluate the potential positive impacts and other effects of …
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Is OppFi (OPFI) a Solid Growth Stock? 3 Reasons to Think "Yes"
Published: August 12, 2025 by: Zacks Investment Research
Sentiment: Positive
OppFi (OPFI) could produce exceptional returns because of its solid growth attributes.
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New Strong Buy Stocks for August 11th
Published: August 11, 2025 by: Zacks Investment Research
Sentiment: Positive
TPC, OPFI, BHB, WTS and GILT have been added to the Zacks Rank #1 (Strong Buy) List on August 11, 2025.
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Best Value Stocks to Buy for August 11th
Published: August 11, 2025 by: Zacks Investment Research
Sentiment: Positive
MPAA, OPFI and CZFS made it to the Zacks Rank #1 (Strong Buy) value stocks list on August 11, 2025.
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OppFi: Better Outlook After Strong Q2 Results (Rating Upgrade)
Published: August 10, 2025 by: Seeking Alpha
Sentiment: Positive
OppFi has turned around its business, resolving prior loan performance issues, and the company is now delivering record results. Q2 results showed moderate revenue growth but strong profitability, with rising loan yields and improving credit performance. At less than 8x forward earnings, OPFI offers an appealing valuation.
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What Makes OppFi (OPFI) a New Buy Stock
Published: August 08, 2025 by: Zacks Investment Research
Sentiment: Positive
OppFi (OPFI) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).
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OppFi Inc. (OPFI) Q2 2025 Earnings Call Transcript
Published: August 06, 2025 by: Seeking Alpha
Sentiment: Neutral
OppFi Inc. (NYSE:OPFI ) Q2 2025 Earnings Conference Call August 6, 2025 9:00 AM ET Company Participants Mike Gallentine - Corporate Participant Pamela D. Johnson - CFO & Chief Accounting Officer Todd G.
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OppFi Inc. (OPFI) Beats Q2 Earnings and Revenue Estimates
Published: August 06, 2025 by: Zacks Investment Research
Sentiment: Positive
OppFi Inc. (OPFI) came out with quarterly earnings of $0.45 per share, beating the Zacks Consensus Estimate of $0.3 per share. This compares to earnings of $0.29 per share a year ago.
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Should OppFi Shares Be in Your Portfolio Pre-Q2 Earnings?
Published: August 01, 2025 by: Zacks Investment Research
Sentiment: Neutral
OPFI's rapid growth and strong AI-driven model face a second-quarter 2025 test, with earnings unlikely to surprise this time.
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Dave vs. OppFi: Which Fintech Stock is the Smarter Bet Right Now?
Published: July 23, 2025 by: Zacks Investment Research
Sentiment: Positive
Both OppFi Inc. OPFI and Dave DAVE operate in the fintech space, addressing customer needs encircling digital lending. DAVE's primary service is to offer small, interest-free cash advances to users.
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OppFi Soars 222% in a Year: Should Investors Buy, Hold, or Fold?
Published: July 14, 2025 by: Zacks Investment Research
Sentiment: Neutral
OPFI's tech-driven lending model, strong liquidity, and loyal customer base support its long-term hold potential.
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OppFi: Remaining Bullish Here, Though A Little More Cautious
Published: July 09, 2025 by: Seeking Alpha
Sentiment: Positive
OppFi's strong Q1 results, improved credit profile, and operational execution have driven a strong stock performance in recent months. Internal improvements—better credit scoring, higher yields, and lower net charge-offs—support ongoing profitability and competitive positioning in the subprime lending market. Guidance for revenue and EPS has been raised, with continued beat-and-raise quarters likely to drive further upside.
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OppFi: A High-Growth, High-Risk Fintech With Room To Run - But Not For The Faint Of Heart
Published: July 09, 2025 by: Seeking Alpha
Sentiment: Neutral
I'm bullish on OppFi, but with caution—regulatory risk and leverage are real, yet the turnaround and growth are hard to ignore. OppFi's record revenue, special dividend, and consistent earnings beats show management is executing, while shares trade at a reasonable 11x forward earnings. Regulatory headwinds, especially in California, and credit losses are key risks; this is not a 'set and forget' stock—active monitoring is essential.
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Buy These 4 Stocks as Analysts Spot Strength in Volatile Times
Published: July 07, 2025 by: Zacks Investment Research
Sentiment: Neutral
Analysts are eyeing KARO, OPFI, QXO, and UFCS as rising stars amid market volatility and growing investor interest.
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Can OppFi's Customer-Centric Approach Boost Its Market Position?
Published: July 01, 2025 by: Zacks Investment Research
Sentiment: Positive
OPFI's customer-first model, AI-driven approvals and top satisfaction scores set it apart in alternative lending.
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SoFi vs. OppFi: Which Fintech Stock Offers Better Momentum Now?
Published: June 26, 2025 by: Zacks Investment Research
Sentiment: Positive
OPFI's soaring profits and lower risk make it the fintech stock to watch, while SOFI's growth is tempered by valuation concerns.
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2 Top-Ranked Cheap Stocks to Buy Now for Huge Upside
Published: June 23, 2025 by: Zacks Investment Research
Sentiment: Positive
Dive into cheap, tech-focused Zacks Rank #1 (Strong Buy) stocks trading for well under $20 a share that offer long-term upside in July and beyond.
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SA Quant Top 10: A Stellar Mid-Year Result
Published: June 23, 2025 by: Seeking Alpha
Sentiment: Positive
SA Quant Top 10 portfolio outperformed consensus with 25% YTD return, driven by strong momentum and upward earnings revisions. Momentum and earnings revisions are the most critical quant factors, while valuation has less short- to medium-term impact on performance. Consensus price targets for the portfolio were upgraded by 33%, with six stocks seeing 50%+ upgrades, validating quant model effectiveness.
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OPFI's Net Charge-Off Rates Decline: A Win for Risk Management?
Published: June 16, 2025 by: Zacks Investment Research
Sentiment: Positive
OppFi slashes net charge-off rate to 35% in Q1, boosting profits and underscoring strength in risk modeling and loan recovery.
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OppFi Skyrockets 348% in a Year: Is This the Right Time to Invest?
Published: June 09, 2025 by: Zacks Investment Research
Sentiment: Positive
The OPFI stock soars 348% in a year, backed by stronger credit quality, liquidity and a steep discount to peers.
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Want Outperformance? These 5 Stocks Show Relative Strength
Published: June 05, 2025 by: Zacks Investment Research
Sentiment: Positive
OPFI, ALNT, PGY, GLDD and NTES are standing out with strong relative price strength and bullish earnings revisions.
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OppFi Raises EPS Guidance for 2025: Is This Expectation Valid?
Published: June 04, 2025 by: Zacks Investment Research
Sentiment: Positive
OPFI lifts its 2025 EPS guidance after Q1 earnings soar 277% y/y, driven by loan growth, credit gains and cost control.
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The Best Top-Ranked Stocks to Buy in June
Published: June 03, 2025 by: Zacks Investment Research
Sentiment: Positive
Exploring how investors can use a Zacks screen to help find some of the best Zacks Rank #1 (Strong Buy) stocks to buy in June and throughout the summer of 2025.
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OppFi Inc. (OPFI) is a Great Momentum Stock: Should You Buy?
Published: June 02, 2025 by: Zacks Investment Research
Sentiment: Positive
Does OppFi Inc. (OPFI) have what it takes to be a top stock pick for momentum investors? Let's find out.
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What Makes OppFi Inc. (OPFI) a Strong Momentum Stock: Buy Now?
Published: May 14, 2025 by: Zacks Investment Research
Sentiment: Positive
Does OppFi Inc. (OPFI) have what it takes to be a top stock pick for momentum investors? Let's find out.
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Surging Earnings Estimates Signal Upside for OppFi (OPFI) Stock
Published: May 12, 2025 by: Zacks Investment Research
Sentiment: Positive
OppFi (OPFI) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
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OppFi: Attractive Company Facing Strong Economic Risks
Published: May 09, 2025 by: Seeking Alpha
Sentiment: Neutral
OppFi had a strong Q1, with net income growing by 101% YOY and adjusted net income by 285%, driving a 10% stock surge. Despite impressive earnings, subprime borrowers pose high risks due to economic uncertainty, inflation, and a potential recession, making OPFI too risky an investment. OppLoans platform provides loans to subprime borrowers with steady income and direct deposits, but high default rates and inflation pressures are concerning.
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OppFi: Excellent Business, Rising Economic Risks
Published: May 08, 2025 by: Seeking Alpha
Sentiment: Negative
OppFi targets the underbanked market, serving 1.4 million customers, but faces intense competition and limited total addressable market growth. Despite economic concerns, OppFi's 2024 financial performance was exceptional, and now Q1 2025 revenue is up 10% YoY and net income doubled. Potentially rising delinquencies and economic uncertainties complicate OppFi's outlook, making the fintech and unsecured lending sectors vulnerable to credit stress.
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Stonegate Capital Partners Updates 1Q25 Report on OppFi, Inc. (OPFI)
Published: May 08, 2025 by: Newsfile Corp
Sentiment: Neutral
Dallas, Texas--(Newsfile Corp. - May 8, 2025) - OppFi, Inc. (NYSE: OPFI) : Stonegate Capital Partners Updates Coverage on OppFi (NYSE: OPFI). OPFI reported revenue, adj.
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OppFi: Fantastic Q1 Results Support The Firm's Turnaround Story
Published: May 07, 2025 by: Seeking Alpha
Sentiment: Positive
OppFi Inc. has staged a remarkable recovery from its initial poorly received SPAC deal. This comeback has been driven by a major improvement in its loan performance metrics. Shares are up dramatically over the past year, but earnings have risen enough to support the valuation.
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About OppFi Inc. (OPFI)
- IPO Date 2020-11-20
- Website https://www.oppfi.com
- Industry Software - Application
- CEO Todd G. Schwartz
- Employees 445