OPFI

Withdraws Bank Regulatory Applications Reaffirms 2026 Guidance CHICAGO, Nov. 3, 2026 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a tech-enabled digital finance platform that partners with banks to offer financial products and services to everyday Americans, today announced that, at this time, it has withdrawn its applications to the Office of the Comptroller of the Currency ("OCC"), the Board of Governors of the Federal Reserve System ("Federal Reserve") and the Federal Deposit Insurance Corporation ("FDIC") related to the proposed acquisition of BNCCORP, Inc. (OTCQX: BNCC) and its wholly owned subsidiary, BNC National Bank (collectively "BNC"). OppFi proactively engaged with federal regulators before entering into the BNC transaction and has diligently responded to extensive information requests from the OCC, Federal Reserve and FDIC throughout the application process.

OppFi Inc. remains a Buy despite regulatory and credit risks, with shares deeply discounted versus sector multiples. Management has twice cut 2026 guidance, now targeting $600–$610M revenue and $1.34–$1.40 adjusted EPS, but liquidity and buybacks remain strong. OPFI trades at a non-GAAP forward P/E of 4.16x and price-to-sales of 0.79x, reflecting a heavy risk discount despite positive free cash flow and net income.

OppFi Inc. ( OPFI ) Q3 2026 Earnings Call October 28, 2026 8:30 AM EDT Company Participants Todd Schwartz - Founder, Executive Chairman & CEO Pamela Johnson - CFO & Chief Accounting Officer Conference Call Participants Jared Pollack David Scharf - Citizens JMP Securities, LLC, Research Division David Storms - Stonegate Capital Partners, Inc., Research Division Mike Grondahl - Northland Capital Markets, Research Division Presentation Operator Good morning, and welcome to the OppFi Third Quarter 2026 Earnings Conference Call. [Operator Instructions] As a reminder, this conference call is being recorded.

CHICAGO, Oct. 19, 2026 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans, will report financial results for its third quarter 2026 before the market opens on Wednesday, October 28, 2026. Management will host a conference call on Wednesday, October 28, 2026, at 8:30 a.m.

CHICAGO, Aug. 25, 2026 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans, today announced that management will participate in the following conferences in September 2026: Oppenheimer Fintech Leaders Conference Location: New YorkDate: September 15, 2026 U.S. Bancorp | BTIG Consumer Finance Conference 2026 Location: Boston Date: September 17, 2026 To schedule a meeting with OppFi, please reach out to your Oppenheimer or BTIG representatives. About OppFi OppFi (NYSE: OPFI) is a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans.

OppFi trades at a steep discount, with shares at 4.37x forward non-GAAP earnings—over 60% below the sector median—despite resilient revenue and free cash flow growth. OPFI management tightened underwriting, sacrificing short-term volume for portfolio quality, margin stability, and long-term profitability, as evidenced by improved recoveries and disciplined expense control. The BNC National Bank acquisition is expected to be financially transformative, expanding OPFI's platform, boosting adjusted EPS by 25% in year one, and targeting 10% ROA and 35% ROE by 2028.

Dallas, Texas--(Newsfile Corp. - August 11, 2026) - OppFi, Inc. (NYSE: OPFI): Stonegate Capital Partners Updates Coverage on OppFi (NYSE: OPFI). OppFi's 2Q26 results weaken the near-term earnings outlook but do not change the longer-term thesis.

OppFi NYSE: OPFI reported second-quarter 2026 revenue growth but lower adjusted earnings as the consumer lending platform invested in new products, technology infrastructure and its planned acquisition of BNC National Bank.

Total revenue increased 1.9% year over year to $145.2 million, a Company record for any second quarter Net income increased 36.0% year over year to $15.6 million CHICAGO, Aug. 10, 2026 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a tech-enabled digital finance platform that partners with banks to offer financial products and services to everyday Americans, today reported financial results for the second quarter ended June 30, 2026. "The strategic transformation of OppFi continues to gain momentum as we execute against the initiatives that lay the foundation for our next chapter," said Todd Schwartz, CEO and Executive Chairman.

CHICAGO, Aug. 4, 2026 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans, today announced that Chief Executive Officer, Todd Schwartz, and Chief Financial Officer, Pam Johnson, will participate in the following conferences in August 2026: 8 th Annual Needham Virtual Fintech & Digital Transformation Conference Location: VirtualDate: August 13-14, 2026 2026 Seaport Research Partners Annual Summer Investor Conference Location: VirtualDate: August 18-19, 2026 To schedule a meeting with OppFi, please reach out to your Needham or Seaport representatives. About OppFi OppFi (NYSE: OPFI) is a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans.