OppFi Inc. (OPFI)

US — Technology Sector
Peers: DAVE  LAW  ENFN  NRDY  VCSA  PWSC  ONTF  MITK  MNTV  PET  MODN  PDFS  WALD  PYCR 

Automate Your Wheel Strategy on OPFI

With Tiblio's Option Bot, you can configure your own wheel strategy including OPFI - and automate your put writes, covered calls, and full wheel strategy. Just connect one of the supported brokerages: tastytrade, Schwab, TradeStation or Tradier and go.

Start Your Free Trial Now

Key Metrics & Ratings

  • symbol OPFI
  • Rev/Share 22.7458
  • Book/Share 9.9935
  • PB 13.3115
  • Debt/Equity 0.0
  • CurrentRatio 29.5684
  • ROIC 1.1327

 

  • MktCap 1099855498.0
  • FreeCF/Share 13.567
  • PFCF 3.4218
  • PE -31.103
  • Debt/Assets 0.0
  • DivYield 0.0197
  • ROE -0.1329

 

  • Rating D+
  • Score 1
  • Recommendation Strong Sell
  • P/E Score 1
  • DCF Score 1
  • P/B Score 1
  • D/E Score 1

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Upgrade OPFI Citizens JMP Market Perform Mkt Outperform -- $13.5 May 8, 2025
Downgrade OPFI JMP Securities Mkt Outperform Market Perform -- -- Feb. 12, 2025

News

OppFi Inc. (OPFI) is a Great Momentum Stock: Should You Buy?
OPFI
Published: June 02, 2025 by: Zacks Investment Research
Sentiment: Positive

Does OppFi Inc. (OPFI) have what it takes to be a top stock pick for momentum investors? Let's find out.

Read More
image for news OppFi Inc. (OPFI) is a Great Momentum Stock: Should You Buy?
What Makes OppFi Inc. (OPFI) a Strong Momentum Stock: Buy Now?
OPFI
Published: May 14, 2025 by: Zacks Investment Research
Sentiment: Positive

Does OppFi Inc. (OPFI) have what it takes to be a top stock pick for momentum investors? Let's find out.

Read More
image for news What Makes OppFi Inc. (OPFI) a Strong Momentum Stock: Buy Now?
Surging Earnings Estimates Signal Upside for OppFi (OPFI) Stock
OPFI
Published: May 12, 2025 by: Zacks Investment Research
Sentiment: Positive

OppFi (OPFI) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.

Read More
image for news Surging Earnings Estimates Signal Upside for OppFi (OPFI) Stock
OppFi: Attractive Company Facing Strong Economic Risks
OPFI
Published: May 09, 2025 by: Seeking Alpha
Sentiment: Neutral

OppFi had a strong Q1, with net income growing by 101% YOY and adjusted net income by 285%, driving a 10% stock surge. Despite impressive earnings, subprime borrowers pose high risks due to economic uncertainty, inflation, and a potential recession, making OPFI too risky an investment. OppLoans platform provides loans to subprime borrowers with steady income and direct deposits, but high default rates and inflation pressures are concerning.

Read More
image for news OppFi: Attractive Company Facing Strong Economic Risks
OppFi: Excellent Business, Rising Economic Risks
OPFI
Published: May 08, 2025 by: Seeking Alpha
Sentiment: Negative

OppFi targets the underbanked market, serving 1.4 million customers, but faces intense competition and limited total addressable market growth. Despite economic concerns, OppFi's 2024 financial performance was exceptional, and now Q1 2025 revenue is up 10% YoY and net income doubled. Potentially rising delinquencies and economic uncertainties complicate OppFi's outlook, making the fintech and unsecured lending sectors vulnerable to credit stress.

Read More
image for news OppFi: Excellent Business, Rising Economic Risks
Stonegate Capital Partners Updates 1Q25 Report on OppFi, Inc. (OPFI)
OPFI
Published: May 08, 2025 by: Newsfile Corp
Sentiment: Neutral

Dallas, Texas--(Newsfile Corp. - May 8, 2025) - OppFi, Inc. (NYSE: OPFI) : Stonegate Capital Partners Updates Coverage on OppFi (NYSE: OPFI). OPFI reported revenue, adj.

Read More
image for news Stonegate Capital Partners Updates 1Q25 Report on OppFi, Inc. (OPFI)
OppFi: Fantastic Q1 Results Support The Firm's Turnaround Story
OPFI
Published: May 07, 2025 by: Seeking Alpha
Sentiment: Positive

OppFi Inc. has staged a remarkable recovery from its initial poorly received SPAC deal. This comeback has been driven by a major improvement in its loan performance metrics. Shares are up dramatically over the past year, but earnings have risen enough to support the valuation.

Read More
image for news OppFi: Fantastic Q1 Results Support The Firm's Turnaround Story
OppFi's Monster Q1 And Guidance Shockwave: Strong Buy Confirmed
OPFI
Published: May 07, 2025 by: Seeking Alpha
Sentiment: Positive

I maintain a "Strong Buy" rating on OppFi Inc. due to rising operating leverage, expansive margin growth, and improved unit economics, despite a recent stock correction. OppFi's Q1 FY2025 results exceeded expectations with record revenues of $140.3 million (+10.1% YoY) and adjusted net income soaring by 285.1% YoY to $33.8 million. The company's raised FY2025 guidance, with adjusted net income now expected at $106-113 million, supports my bullish stance and suggests significant upside potential.

Read More
image for news OppFi's Monster Q1 And Guidance Shockwave: Strong Buy Confirmed
OppFi Inc. (OPFI) Q1 Earnings and Revenues Top Estimates
OPFI
Published: May 07, 2025 by: Zacks Investment Research
Sentiment: Positive

OppFi Inc. (OPFI) came out with quarterly earnings of $0.38 per share, beating the Zacks Consensus Estimate of $0.26 per share. This compares to earnings of $0.10 per share a year ago.

Read More
image for news OppFi Inc. (OPFI) Q1 Earnings and Revenues Top Estimates
OppFi Generates Record Quarterly Revenue, Exceeds Quarterly Guidance by more than 40%, and Raises Full-Year Adjusted Net Income and EPS Guidance
OPFI
Published: May 07, 2025 by: Business Wire
Sentiment: Neutral

CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) (“OppFi” or the “Company”), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans, today reported financial results for the first quarter ended March 31, 2025. “We're incredibly proud to report a record-breaking first quarter, with all-time highs in quarterly revenue and adjusted net income,” said Todd Schwartz, CEO and Executive Chairman of OppFi. “Our disciplined.

Read More
image for news OppFi Generates Record Quarterly Revenue, Exceeds Quarterly Guidance by more than 40%, and Raises Full-Year Adjusted Net Income and EPS Guidance
OppFi Q1 Earnings Coming Up: Should You Buy, Sell or Hold the Stock?
OPFI
Published: May 02, 2025 by: Zacks Investment Research
Sentiment: Positive

An expansion in the underbanked consumer market is expected to have benefited OPFI's top line in the first quarter of 2025.

Read More
image for news OppFi Q1 Earnings Coming Up: Should You Buy, Sell or Hold the Stock?
5 Must-Buy Fintech Stocks to Maximize Returns Over the Long Term
ACIW, AFRM, COIN, OPFI, STNE
Published: April 17, 2025 by: Zacks Investment Research
Sentiment: Positive

Buy 5 Fintech stocks to reap benefits over the long term. These are: AFRM, ACIW, STNE, OPFI, COIN.

Read More
image for news 5 Must-Buy Fintech Stocks to Maximize Returns Over the Long Term
OppFi Skyrockets 203% in a Year: Should You Buy the Stock Now?
OPFI
Published: April 16, 2025 by: Zacks Investment Research
Sentiment: Positive

Given the OPFI stock's upsurge, we analyze its current position to evaluate whether investors should buy the stock or stay away from it.

Read More
image for news OppFi Skyrockets 203% in a Year: Should You Buy the Stock Now?
Earnings Momentum is Surging in This Industry
HCI, NWG, OPFI
Published: March 25, 2025 by: Zacks Investment Research
Sentiment: Positive

The Financial sector currently dominates the Zacks #1 Rank list, with 81 stocks, more than double the count of the next closest sector, Computers, which has 32. Analysts have been doling out huge upgrades to companies across the industry thanks to an improving regulatory environment and persistently high interest rates which improve margins.

Read More
image for news Earnings Momentum is Surging in This Industry
OppFi Announces $0.25 Per Share Special Dividend
OPFI
Published: March 25, 2025 by: Business Wire
Sentiment: Neutral

CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) (“OppFi” or the “Company”), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans, today announced that its Board of Directors (the “Board”) has declared a $0.25 per share special dividend to be payable on April 18, 2025 to holders of record of the Company's Class A common stock as of the close of business on April 8, 2025. "We are proud to announce our second spec.

Read More
image for news OppFi Announces $0.25 Per Share Special Dividend
OppFi Rises 37% in YTD: Should You Buy the Stock or Let Go?
OPFI
Published: March 24, 2025 by: Zacks Investment Research
Sentiment: Positive

Given OPFI's price surge, we analyze its current position to evaluate whether investors should buy the stock or stay away from it.

Read More
image for news OppFi Rises 37% in YTD: Should You Buy the Stock or Let Go?
OppFi, Inc (OPFI) Q4 2024 Earnings Call Transcript
OPFI
Published: March 05, 2025 by: Seeking Alpha
Sentiment: Neutral

OppFi, Inc (NYSE:OPFI ) Q4 2024 Earnings Conference Call March 5, 2025 9:00 AM ET Company Participants Mike Gallentine - Head of IR Todd Schwartz - Executive Chairman, Director & CEO Pamela Johnson - CFO Conference Call Participants David Scharf - Citizens Mike Grondahl - Northland Securities Dave Storms - Stonegate Capital Partners Operator Good morning, and welcome to OppFi's Fourth Quarter 2024 Earnings Conference Call. All participants are in a listen-only mode.

Read More
image for news OppFi, Inc (OPFI) Q4 2024 Earnings Call Transcript
OppFi Inc. (OPFI) Q4 Earnings and Revenues Top Estimates
OPFI
Published: March 05, 2025 by: Zacks Investment Research
Sentiment: Positive

OppFi Inc. (OPFI) came out with quarterly earnings of $0.23 per share, beating the Zacks Consensus Estimate of $0.14 per share. This compares to earnings of $0.10 per share a year ago.

Read More
image for news OppFi Inc. (OPFI) Q4 Earnings and Revenues Top Estimates
OppFi: Leveraged For Increased Lending
OPFI
Published: February 28, 2025 by: Seeking Alpha
Sentiment: Positive

OppFi is a digital subprime lender with competitive advantages in credit-scoring technology and a user-friendly platform. The company faced challenges due to inflation, impacting earnings in 2022-2023, but is expected to resume loan growth in 2025 with a 20% EPS expansion. OPFI is undervalued at 8x P/E, with potential for multiple expansion to 10x as it restarts lending growth and improves profitability.

Read More
image for news OppFi: Leveraged For Increased Lending
OppFi Announces Fourth Quarter and Full Year 2024 Earnings Conference Call
OPFI
Published: February 18, 2025 by: Business Wire
Sentiment: Neutral

CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) (“OppFi” or the “Company”), a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans, will report financial results for its fourth quarter and full year 2024 before the market-open on Wednesday, March 5, 2025. Management will host a conference call on March 5, 2025 at 9:00 a.m. ET to discuss OppFi's financial results and business outlook. The conference cal.

Read More
image for news OppFi Announces Fourth Quarter and Full Year 2024 Earnings Conference Call
OppFi Stock Skyrockets 195% in 6 Months: How Should Investors Play?
OPFI
Published: February 18, 2025 by: Zacks Investment Research
Sentiment: Positive

Given OPFI's price surge, we evaluate its current position to determine whether investors should buy, hold or sell the stock.

Read More
image for news OppFi Stock Skyrockets 195% in 6 Months: How Should Investors Play?

About OppFi Inc. (OPFI)

  • IPO Date 2020-11-20
  • Website https://www.oppfi.com
  • Industry Software - Application
  • CEO Mr. Todd G. Schwartz
  • Employees 445

OppFi Inc. operates a financial technology platform that allows banks to offer lending products. Its platform facilitates the OppLoan, an installment loan product; SalaryTap, a payroll deduction secured installment loan product; and OppFi Card, a credit card product. The company is based in Chicago, Illinois.