OppFi Inc. (OPFI)
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- symbol OPFI
- Rev/Share 22.7458
- Book/Share 9.9935
- PB 13.5006
- Debt/Equity 0.0
- CurrentRatio 29.5684
- ROIC 1.1327
- MktCap 1115480911.0
- FreeCF/Share 13.567
- PFCF 3.4704
- PE -31.5448
- Debt/Assets 0.0
- DivYield 0.0195
- ROE -0.1329
- Rating D+
- Score 1
- Recommendation Strong Sell
- P/E Score 1
- DCF Score 1
- P/B Score 1
- D/E Score 1
Recent Analyst Ratings
| Type | Ticker | Analyst Firm | Previous Rating | Current Rating | Previous Price Target | Current Price Target | Date |
|---|---|---|---|---|---|---|---|
| Initiation | OPFI | Stephens | -- | Equal Weight | -- | $14.5 | June 12, 2025 |
| Upgrade | OPFI | Citizens JMP | Market Perform | Mkt Outperform | -- | $13.5 | May 8, 2025 |
| Downgrade | OPFI | JMP Securities | Mkt Outperform | Market Perform | -- | -- | Feb. 12, 2025 |
News
OPFI's Net Charge-Off Rates Decline: A Win for Risk Management?
Published: June 16, 2025 by: Zacks Investment Research
Sentiment: Positive
OppFi slashes net charge-off rate to 35% in Q1, boosting profits and underscoring strength in risk modeling and loan recovery.
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OppFi Skyrockets 348% in a Year: Is This the Right Time to Invest?
Published: June 09, 2025 by: Zacks Investment Research
Sentiment: Positive
The OPFI stock soars 348% in a year, backed by stronger credit quality, liquidity and a steep discount to peers.
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Want Outperformance? These 5 Stocks Show Relative Strength
Published: June 05, 2025 by: Zacks Investment Research
Sentiment: Positive
OPFI, ALNT, PGY, GLDD and NTES are standing out with strong relative price strength and bullish earnings revisions.
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OppFi Raises EPS Guidance for 2025: Is This Expectation Valid?
Published: June 04, 2025 by: Zacks Investment Research
Sentiment: Positive
OPFI lifts its 2025 EPS guidance after Q1 earnings soar 277% y/y, driven by loan growth, credit gains and cost control.
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The Best Top-Ranked Stocks to Buy in June
Published: June 03, 2025 by: Zacks Investment Research
Sentiment: Positive
Exploring how investors can use a Zacks screen to help find some of the best Zacks Rank #1 (Strong Buy) stocks to buy in June and throughout the summer of 2025.
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OppFi Inc. (OPFI) is a Great Momentum Stock: Should You Buy?
Published: June 02, 2025 by: Zacks Investment Research
Sentiment: Positive
Does OppFi Inc. (OPFI) have what it takes to be a top stock pick for momentum investors? Let's find out.
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What Makes OppFi Inc. (OPFI) a Strong Momentum Stock: Buy Now?
Published: May 14, 2025 by: Zacks Investment Research
Sentiment: Positive
Does OppFi Inc. (OPFI) have what it takes to be a top stock pick for momentum investors? Let's find out.
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Surging Earnings Estimates Signal Upside for OppFi (OPFI) Stock
Published: May 12, 2025 by: Zacks Investment Research
Sentiment: Positive
OppFi (OPFI) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
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OppFi: Attractive Company Facing Strong Economic Risks
Published: May 09, 2025 by: Seeking Alpha
Sentiment: Neutral
OppFi had a strong Q1, with net income growing by 101% YOY and adjusted net income by 285%, driving a 10% stock surge. Despite impressive earnings, subprime borrowers pose high risks due to economic uncertainty, inflation, and a potential recession, making OPFI too risky an investment. OppLoans platform provides loans to subprime borrowers with steady income and direct deposits, but high default rates and inflation pressures are concerning.
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OppFi: Excellent Business, Rising Economic Risks
Published: May 08, 2025 by: Seeking Alpha
Sentiment: Negative
OppFi targets the underbanked market, serving 1.4 million customers, but faces intense competition and limited total addressable market growth. Despite economic concerns, OppFi's 2024 financial performance was exceptional, and now Q1 2025 revenue is up 10% YoY and net income doubled. Potentially rising delinquencies and economic uncertainties complicate OppFi's outlook, making the fintech and unsecured lending sectors vulnerable to credit stress.
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Stonegate Capital Partners Updates 1Q25 Report on OppFi, Inc. (OPFI)
Published: May 08, 2025 by: Newsfile Corp
Sentiment: Neutral
Dallas, Texas--(Newsfile Corp. - May 8, 2025) - OppFi, Inc. (NYSE: OPFI) : Stonegate Capital Partners Updates Coverage on OppFi (NYSE: OPFI). OPFI reported revenue, adj.
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OppFi: Fantastic Q1 Results Support The Firm's Turnaround Story
Published: May 07, 2025 by: Seeking Alpha
Sentiment: Positive
OppFi Inc. has staged a remarkable recovery from its initial poorly received SPAC deal. This comeback has been driven by a major improvement in its loan performance metrics. Shares are up dramatically over the past year, but earnings have risen enough to support the valuation.
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OppFi's Monster Q1 And Guidance Shockwave: Strong Buy Confirmed
Published: May 07, 2025 by: Seeking Alpha
Sentiment: Positive
I maintain a "Strong Buy" rating on OppFi Inc. due to rising operating leverage, expansive margin growth, and improved unit economics, despite a recent stock correction. OppFi's Q1 FY2025 results exceeded expectations with record revenues of $140.3 million (+10.1% YoY) and adjusted net income soaring by 285.1% YoY to $33.8 million. The company's raised FY2025 guidance, with adjusted net income now expected at $106-113 million, supports my bullish stance and suggests significant upside potential.
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OppFi Inc. (OPFI) Q1 Earnings and Revenues Top Estimates
Published: May 07, 2025 by: Zacks Investment Research
Sentiment: Positive
OppFi Inc. (OPFI) came out with quarterly earnings of $0.38 per share, beating the Zacks Consensus Estimate of $0.26 per share. This compares to earnings of $0.10 per share a year ago.
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OppFi Generates Record Quarterly Revenue, Exceeds Quarterly Guidance by more than 40%, and Raises Full-Year Adjusted Net Income and EPS Guidance
Published: May 07, 2025 by: Business Wire
Sentiment: Neutral
CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) (“OppFi” or the “Company”), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans, today reported financial results for the first quarter ended March 31, 2025. “We're incredibly proud to report a record-breaking first quarter, with all-time highs in quarterly revenue and adjusted net income,” said Todd Schwartz, CEO and Executive Chairman of OppFi. “Our disciplined.
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OppFi Q1 Earnings Coming Up: Should You Buy, Sell or Hold the Stock?
Published: May 02, 2025 by: Zacks Investment Research
Sentiment: Positive
An expansion in the underbanked consumer market is expected to have benefited OPFI's top line in the first quarter of 2025.
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5 Must-Buy Fintech Stocks to Maximize Returns Over the Long Term
Published: April 17, 2025 by: Zacks Investment Research
Sentiment: Positive
Buy 5 Fintech stocks to reap benefits over the long term. These are: AFRM, ACIW, STNE, OPFI, COIN.
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OppFi Skyrockets 203% in a Year: Should You Buy the Stock Now?
Published: April 16, 2025 by: Zacks Investment Research
Sentiment: Positive
Given the OPFI stock's upsurge, we analyze its current position to evaluate whether investors should buy the stock or stay away from it.
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Earnings Momentum is Surging in This Industry
Published: March 25, 2025 by: Zacks Investment Research
Sentiment: Positive
The Financial sector currently dominates the Zacks #1 Rank list, with 81 stocks, more than double the count of the next closest sector, Computers, which has 32. Analysts have been doling out huge upgrades to companies across the industry thanks to an improving regulatory environment and persistently high interest rates which improve margins.
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OppFi Announces $0.25 Per Share Special Dividend
Published: March 25, 2025 by: Business Wire
Sentiment: Neutral
CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) (“OppFi” or the “Company”), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans, today announced that its Board of Directors (the “Board”) has declared a $0.25 per share special dividend to be payable on April 18, 2025 to holders of record of the Company's Class A common stock as of the close of business on April 8, 2025. "We are proud to announce our second spec.
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OppFi Rises 37% in YTD: Should You Buy the Stock or Let Go?
Published: March 24, 2025 by: Zacks Investment Research
Sentiment: Positive
Given OPFI's price surge, we analyze its current position to evaluate whether investors should buy the stock or stay away from it.
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OppFi, Inc (OPFI) Q4 2024 Earnings Call Transcript
Published: March 05, 2025 by: Seeking Alpha
Sentiment: Neutral
OppFi, Inc (NYSE:OPFI ) Q4 2024 Earnings Conference Call March 5, 2025 9:00 AM ET Company Participants Mike Gallentine - Head of IR Todd Schwartz - Executive Chairman, Director & CEO Pamela Johnson - CFO Conference Call Participants David Scharf - Citizens Mike Grondahl - Northland Securities Dave Storms - Stonegate Capital Partners Operator Good morning, and welcome to OppFi's Fourth Quarter 2024 Earnings Conference Call. All participants are in a listen-only mode.
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OppFi Inc. (OPFI) Q4 Earnings and Revenues Top Estimates
Published: March 05, 2025 by: Zacks Investment Research
Sentiment: Positive
OppFi Inc. (OPFI) came out with quarterly earnings of $0.23 per share, beating the Zacks Consensus Estimate of $0.14 per share. This compares to earnings of $0.10 per share a year ago.
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OppFi: Leveraged For Increased Lending
Published: February 28, 2025 by: Seeking Alpha
Sentiment: Positive
OppFi is a digital subprime lender with competitive advantages in credit-scoring technology and a user-friendly platform. The company faced challenges due to inflation, impacting earnings in 2022-2023, but is expected to resume loan growth in 2025 with a 20% EPS expansion. OPFI is undervalued at 8x P/E, with potential for multiple expansion to 10x as it restarts lending growth and improves profitability.
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OppFi Announces Fourth Quarter and Full Year 2024 Earnings Conference Call
Published: February 18, 2025 by: Business Wire
Sentiment: Neutral
CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) (“OppFi” or the “Company”), a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans, will report financial results for its fourth quarter and full year 2024 before the market-open on Wednesday, March 5, 2025. Management will host a conference call on March 5, 2025 at 9:00 a.m. ET to discuss OppFi's financial results and business outlook. The conference cal.
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OppFi Stock Skyrockets 195% in 6 Months: How Should Investors Play?
Published: February 18, 2025 by: Zacks Investment Research
Sentiment: Positive
Given OPFI's price surge, we evaluate its current position to determine whether investors should buy, hold or sell the stock.
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About OppFi Inc. (OPFI)
- IPO Date 2020-11-20
- Website https://www.oppfi.com
- Industry Software - Application
- CEO Mr. Todd G. Schwartz
- Employees 445