OPFI

OppFi Inc
NYSEFINANCIAL SERVICESCREDIT SERVICES

Key Statistics

Market Cap
$1.36B
P/E Ratio
4.64
EPS
$2.03
Beta
1.77
52W High
$12.60
52W Low
$7.36
50-Day MA
$8.83
200-Day MA
$9.30
Dividend Yield
Profit Margin
19.40%
Forward P/E
5.01
PEG Ratio

About OppFi Inc

OppFi Inc. is a leading financial technology company specializing in innovative consumer lending solutions for the underbanked population. Utilizing its proprietary platform and advanced data analytics, OppFi delivers fair and transparent loan products that emphasize responsible lending through precise credit assessments driven by machine learning. The company's strong commitment to improving financial accessibility, combined with its focus on growth within the dynamic fintech sector, positions it well for future expansion and enhances its competitive edge in a rapidly evolving market. As a publicly traded firm, OppFi is poised to capitalize on emerging opportunities while maintaining its mission of empowering customers through tailored financial solutions.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$340.04M
Gross Profit (TTM)$340.04M
EBITDA
Operating Margin44.90%
Return on Equity62.10%
Return on Assets26.50%
Revenue/Share (TTM)$12.47
Book Value$2.86
Price-to-Book10.18
Price-to-Sales (TTM)3.99
EV/Revenue1.645
EV/EBITDA2.54
Quarterly Earnings Growth (YoY)266.40%
Quarterly Revenue Growth (YoY)-2.20%
Shares Outstanding$85.39M
Float$33.76M
% Insiders60.51%
% Institutions23.63%

Historical Volatility

HV 10-Day
39.31%
HV 20-Day
44.09%
HV 30-Day
48.45%
HV 60-Day
47.45%
HV Rank
61.1%

Volatility is currently contracting

Analyst Ratings

Consensus ($14.00 target)
1
Strong Buy
1
Buy
1
Hold

Latest News

OppFi Announces its Second Quarter 2026 Earnings Conference Call

CHICAGO, July 28, 2026 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans, will report financial results for its second quarter 2026 after the market closes on Monday, August 10, 2026. Management will host a conference call on August 10, 2026, at 5:00 p.m.

PRNewsWire7/28/2026Neutral
OppFi (OPFI) Forms 'Hammer Chart Pattern': Time for Bottom Fishing?

After losing some value lately, a hammer chart pattern has been formed for OppFi (OPFI), indicating that the stock has found support. This, combined with an upward trend in earnings estimate revisions, could lead to a trend reversal for the stock in the near term.

Zacks Investment Research5/21/2026Neutral
OppFi: Buying The Dip And Staying Bullish

OppFi Inc. (OPFI) delivered Q1 results that beat revenue and EPS estimates, despite investor concerns over rising net charge-offs. OPFI's Model 6.1 launch and upcoming Model 7 are expected to enhance credit scoring and reduce losses, supporting profitable growth. The BNCCORP acquisition is projected to be at least 25% accretive to adjusted EPS in year one post-close, with further upside in subsequent years.

Seeking Alpha5/14/2026Positive
OppFi Q1 Earnings Call Highlights

OppFi NYSE: OPFI reported higher first-quarter 2026 revenue but lower adjusted earnings as elevated charge-offs offset growth in receivables, while management emphasized a series of strategic moves aimed at reshaping the company into a broader technology-enabled banking platform.

MarketBeat5/14/2026Neutral

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Data last updated: 7/29/2026