OPFI

OppFi Inc
NYSEFINANCIAL SERVICESCREDIT SERVICES

Key Statistics

Market Cap
$1.37B
P/E Ratio
4.94
EPS
$1.92
Beta
1.77
52W High
$13.49
52W Low
$7.36
50-Day MA
$8.87
200-Day MA
$9.45
Dividend Yield
Profit Margin
19.40%
Forward P/E
5.53
PEG Ratio

About OppFi Inc

OppFi Inc. is a premier financial technology firm focused on delivering tailored consumer lending solutions to the underbanked population. By leveraging its proprietary platform and advanced data analytics, OppFi provides fair and transparent loan products that feature precise credit assessments powered by machine learning. The company's commitment to responsible lending not only empowers its customers but also positions it favorably for growth within the evolving fintech sector. As a publicly traded entity, OppFi is dedicated to driving innovation and expanding its market presence, reinforcing its mission to improve financial accessibility.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$340.04M
Gross Profit (TTM)$340.04M
EBITDA
Operating Margin44.90%
Return on Equity62.10%
Return on Assets26.50%
Revenue/Share (TTM)$12.47
Book Value$2.86
Price-to-Book11.24
Price-to-Sales (TTM)4.02
EV/Revenue1.777
EV/EBITDA2.74
Quarterly Earnings Growth (YoY)266.40%
Quarterly Revenue Growth (YoY)-2.20%
Shares Outstanding$85.39M
Float$33.79M
% Insiders60.53%
% Institutions23.52%

Historical Volatility

HV 10-Day
57.01%
HV 20-Day
58.10%
HV 30-Day
56.04%
HV 60-Day
47.05%
HV Rank
82.9%

Volatility is currently expanding

Analyst Ratings

Consensus ($14.00 target)
1
Strong Buy
1
Buy
1
Hold

Latest News

OppFi (OPFI) Forms 'Hammer Chart Pattern': Time for Bottom Fishing?

After losing some value lately, a hammer chart pattern has been formed for OppFi (OPFI), indicating that the stock has found support. This, combined with an upward trend in earnings estimate revisions, could lead to a trend reversal for the stock in the near term.

Zacks Investment Research5/21/2026Neutral
OppFi: Buying The Dip And Staying Bullish

OppFi Inc. (OPFI) delivered Q1 results that beat revenue and EPS estimates, despite investor concerns over rising net charge-offs. OPFI's Model 6.1 launch and upcoming Model 7 are expected to enhance credit scoring and reduce losses, supporting profitable growth. The BNCCORP acquisition is projected to be at least 25% accretive to adjusted EPS in year one post-close, with further upside in subsequent years.

Seeking Alpha5/14/2026Positive
OppFi Q1 Earnings Call Highlights

OppFi NYSE: OPFI reported higher first-quarter 2026 revenue but lower adjusted earnings as elevated charge-offs offset growth in receivables, while management emphasized a series of strategic moves aimed at reshaping the company into a broader technology-enabled banking platform.

MarketBeat5/14/2026Neutral
Stonegate Capital Partners Updates Coverage on OppFi, Inc. (OPFI) 1Q26

Dallas, Texas--(Newsfile Corp. - May 8, 2026) - OppFi, Inc. (NYSE: OPFI): Stonegate Capital Partners Updates Coverage on OppFi (NYSE: OPFI). OppFi's 1Q26 results were steady, but the bigger development was its shift toward a bank-enabled, deposit-funded model through the pending BNCC acquisition.

Newsfile Corp5/8/2026Neutral

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Data last updated: 7/9/2026