Mercury General Corporation (MCY)

US — Financial Services Sector
Peers: CINF  CNA  ERIE  GBLI  HMN  KMPR  ORI  RLI  SIGI  UBSI 

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Key Metrics & Ratings

  • symbol MCY
  • Rev/Share 104.1419
  • Book/Share 35.5575
  • PB 2.4074
  • Debt/Equity 0.2916
  • CurrentRatio 49.3466
  • ROIC 0.1981

 

  • MktCap 4741266471.0
  • FreeCF/Share 14.7598
  • PFCF 5.7995
  • PE 12.1551
  • Debt/Assets 0.0632
  • DivYield 0.0148
  • ROE 0.2053

 

  • Rating A-
  • Score 4
  • Recommendation Buy
  • P/E Score 3
  • DCF Score 4
  • P/B Score 2
  • D/E Score 2

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Upgrade MCY Raymond James Outperform Strong Buy $70 $80 Feb. 12, 2025

News

MERCURY GENERAL CORPORATION TO REPORT THIRD QUARTER RESULTS ON NOVEMBER 4, 2025
MCY
Published: October 08, 2025 by: PRNewsWire
Sentiment: Neutral

LOS ANGELES , Oct. 8, 2025 /PRNewswire/ -- Mercury General Corporation (NYSE: MCY) reported today that after the markets close on Tuesday, November 4, 2025, the Company will issue an earnings press release reporting its results for the third quarter of 2025, and will also file its quarterly report on Form 10-Q with the Securities and Exchange Commission. The earnings press release should be read in conjunction with the Company's quarterly report on Form 10-Q.

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image for news MERCURY GENERAL CORPORATION TO REPORT THIRD QUARTER RESULTS ON NOVEMBER 4, 2025
Mercury Insurance Shares 5 Homeowners Insurance Strategies for the Upcoming Fall Weather
MCY
Published: October 03, 2025 by: PRNewsWire
Sentiment: Neutral

Smart Insurance Steps to Keep Your Home and Family Ready for Anything LOS ANGELES , Oct. 3, 2025 /PRNewswire/ -- Mercury Insurance (NYSE: MCY) is encouraging households to be proactive as heavier fall weather approaches to ensure they're financially and physically protected should disaster strike. From wildfires and heavy rains to unexpected hail, having the right insurance coverage can mean the difference between a smooth recovery and a financial setback.

Read More
image for news Mercury Insurance Shares 5 Homeowners Insurance Strategies for the Upcoming Fall Weather
Bodily Injury Costs Increase in Nevada, According to Mercury Insurance
MCY
Published: September 26, 2025 by: PRNewsWire
Sentiment: Neutral

Mercury's New Umbrella Insurance Better Protects Nevadans' Personal Wealth Against Bodily Injury Claims LOS ANGELES , Sept. 26, 2025 /PRNewswire/ -- Multi-vehicle crashes, dog bites or a delivery person being injured on your property are some of the unexpected events that are putting Nevadans' personal financial health at risk.

Read More
image for news Bodily Injury Costs Increase in Nevada, According to Mercury Insurance
Is Mercury General (MCY) Stock Undervalued Right Now?
MCY
Published: September 25, 2025 by: Zacks Investment Research
Sentiment: Positive

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Read More
image for news Is Mercury General (MCY) Stock Undervalued Right Now?
MCY Rallies 22.6% YTD, Trades at Premium: Should You Buy the Stock?
MCY
Published: September 24, 2025 by: Zacks Investment Research
Sentiment: Positive

Mercury General's steady premium growth, strong investment income and solid liquidity are fueling expansion despite industry pressures.

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image for news MCY Rallies 22.6% YTD, Trades at Premium: Should You Buy the Stock?
Mercury Insurance Offers Advice on Installing Home EV Chargers
MCY
Published: September 11, 2025 by: PRNewsWire
Sentiment: Neutral

What You Need to Know Before Purchasing Your Own Charger LOS ANGELES , Sept. 11, 2025 /PRNewswire/ -- Mercury Insurance (NYSE: MCY) has seen a steady rise in the number of EV owners and those with home EV chargers.

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image for news Mercury Insurance Offers Advice on Installing Home EV Chargers
Should Value Investors Buy Mercury General (MCY) Stock?
MCY
Published: September 09, 2025 by: Zacks Investment Research
Sentiment: Positive

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Read More
image for news Should Value Investors Buy Mercury General (MCY) Stock?
Mercury Insurance Creates a New Vibe for Texas Music Fans at Dos Equis Pavilion
MCY
Published: September 08, 2025 by: PRNewsWire
Sentiment: Neutral

Immersive Art, Exclusive Perks and Unforgettable Fan Experiences Highlight Mercury's First Season in Texas LOS ANGELES , Sept. 8, 2025 /PRNewswire/ -- Dallas has a rich history of live music, from blues and jazz to country and rock.

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image for news Mercury Insurance Creates a New Vibe for Texas Music Fans at Dos Equis Pavilion
Don't Let Fall Storms Drain Your Wallet!
MCY
Published: September 04, 2025 by: PRNewsWire
Sentiment: Neutral

Easy Fall Home Maintenance — From Trimming Trees to Elevating Valuables — Can Reduce Stress, Cut Expenses and Provide Peace of Mind LOS ANGELES , Sept. 4, 2025 /PRNewswire/ -- As cooler temperatures and the autumn season weather approaches, Mercury Insurance is encouraging homeowners to prepare their properties now for fall and the winter months ahead.

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image for news Don't Let Fall Storms Drain Your Wallet!
Why Is Mercury General (MCY) Up 9.8% Since Last Earnings Report?
MCY
Published: August 28, 2025 by: Zacks Investment Research
Sentiment: Positive

Mercury General (MCY) reported earnings 30 days ago. What's next for the stock?

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image for news Why Is Mercury General (MCY) Up 9.8% Since Last Earnings Report?
Mercury Insurance Unveils This Year's Most Affordable New Electric Vehicles to Insure
MCY
Published: August 26, 2025 by: PRNewsWire
Sentiment: Neutral

Three Hyundai Motor Group Products and Two General Motors Company Products Make This Year's List LOS ANGELES , Aug. 26, 2025 /PRNewswire/ -- Although the automotive industry's transition to electrification has slowed, many industry experts still agree that electric vehicles are the future and here to stay. For consumers who are in the market for one, Mercury Insurance (NYSE: MCY), a leading auto insurer in California, has compiled a list of the most affordable EVs to insure, announced today.

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image for news Mercury Insurance Unveils This Year's Most Affordable New Electric Vehicles to Insure
Should Value Investors Buy Mercury General (MCY) Stock?
MCY
Published: August 22, 2025 by: Zacks Investment Research
Sentiment: Positive

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Read More
image for news Should Value Investors Buy Mercury General (MCY) Stock?
Mercury Insurance Shares Guidance for Parents of First-Time Drivers
MCY
Published: August 21, 2025 by: PRNewsWire
Sentiment: Neutral

Practical Tips to Keep Young Drivers Safe and Insurance Costs Manageable LOS ANGELES , Aug. 21, 2025 /PRNewswire/ -- A teen's first driver's license is both exciting and nerve-wracking for parents. Safety, training and the right insurance coverage ensures that new drivers are protected every mile of the journey.

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image for news Mercury Insurance Shares Guidance for Parents of First-Time Drivers
Mercury General (MCY) Is Up 4.77% in One Week: What You Should Know
MCY
Published: August 20, 2025 by: Zacks Investment Research
Sentiment: Positive

Does Mercury General (MCY) have what it takes to be a top stock pick for momentum investors? Let's find out.

Read More
image for news Mercury General (MCY) Is Up 4.77% in One Week: What You Should Know
MCY Outperforms Industry, Trades Near 52-Week High: What's Next?
MCY
Published: August 20, 2025 by: Zacks Investment Research
Sentiment: Positive

Mercury General stock gains from rate increases, higher average invested assets, financial flexibility, favorable estimates and higher return on capital.

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image for news MCY Outperforms Industry, Trades Near 52-Week High: What's Next?
Mercury Insurance Submits California's First Sustainable Insurance Strategy Homeowners Rate Filing
MCY
Published: August 15, 2025 by: PRNewsWire
Sentiment: Neutral

The new plan will provide California homeowners in higher risk areas with insurance options beyond the State's FAIR Plan, while also delivering more comprehensive coverage LOS ANGELES , Aug. 15, 2025 /PRNewswire/ -- Mercury Insurance (NYSE: MCY) has submitted a rate filing for its California Homeowners program based on the State's Sustainable Insurance Strategy. The filing is the first to use the recently reviewed Verisk Wildfire catastrophe model, which helps estimate the impact of future catastrophic wildfire events.

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image for news Mercury Insurance Submits California's First Sustainable Insurance Strategy Homeowners Rate Filing
Bodily Injury Costs Increase in Florida, According to Mercury Insurance
MCY
Published: August 14, 2025 by: PRNewsWire
Sentiment: Neutral

Mercury's New Umbrella Insurance Better Protects Floridians' Personal Wealth Against Bodily Injury Claims LOS ANGELES , Aug. 14, 2025 /PRNewswire/ -- Multi-vehicle crashes, dog bites or a delivery person being injured on your property are some of the unexpected events that are putting Floridians' personal financial health at risk. In fact, bodily injury payouts continue to climb year over year since the pandemic started, with the average amount for a liability claim increasing by 35%, according to Mercury Insurance (NYSE: MCY).

Read More
image for news Bodily Injury Costs Increase in Florida, According to Mercury Insurance
Mercury Insurance Unveils This Year's Most Affordable New Trucks and SUVs to Insure
MCY
Published: August 12, 2025 by: PRNewsWire
Sentiment: Neutral

Chevrolet Once Again Takes Top Two Truck Spots; Honda Takes Four Spots Among Top 10 SUVs LOS ANGELES , Aug. 12, 2025 /PRNewswire/ -- The truck and sport utility vehicle segments continue to remain among the most sought-after among American consumers. That's why Mercury Insurance (NYSE: MCY), a leading auto insurer in California, has compiled a list of the most affordable new trucks and SUVs to insure for 2025, announced today.

Read More
image for news Mercury Insurance Unveils This Year's Most Affordable New Trucks and SUVs to Insure
5 Best Stocks With Relative Price Strength to Buy Right Now
B, LEVI, MCY, RIGL, TREE
Published: August 08, 2025 by: Zacks Investment Research
Sentiment: Neutral

LendingTree, RIGL, and others are standing out with strong relative price strength amid market volatility.

Read More
image for news 5 Best Stocks With Relative Price Strength to Buy Right Now
Earnings Estimates Moving Higher for Mercury General (MCY): Time to Buy?
MCY
Published: August 06, 2025 by: Zacks Investment Research
Sentiment: Positive

Mercury General (MCY) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.

Read More
image for news Earnings Estimates Moving Higher for Mercury General (MCY): Time to Buy?
Mercury Insurance and Safeco Insurance Announce Plans to Transition California Customers and Agents
MCY
Published: August 06, 2025 by: PRNewsWire
Sentiment: Neutral

Mercury to Support Agents and Consumers as Safeco Parent Liberty Mutual Shifts Its California Personal Lines Strategy LOS ANGELES , Aug. 6, 2025 /PRNewswire/ -- Mercury Insurance (NYSE: MCY) is partnering with Liberty Mutual Insurance on a plan to provide coverage for thousands of California Safeco Insurance customers impacted by a shift in Liberty Mutual's California personal lines product strategy. Liberty Mutual will recommend to its appointed independent agents that they place impacted Safeco renters, condo and select auto policies with Mercury to ensure a smooth and seamless transition for customers.

Read More
image for news Mercury Insurance and Safeco Insurance Announce Plans to Transition California Customers and Agents
Are Investors Undervaluing Mercury General (MCY) Right Now?
MCY
Published: August 06, 2025 by: Zacks Investment Research
Sentiment: Positive

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Read More
image for news Are Investors Undervaluing Mercury General (MCY) Right Now?
How Homeowners Can Financially Prepare for Extreme Weather
MCY
Published: August 01, 2025 by: PRNewsWire
Sentiment: Neutral

Smart Steps From Mercury Insurance to Protect Your Property, Budget and Peace of Mind LOS ANGELES , Aug. 1, 2025 /PRNewswire/ -- As extreme weather events become more costly across the country, Mercury Insurance is encouraging homeowners to take proactive steps to protect both their homes and their finances. From wildfires and hurricanes to winter storms and floods, these events can cause significant damage and unexpected expenses — but with a little planning, homeowners can reduce risk and avoid financial stress.

Read More
image for news How Homeowners Can Financially Prepare for Extreme Weather
Mercury General Q2 Earnings Beat on Strong Net Investment Income
MCY
Published: July 30, 2025 by: Zacks Investment Research
Sentiment: Neutral

MCY's Q2 results reflect higher net premiums earned, increased average invested assets and cash, and narrower catastrophe losses, offset by higher expenses.

Read More
image for news Mercury General Q2 Earnings Beat on Strong Net Investment Income
Mercury Insurance Unveils the Most Affordable New Sedans, Subcompact Crossovers to Insure This Year
MCY
Published: July 29, 2025 by: PRNewsWire
Sentiment: Neutral

Three Hyundai Motor Group Products and Two Nissan Products Top This Year's List LOS ANGELES , July 29, 2025 /PRNewswire/ -- Specific sedan and subcompact crossover models are once again some of the most affordable vehicles to purchase and own, according to Mercury Insurance (NYSE: MCY), a leading auto insurer in California. Announced today, Mercury has compiled a list of the most affordable sedans and subcompact crossovers to insure.

Read More
image for news Mercury Insurance Unveils the Most Affordable New Sedans, Subcompact Crossovers to Insure This Year
Get Your Car Ready for College
MCY
Published: July 22, 2025 by: PRNewsWire
Sentiment: Neutral

Mercury Insurance Provides a Checklist to Make Sure You're Prepared LOS ANGELES , July 22, 2025 /PRNewswire/ -- We are approaching that time of year when college students head back to class. Whether you are a parent driving your student to school, or you are driving yourself, it is important to have your vehicle checked before setting off to campus.

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image for news Get Your Car Ready for College
Mercury Insurance Shares Tips to Protect Your Home From Hail Damage
MCY
Published: July 17, 2025 by: PRNewsWire
Sentiment: Neutral

Insurance Provider Offers Guidance to Help Homeowners Avoid Costly Repairs During Hail Season LOS ANGELES , July 17, 2025 /PRNewswire/ -- Mercury Insurance is helping homeowners prepare for hail season with simple, proactive tips to protect their homes and avoid costly repairs. As hailstorms grow more costly in many parts of the country, taking a few preventative steps can make a big difference in safeguarding your property and finances.

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image for news Mercury Insurance Shares Tips to Protect Your Home From Hail Damage
Mercury Insurance Helps Dispel Common Auto Insurance Myths
MCY
Published: July 15, 2025 by: PRNewsWire
Sentiment: Neutral

Holding on to Common Misconceptions Can Affect Your Rates LOS ANGELES , July 15, 2025 /PRNewswire/ -- There are a slew of common misconceptions surrounding auto insurance that permeate online and via word of mouth. In order to make informed decisions about auto insurance, it's important for consumers to dig a little deeper and refrain from taking these claims at face value.

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image for news Mercury Insurance Helps Dispel Common Auto Insurance Myths
MERCURY GENERAL CORPORATION TO REPORT SECOND QUARTER RESULTS ON JULY 29, 2025
MCY
Published: July 08, 2025 by: PRNewsWire
Sentiment: Neutral

LOS ANGELES , July 8, 2025 /PRNewswire/ -- Mercury General Corporation (NYSE: MCY) reported today that after the markets close on Tuesday, July 29, 2025, the Company will issue an earnings press release reporting its results for the second quarter of 2025, and will also file its quarterly report on Form 10-Q with the Securities and Exchange Commission. The earnings press release should be read in conjunction with the Company's quarterly report on Form 10-Q.

Read More
image for news MERCURY GENERAL CORPORATION TO REPORT SECOND QUARTER RESULTS ON JULY 29, 2025
Hurricane Preparedness Starts Now: How to Protect Your Home and Family Before the Storm Hits
MCY
Published: July 08, 2025 by: PRNewsWire
Sentiment: Neutral

Simple Steps to Minimize Damage and Stay Safe During Hurricane Season LOS ANGELES , July 8, 2025 /PRNewswire/ -- Hurricane season brings with it a mix of unpredictability and urgency — and while you can't stop a storm, you can absolutely prepare for one. Mercury Insurance is sharing practical, proactive steps homeowners can take to protect their property and loved ones before a hurricane makes landfall.

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image for news Hurricane Preparedness Starts Now: How to Protect Your Home and Family Before the Storm Hits

About Mercury General Corporation (MCY)

  • IPO Date 1985-11-20
  • Website https://www.mercuryinsurance.com
  • Industry Insurance - Property & Casualty
  • CEO Gabriel Tirador
  • Employees 4200

Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. The company also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. Its automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, fire, and other hazards. The company sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was founded in 1961 and is headquartered in Los Angeles, California.