
Community Financial System, Inc. (CBU) Q2 2026 Earnings Call Transcript
Community Bank System, Inc. is the banking holding company for Community Bank, NA providing various banking and other financial services to retail, commercial and municipal clients. The company is headquartered in Onondaga, New York.
| Revenue (TTM) | $814.75M |
| Gross Profit (TTM) | $814.75M |
| EBITDA | — |
| Operating Margin | 38.20% |
| Return on Equity | 11.30% |
| Return on Assets | 1.26% |
| Revenue/Share (TTM) | $15.46 |
| Book Value | $38.52 |
| Price-to-Book | 1.73 |
| Price-to-Sales (TTM) | 4.18 |
| EV/Revenue | 4.722 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 16.10% |
| Quarterly Revenue Growth (YoY) | 9.50% |
| Shares Outstanding | $52.60M |
| Float | $52.06M |
| % Insiders | 0.75% |
| % Institutions | 79.76% |
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Community Financial System, Inc. (CBU) Q2 2026 Earnings Call Transcript

Community Financial System NYSE: CBU reported record second-quarter operating results as net interest income expanded for a ninth consecutive quarter, while executives said insurance revenue remained below expectations amid softer premium markets, lower contingencies and organic-growth challenges.

While the top- and bottom-line numbers for Community Financial (CBU) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Community Financial System (CBU) came out with quarterly earnings of $1.16 per share, missing the Zacks Consensus Estimate of $1.19 per share. This compares to earnings of $0.97 per share a year ago.

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Reports Second Quarter 2026 Results.

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Announces Increase to Its Quarterly Dividend Resulting in Its 34th Consecutive Year of Dividend Increases.

Community Financial (CBU) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System Announces Second Quarter 2026 Earnings Conference Call.

Community Financial (CBU) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Completes Acquisition of ClearPoint Federal Bank & Trust.
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