CBU

Community Bank System Inc
NYSEFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$3.42B
P/E Ratio
15.26
EPS
$4.26
Beta
0.79
52W High
$71.11
52W Low
$52.24
50-Day MA
$65.96
200-Day MA
$61.91
Dividend Yield
2.86%
Profit Margin
27.20%
Forward P/E
15.77
PEG Ratio
2.63

About Community Bank System Inc

Community Bank System, Inc. is the banking holding company for Community Bank, NA providing various banking and other financial services to retail, commercial and municipal clients. The company is headquartered in Onondaga, New York.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$838.16M
Gross Profit (TTM)$838.16M
EBITDA
Operating Margin39.20%
Return on Equity11.50%
Return on Assets1.33%
Revenue/Share (TTM)$15.92
Book Value$39.41
Price-to-Book1.67
Price-to-Sales (TTM)4.08
EV/Revenue4.733
EV/EBITDA
Quarterly Earnings Growth (YoY)19.80%
Quarterly Revenue Growth (YoY)12.00%
Shares Outstanding$52.62M
Float$52.12M
% Insiders0.75%
% Institutions79.98%

Historical Volatility

HV 10-Day
15.27%
HV 20-Day
18.91%
HV 30-Day
23.18%
HV 60-Day
24.39%
HV Rank
34.5%

Volatility is currently contracting

Analyst Ratings

Consensus ($70.17 target)
1
Buy
5
Hold

Latest News

Community Financial System: Margin Expansion Still Underappreciated By The Market

Fixed-asset repricing continues to power healthy margin expansion for Community Financial System (CBU), even as broader interest rates have fallen. CBU's bond portfolio still only yields around 2.2%. With new loans hitting the book at roughly 6%, repricing dynamics will remain attractive for the foreseeable future. Meanwhile, CBU's non-interest revenue, much of which is asset based, is being supported by strong financial markets.

Seeking Alpha8/7/2026Positive
Community Financial System Q2 Earnings Call Highlights

Community Financial System NYSE: CBU reported record second-quarter operating results as net interest income expanded for a ninth consecutive quarter, while executives said insurance revenue remained below expectations amid softer premium markets, lower contingencies and organic-growth challenges.

MarketBeat7/28/2026Negative
Community Financial System (CBU) Q2 Earnings Lag Estimates

Community Financial System (CBU) came out with quarterly earnings of $1.16 per share, missing the Zacks Consensus Estimate of $1.19 per share. This compares to earnings of $0.97 per share a year ago.

Zacks Investment Research7/28/2026Negative

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Data last updated: 8/18/2026